Buy Cheap Soquel, CA Auto Insurance (2021)

Soquel, CA auto insurance rates average $265 a month. Minimum auto insurance requirements in Soquel, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Soquel, CA, compare Soquel auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Soquel after a DUI is Nationwide
  • Average auto insurance rates in Soquel, CA after a DUI are $4,460/year
  • The most expensive auto insurance company in Soquel is Nationwide

Finding affordable Soquel, California auto insurance can be challenging, but everything you need to know to buy cheap Soquel, CA auto insurance with confidence is right here. Auto insurance rates in Soquel are affected by local factors as well as personal ones like your driving record.

See how Soquel, CA car insurance rates compare to Los Angeles auto insurance rates, San Francisco auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Soquel.

Don’t buy Soquel, CA auto insurance until you’ve compared rates. Get free Soquel, California auto insurance quotes when you enter your ZIP code above.

Soquel, CA Minimum Auto Insurance Requirements

The required auto insurance in Soquel, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Soquel, California is outlined here.

Minimum Required Auto Insurance Coverage in Soquel, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Soquel, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Soquel, California auto insurance rates? Find out how car insurance rates in Soquel, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Soquel, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,343 $2,341 $1,725 $1,735 $6,563 $8,248 $2,982 $3,259
Farmers $2,248 $2,248 $2,026 $2,026 $7,176 $11,786 $2,664 $2,968
GEICO $1,546 $1,547 $1,455 $1,455 $4,706 $4,786 $2,221 $2,270
Liberty Mutual $2,126 $2,014 $1,979 $1,918 $4,657 $4,951 $2,399 $2,416
Nationwide $2,938 $2,803 $2,572 $2,423 $7,521 $8,282 $3,515 $3,472
Progressive $1,518 $1,559 $1,290 $1,526 $4,022 $4,823 $2,167 $2,323
State Farm $2,760 $2,760 $2,467 $2,467 $5,066 $6,271 $3,057 $3,154
Travelers $2,218 $2,147 $1,969 $1,948 $4,565 $5,213 $2,877 $2,813
USAA $1,793 $1,697 $1,751 $1,756 $4,075 $4,110 $2,486 $2,348

Buy Cheap Soquel, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Soquel can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Soquel, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Soquel, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $8,248
Farmers $7,176 $11,786
GEICO $4,706 $4,786
Liberty Mutual $4,657 $4,951
Nationwide $7,521 $8,282
Progressive $4,022 $4,823
State Farm $5,066 $6,271
Travelers $4,565 $5,213
USAA $4,075 $4,110

Buy Cheap Soquel, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Soquel, California by comparing Soquel senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Soquel, CA here.

Annual Auto Insurance Rates for Senior Drivers in Soquel, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,725 $1,735
Farmers $2,026 $2,026
GEICO $1,455 $1,455
Liberty Mutual $1,979 $1,918
Nationwide $2,572 $2,423
Progressive $1,290 $1,526
State Farm $2,467 $2,467
Travelers $1,969 $1,948
USAA $1,751 $1,756

Find Cheap Auto Insurance Rates in Soquel, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Soquel, California auto insurance. Compare Soquel, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Soquel, California

Insurance Company Low Medium High
Allstate $3,462 $3,681 $3,806
Farmers $3,870 $4,173 $4,385
GEICO $2,288 $2,526 $2,681
Liberty Mutual $2,618 $2,833 $2,972
Nationwide $3,788 $4,266 $4,518
Progressive $2,152 $2,484 $2,575
State Farm $3,192 $3,553 $3,756
Travelers $2,592 $3,050 $3,264
USAA $2,283 $2,548 $2,675

Find Cheap Soquel, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Soquel. Compare auto insurance rates in Soquel, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Soquel, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,296 $4,003
Farmers $3,759 $4,526
GEICO $2,269 $2,727
Liberty Mutual $2,580 $3,036
Nationwide $3,700 $4,681
Progressive $2,177 $2,630
State Farm $3,374 $3,626
Travelers $2,675 $3,263
USAA $2,308 $2,696

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Soquel, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Soquel, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Soquel, CA, take a look at the average cost for various violations versus rates for a clean driving record in Soquel.

Annual Soquel, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,214 $3,697 $5,793 $2,895
Farmers $3,061 $4,170 $5,198 $4,142
GEICO $1,748 $2,696 $3,382 $2,167
Liberty Mutual $2,437 $3,265 $2,946 $2,582
Nationwide $2,928 $3,750 $6,335 $3,750
Progressive $1,582 $2,679 $3,075 $2,278
State Farm $2,496 $2,978 $5,629 $2,898
Travelers $1,992 $3,224 $3,742 $2,916
USAA $1,664 $2,478 $4,044 $1,822

Find Cheap Soquel, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Soquel, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Soquel for less when you shop around and compare rates from multiple Soquel, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Soquel, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,793
Farmers $5,198
GEICO $3,382
Liberty Mutual $2,946
Nationwide $6,335
Progressive $3,075
State Farm $5,629
Travelers $3,742
USAA $4,044

Winners by Category: Where to Buy Cheap Auto Insurance in Soquel, CA

Compare rates from the cheapest auto insurance companies in Soquel, CA for your needs. Take a look at how Soquel, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Soquel, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Soquel, California Auto Insurance Companies

If you’re looking for the cheapest Soquel, CA auto insurance companies overall, you can compare them here. Find the best price for Soquel, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Soquel, California

Insurance Company Average Annual Rates
Allstate $3,650
Farmers $4,143
GEICO $2,498
Liberty Mutual $2,808
Nationwide $4,191
Progressive $2,404
State Farm $3,500
Travelers $2,969
USAA $2,502

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Soquel, California auto insurance rates?

Local factors affect auto insurance rates in Soquel, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Soquel auto insurance rates.

Commute Times in Soquel

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Soquel, CA is 27.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Soquel, CA

You can buy cheap Soquel, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Soquel, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption