Buy Cheap South Beloit, IL Auto Insurance (2021)

South Beloit, IL auto insurance rates average $254 a month. Minimum auto insurance requirements in South Beloit, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in South Beloit, IL, compare South Beloit auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in South Beloit, IL for teens drivers are $5,853/year
  • Average auto insurance rates in South Beloit, IL after a DUI are $3,542/year
  • Average auto insurance rates in South Beloit, IL are $254/month

Finding affordable South Beloit, Illinois auto insurance can be challenging, but everything you need to know to buy cheap South Beloit, IL auto insurance with confidence is right here. Auto insurance rates in South Beloit are affected by local factors as well as personal ones like your driving record.

See how South Beloit, IL car insurance rates compare to Springfield auto insurance rates, Cicero auto insurance rates, and Peoria auto insurance rates before you read more about the cost of auto insurance in South Beloit.

Don’t buy South Beloit, IL auto insurance until you’ve compared rates. Get free South Beloit, Illinois auto insurance quotes when you enter your ZIP code above.

South Beloit, IL Minimum Auto Insurance Requirements

The required auto insurance in South Beloit, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in South Beloit, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in South Beloit, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap South Beloit, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in South Beloit, IL. Take a look at South Beloit, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in South Beloit, Illinois

Insurance Company Poor Fair Good
Allstate $6,434 $4,645 $4,062
American Family $4,566 $3,123 $2,647
Farmers $4,877 $4,108 $3,907
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,290 $2,054 $1,633
Nationwide $2,875 $2,330 $2,045
Progressive $3,691 $3,141 $2,907
State Farm $3,134 $1,876 $1,455
Travelers $2,890 $2,343 $1,898
USAA $3,680 $2,528 $2,083

Buy Cheap South Beloit, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect South Beloit, Illinois auto insurance rates? Find out how car insurance rates in South Beloit, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in South Beloit, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,209 $3,224 $3,354 $3,354 $8,342 $10,860 $3,860 $4,174
American Family $2,121 $2,121 $1,949 $1,949 $6,125 $8,434 $2,121 $2,743
Farmers $2,277 $2,272 $2,017 $2,135 $9,960 $10,378 $2,610 $2,728
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,420 $1,531 $1,178 $1,314 $4,789 $5,322 $1,486 $1,569
Nationwide $1,556 $1,580 $1,390 $1,468 $4,204 $5,377 $1,806 $1,951
Progressive $1,847 $1,736 $1,523 $1,597 $6,918 $7,759 $2,201 $2,390
State Farm $1,326 $1,326 $1,195 $1,195 $3,956 $5,006 $1,503 $1,735
Travelers $1,475 $1,554 $1,363 $1,450 $4,409 $5,567 $1,559 $1,640
USAA $1,650 $1,683 $1,536 $1,518 $5,303 $5,848 $2,174 $2,396

Buy Cheap South Beloit, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in South Beloit can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in South Beloit, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in South Beloit, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,342 $10,860
American Family $6,125 $8,434
Farmers $9,960 $10,378
GEICO $4,524 $4,715
Liberty Mutual $4,789 $5,322
Nationwide $4,204 $5,377
Progressive $6,918 $7,759
State Farm $3,956 $5,006
Travelers $4,409 $5,567
USAA $5,303 $5,848

Buy Cheap South Beloit, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in South Beloit, Illinois by comparing South Beloit senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in South Beloit, IL here.

Annual Auto Insurance Rates for Senior Drivers in South Beloit, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,354 $3,354
American Family $1,949 $1,949
Farmers $2,017 $2,135
GEICO $1,429 $1,724
Liberty Mutual $1,178 $1,314
Nationwide $1,390 $1,468
Progressive $1,523 $1,597
State Farm $1,195 $1,195
Travelers $1,363 $1,450
USAA $1,536 $1,518

Find Cheap Auto Insurance Rates in South Beloit, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of South Beloit, Illinois auto insurance. Compare South Beloit, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in South Beloit, Illinois

Insurance Company Low Medium High
Allstate $4,902 $5,043 $5,197
American Family $3,303 $3,572 $3,461
Farmers $4,089 $4,196 $4,606
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,203 $2,321 $2,453
Nationwide $2,391 $2,439 $2,419
Progressive $2,978 $3,237 $3,525
State Farm $2,030 $2,159 $2,276
Travelers $2,222 $2,374 $2,535
USAA $2,573 $2,761 $2,957

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Find Cheap South Beloit, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in South Beloit. Compare auto insurance rates in South Beloit, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in South Beloit, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,047 $5,047
American Family $3,401 $3,489
Farmers $4,297 $4,297
GEICO $2,338 $2,425
Liberty Mutual $2,326 $2,326
Nationwide $2,416 $2,416
Progressive $3,246 $3,246
State Farm $2,100 $2,210
Travelers $2,284 $2,470
USAA $2,686 $2,841

Find Cheap South Beloit, IL Auto Insurance Rates by Driving Record

Auto insurance rates in South Beloit, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in South Beloit, IL, take a look at the average cost for various violations versus rates for a clean driving record in South Beloit.

Annual South Beloit, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,605 $6,130 $5,712 $4,740
American Family $2,529 $3,607 $4,776 $2,868
Farmers $3,622 $4,681 $4,564 $4,321
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,934 $2,752 $2,418 $2,199
Nationwide $1,957 $2,518 $2,951 $2,240
Progressive $2,671 $3,984 $2,959 $3,371
State Farm $1,959 $2,351 $2,155 $2,155
Travelers $1,890 $2,481 $2,769 $2,369
USAA $1,971 $2,830 $3,877 $2,377

Find Cheap South Beloit, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in South Beloit, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in South Beloit for less when you shop around and compare rates from multiple South Beloit, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in South Beloit, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,712
American Family $4,776
Farmers $4,564
GEICO $3,243
Liberty Mutual $2,418
Nationwide $2,951
Progressive $2,959
State Farm $2,155
Travelers $2,769
USAA $3,877

Winners by Category: Where to Buy Cheap Auto Insurance in South Beloit, IL

Compare rates from the cheapest auto insurance companies in South Beloit, IL for your needs. Take a look at how South Beloit, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in South Beloit, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap South Beloit, Illinois Auto Insurance Companies

If you’re looking for the cheapest South Beloit, IL auto insurance companies overall, you can compare them here. Find the best price for South Beloit, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in South Beloit, Illinois

Insurance Company Average Annual Rates
Allstate $5,047
American Family $3,445
Farmers $4,297
GEICO $2,382
Liberty Mutual $2,326
Nationwide $2,416
Progressive $3,246
State Farm $2,155
Travelers $2,377
USAA $2,764

What affects South Beloit, Illinois auto insurance rates?

Local factors affect auto insurance rates in South Beloit, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact South Beloit auto insurance rates.

Commute Times in South Beloit

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in South Beloit, IL is 23.4 minutes according to City-Data.

Compare Auto Insurance Quotes in South Beloit, IL

You can buy cheap South Beloit, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free South Beloit, Illinois auto insurance quotes from top companies.

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