Buy Cheap South Heart, ND Auto Insurance (2021)

South Heart, ND auto insurance rates average $361 a month. Minimum auto insurance requirements in South Heart, North Dakota are 25/50/25 to comply with North Dakota laws. To buy cheap auto insurance in South Heart, ND, compare South Heart auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in South Heart, ND are $361/month
  • Average auto insurance rates in South Heart, ND for teens drivers are $8,560/year
  • The most expensive auto insurance company in South Heart after a DUI is Liberty Mutual

Finding affordable South Heart, North Dakota auto insurance can be challenging, but everything you need to know to buy cheap South Heart, ND auto insurance with confidence is right here. Auto insurance rates in South Heart are affected by local factors as well as personal ones like your driving record.

See how South Heart, ND car insurance rates compare to West Fargo auto insurance rates, Grand Forks auto insurance rates, and Wahpeton auto insurance rates before you read more about the cost of auto insurance in South Heart.

Don’t buy South Heart, ND auto insurance until you’ve compared rates. Get free South Heart, North Dakota auto insurance quotes when you enter your ZIP code above.

South Heart, ND Minimum Auto Insurance Requirements

The required auto insurance in South Heart, ND is 25/50/25 according to the auto insurance laws in North Dakota. The minimum auto insurance in South Heart, North Dakota is outlined here.

Minimum Required Auto Insurance Coverage in South Heart, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap South Heart, ND Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in South Heart, ND. Take a look at South Heart, North Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in South Heart, North Dakota

Insurance Company Poor Fair Good
Allstate $6,325 $4,827 $3,951
American Family $4,816 $3,338 $2,818
Farmers $3,737 $3,055 $2,904
GEICO $3,222 $2,595 $2,265
Liberty Mutual $18,768 $11,197 $8,759
Nationwide $3,381 $2,628 $2,309
Progressive $4,584 $3,847 $3,520
State Farm $3,857 $2,452 $1,962
USAA $2,713 $1,718 $1,464

Buy Cheap South Heart, ND Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect South Heart, North Dakota auto insurance rates? Find out how car insurance rates in South Heart, ND are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Heart, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,887 $2,934 $2,519 $2,682 $10,389 $12,096 $3,240 $3,528
American Family $2,620 $2,620 $2,367 $2,367 $5,582 $8,020 $2,620 $3,063
Farmers $1,933 $1,903 $1,729 $1,797 $6,883 $7,072 $2,202 $2,336
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,137 $7,715 $5,728 $6,937 $28,385 $31,663 $7,481 $8,215
Nationwide $1,975 $2,027 $1,767 $1,890 $4,413 $5,467 $2,249 $2,393
Progressive $2,254 $2,144 $1,830 $1,898 $8,558 $9,574 $2,781 $2,829
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,105 $1,097 $900 $903 $3,802 $4,593 $1,590 $1,730

Buy Cheap South Heart, ND Auto Insurance for Teen Drivers

Auto insurance for teenagers in South Heart can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in South Heart, ND are listed here.

Annual Auto Insurance Rates for Teen Drivers in South Heart, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,389 $12,096
American Family $5,582 $8,020
Farmers $6,883 $7,072
GEICO $4,150 $5,218
Liberty Mutual $28,385 $31,663
Nationwide $4,413 $5,467
Progressive $8,558 $9,574
State Farm $4,879 $6,182
USAA $3,802 $4,593

Buy Cheap South Heart, ND Auto Insurance for Seniors

You can save on senior auto insurance rates in South Heart, North Dakota by comparing South Heart senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in South Heart, ND here.

Annual Auto Insurance Rates for Senior Drivers in South Heart, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,519 $2,682
American Family $2,367 $2,367
Farmers $1,729 $1,797
GEICO $1,863 $1,884
Liberty Mutual $5,728 $6,937
Nationwide $1,767 $1,890
Progressive $1,830 $1,898
State Farm $1,575 $1,575
USAA $900 $903

Find Cheap Auto Insurance Rates in South Heart, ND by Coverage Level

The amount of coverage you choose is a big factor in the cost of South Heart, North Dakota auto insurance. Compare South Heart, ND auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Heart, North Dakota

Insurance Company Low Medium High
Allstate $4,945 $5,032 $5,126
American Family $3,772 $3,839 $3,361
Farmers $3,164 $3,219 $3,313
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,638 $12,855 $13,230
Nationwide $2,708 $2,759 $2,851
Progressive $3,870 $3,973 $4,108
State Farm $2,691 $2,764 $2,816
USAA $1,915 $1,966 $2,014

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Find Cheap South Heart, ND Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in South Heart. Compare auto insurance rates in South Heart, ND by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in South Heart, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,911 $5,158
American Family $3,612 $3,703
Farmers $3,232 $3,232
GEICO $2,663 $2,724
Liberty Mutual $12,908 $12,908
Nationwide $2,773 $2,773
Progressive $3,984 $3,984
State Farm $2,683 $2,831
USAA $1,945 $1,985

Find Cheap South Heart, ND Auto Insurance Rates by Driving Record

Auto insurance rates in South Heart, North Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in South Heart, ND, take a look at the average cost for various violations versus rates for a clean driving record in South Heart.

Annual South Heart, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,142 $4,527 $6,726 $4,743
American Family $2,674 $3,820 $5,075 $3,060
Farmers $2,724 $3,473 $3,429 $3,302
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,451 $12,919 $14,042 $13,218
Nationwide $2,037 $2,823 $3,909 $2,321
Progressive $3,671 $4,541 $3,716 $4,006
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,397 $1,976 $2,763 $1,724

Find Cheap South Heart, ND Auto Insurance Rates After a DUI

The cost of DUI auto insurance in South Heart, North Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in South Heart for less when you shop around and compare rates from multiple South Heart, ND auto insurance companies.

Annual Auto Insurance Rates After a DUI in South Heart, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,726
American Family $5,075
Farmers $3,429
GEICO $4,084
Liberty Mutual $14,042
Nationwide $3,909
Progressive $3,716
State Farm $2,757
USAA $2,763

Winners by Category: Where to Buy Cheap Auto Insurance in South Heart, ND

Compare rates from the cheapest auto insurance companies in South Heart, ND for your needs. Take a look at how South Heart, North Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in South Heart, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap South Heart, North Dakota Auto Insurance Companies

If you’re looking for the cheapest South Heart, ND auto insurance companies overall, you can compare them here. Find the best price for South Heart, North Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in South Heart, North Dakota

Insurance Company Average Annual Rates
Allstate $5,034
American Family $3,657
Farmers $3,232
GEICO $2,694
Liberty Mutual $12,908
Nationwide $2,773
Progressive $3,984
State Farm $2,757
USAA $1,965

What affects South Heart, North Dakota auto insurance rates?

Local factors affect auto insurance rates in South Heart, ND, including traffic, theft statistics, and commute length. Take a look at the things that impact South Heart auto insurance rates.

Commute Times in South Heart

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in South Heart, ND is 22.0 minutes according to City-Data.

Compare Auto Insurance Quotes in South Heart, ND

You can buy cheap South Heart, ND auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free South Heart, North Dakota auto insurance quotes from top companies.

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