Buy Cheap Somerville, OH Auto Insurance (2021)

Somerville, OH auto insurance rates average $246 a month. Minimum auto insurance requirements in Somerville, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Somerville, OH, compare Somerville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Somerville, OH for teens drivers are $6,144/year
  • The most expensive auto insurance company in Somerville after a DUI is Travelers
  • Average auto insurance rates in Somerville, OH are $246/month

Finding affordable Somerville, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Somerville, OH auto insurance with confidence is right here. Auto insurance rates in Somerville are affected by local factors as well as personal ones like your driving record.

See how Somerville, OH car insurance rates compare to Toledo auto insurance rates, Canton auto insurance rates, and Parma auto insurance rates before you read more about the cost of auto insurance in Somerville.

Don’t buy Somerville, OH auto insurance until you’ve compared rates. Get free Somerville, Ohio auto insurance quotes when you enter your ZIP code above.

Somerville, OH Minimum Auto Insurance Requirements

The required auto insurance in Somerville, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Somerville, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Somerville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Somerville, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Somerville, OH. Take a look at Somerville, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Somerville, Ohio

Insurance Company Poor Fair Good
Allstate $4,038 $2,942 $2,459
American Family $2,200 $1,503 $1,274
Farmers $3,908 $3,297 $3,139
GEICO $2,193 $1,830 $1,466
Liberty Mutual $5,815 $3,573 $2,801
Nationwide $4,069 $3,276 $2,765
Progressive $5,334 $4,627 $4,328
State Farm $3,902 $2,411 $1,900
Travelers $3,529 $3,069 $2,866
USAA $1,798 $1,273 $1,085

Buy Cheap Somerville, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Somerville, Ohio auto insurance rates? Find out how car insurance rates in Somerville, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Somerville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,097 $2,088 $1,889 $2,019 $5,830 $6,686 $2,206 $2,358
American Family $1,022 $1,062 $939 $943 $3,215 $3,493 $1,264 $1,333
Farmers $1,828 $1,820 $1,611 $1,701 $8,072 $8,362 $2,050 $2,141
GEICO $1,310 $1,277 $1,239 $1,256 $3,562 $3,314 $1,453 $1,226
Liberty Mutual $1,880 $2,049 $1,446 $1,755 $9,958 $11,245 $1,993 $2,177
Nationwide $2,243 $2,254 $2,024 $2,038 $5,766 $7,433 $2,404 $2,798
Progressive $2,431 $2,279 $2,032 $2,101 $10,992 $12,368 $2,898 $3,002
State Farm $1,619 $1,619 $1,456 $1,456 $5,188 $6,501 $1,887 $2,173
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $842 $848 $800 $800 $2,580 $2,873 $1,123 $1,213

Buy Cheap Somerville, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Somerville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Somerville, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Somerville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,830 $6,686
American Family $3,215 $3,493
Farmers $8,072 $8,362
GEICO $3,562 $3,314
Liberty Mutual $9,958 $11,245
Nationwide $5,766 $7,433
Progressive $10,992 $12,368
State Farm $5,188 $6,501
Travelers $6,272 $9,870
USAA $2,580 $2,873

Buy Cheap Somerville, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Somerville, Ohio by comparing Somerville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Somerville, OH here.

Annual Auto Insurance Rates for Senior Drivers in Somerville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,889 $2,019
American Family $939 $943
Farmers $1,611 $1,701
GEICO $1,239 $1,256
Liberty Mutual $1,446 $1,755
Nationwide $2,024 $2,038
Progressive $2,032 $2,101
State Farm $1,456 $1,456
Travelers $1,451 $1,441
USAA $800 $800

Find Cheap Auto Insurance Rates in Somerville, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Somerville, Ohio auto insurance. Compare Somerville, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Somerville, Ohio

Insurance Company Low Medium High
Allstate $3,058 $3,141 $3,241
American Family $1,626 $1,671 $1,680
Farmers $3,270 $3,396 $3,679
GEICO $1,770 $1,822 $1,897
Liberty Mutual $3,914 $4,083 $4,192
Nationwide $3,723 $3,267 $3,121
Progressive $4,556 $4,717 $5,016
State Farm $2,602 $2,746 $2,864
Travelers $3,077 $3,195 $3,192
USAA $1,327 $1,384 $1,445

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Find Cheap Somerville, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Somerville. Compare auto insurance rates in Somerville, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Somerville, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,147 $3,147
American Family $1,638 $1,679
Farmers $3,448 $3,448
GEICO $1,800 $1,860
Liberty Mutual $4,063 $4,063
Nationwide $3,370 $3,370
Progressive $4,763 $4,763
State Farm $2,670 $2,805
Travelers $3,155 $3,155
USAA $1,333 $1,437

Find Cheap Somerville, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Somerville, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Somerville, OH, take a look at the average cost for various violations versus rates for a clean driving record in Somerville.

Annual Somerville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,646 $3,193 $3,753 $2,994
American Family $1,588 $1,682 $1,682 $1,682
Farmers $2,839 $3,661 $3,570 $3,722
GEICO $1,236 $1,793 $2,617 $1,673
Liberty Mutual $3,413 $4,382 $4,473 $3,983
Nationwide $2,700 $3,435 $4,359 $2,986
Progressive $4,099 $5,600 $4,374 $4,979
State Farm $2,486 $2,989 $2,738 $2,738
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,066 $1,427 $1,867 $1,180

Find Cheap Somerville, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Somerville, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Somerville for less when you shop around and compare rates from multiple Somerville, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Somerville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,753
American Family $1,682
Farmers $3,570
GEICO $2,617
Liberty Mutual $4,473
Nationwide $4,359
Progressive $4,374
State Farm $2,738
Travelers $4,568
USAA $1,867

Winners by Category: Where to Buy Cheap Auto Insurance in Somerville, OH

Compare rates from the cheapest auto insurance companies in Somerville, OH for your needs. Take a look at how Somerville, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Somerville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Somerville, Ohio Auto Insurance Companies

If you’re looking for the cheapest Somerville, OH auto insurance companies overall, you can compare them here. Find the best price for Somerville, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Somerville, Ohio

Insurance Company Average Annual Rates
Allstate $3,147
American Family $1,659
Farmers $3,448
GEICO $1,830
Liberty Mutual $4,063
Nationwide $3,370
Progressive $4,763
State Farm $2,738
Travelers $3,155
USAA $1,385

What affects Somerville, Ohio auto insurance rates?

Local factors affect auto insurance rates in Somerville, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Somerville auto insurance rates.

Commute Times in Somerville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Somerville, OH is 29.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Somerville, OH

You can buy cheap Somerville, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Somerville, Ohio auto insurance quotes from top companies.

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