Buy Cheap Somerset, OH Auto Insurance (2021)

Somerset, OH auto insurance rates average $252 a month. Minimum auto insurance requirements in Somerset, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Somerset, OH, compare Somerset auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Somerset after a DUI is Liberty Mutual
  • Average auto insurance rates in Somerset, OH after a DUI are $3,505/year
  • Average auto insurance rates in Somerset, OH are $252/month

Finding affordable Somerset, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Somerset, OH auto insurance with confidence is right here. Auto insurance rates in Somerset are affected by local factors as well as personal ones like your driving record.

See how Somerset, OH car insurance rates compare to Canton auto insurance rates, Toledo auto insurance rates, and Cincinnati auto insurance rates before you read more about the cost of auto insurance in Somerset.

Don’t buy Somerset, OH auto insurance until you’ve compared rates. Get free Somerset, Ohio auto insurance quotes when you enter your ZIP code above.

Somerset, OH Minimum Auto Insurance Requirements

The required auto insurance in Somerset, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Somerset, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Somerset, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Somerset, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Somerset, OH. Take a look at Somerset, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Somerset, Ohio

Insurance Company Poor Fair Good
Allstate $4,500 $3,253 $2,719
American Family $1,977 $1,353 $1,146
Farmers $4,048 $3,398 $3,236
GEICO $2,565 $2,136 $1,707
Liberty Mutual $7,760 $4,716 $3,690
Nationwide $3,983 $3,208 $2,708
Progressive $4,046 $3,481 $3,248
State Farm $3,701 $2,287 $1,802
Travelers $3,600 $3,129 $2,920
USAA $1,900 $1,340 $1,140

Buy Cheap Somerset, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Somerset, Ohio auto insurance rates? Find out how car insurance rates in Somerset, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Somerset, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,355 $2,358 $2,107 $2,257 $6,374 $7,294 $2,498 $2,685
American Family $954 $994 $861 $868 $2,795 $3,046 $1,175 $1,240
Farmers $1,929 $1,924 $1,702 $1,790 $8,200 $8,496 $2,166 $2,278
GEICO $1,552 $1,504 $1,424 $1,415 $4,121 $3,851 $1,731 $1,487
Liberty Mutual $2,553 $2,791 $1,963 $2,381 $12,978 $14,693 $2,739 $3,011
Nationwide $2,235 $2,254 $2,008 $2,033 $5,497 $7,148 $2,405 $2,818
Progressive $1,875 $1,778 $1,553 $1,607 $8,146 $9,198 $2,250 $2,328
State Farm $1,610 $1,610 $1,421 $1,421 $4,743 $5,967 $1,863 $2,137
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

Buy Cheap Somerset, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Somerset can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Somerset, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Somerset, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,374 $7,294
American Family $2,795 $3,046
Farmers $8,200 $8,496
GEICO $4,121 $3,851
Liberty Mutual $12,978 $14,693
Nationwide $5,497 $7,148
Progressive $8,146 $9,198
State Farm $4,743 $5,967
Travelers $6,362 $10,023
USAA $2,712 $3,025

Buy Cheap Somerset, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Somerset, Ohio by comparing Somerset senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Somerset, OH here.

Annual Auto Insurance Rates for Senior Drivers in Somerset, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,107 $2,257
American Family $861 $868
Farmers $1,702 $1,790
GEICO $1,424 $1,415
Liberty Mutual $1,963 $2,381
Nationwide $2,008 $2,033
Progressive $1,553 $1,607
State Farm $1,421 $1,421
Travelers $1,482 $1,476
USAA $841 $843

Find Cheap Auto Insurance Rates in Somerset, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Somerset, Ohio auto insurance. Compare Somerset, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Somerset, Ohio

Insurance Company Low Medium High
Allstate $3,384 $3,484 $3,605
American Family $1,474 $1,503 $1,498
Farmers $3,399 $3,512 $3,770
GEICO $2,084 $2,128 $2,195
Liberty Mutual $5,212 $5,408 $5,547
Nationwide $3,656 $3,198 $3,045
Progressive $3,455 $3,563 $3,758
State Farm $2,500 $2,602 $2,688
Travelers $3,140 $3,257 $3,251
USAA $1,404 $1,459 $1,518

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Find Cheap Somerset, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Somerset. Compare auto insurance rates in Somerset, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Somerset, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,491 $3,491
American Family $1,474 $1,510
Farmers $3,561 $3,561
GEICO $2,096 $2,176
Liberty Mutual $5,389 $5,389
Nationwide $3,300 $3,300
Progressive $3,592 $3,592
State Farm $2,535 $2,658
Travelers $3,216 $3,216
USAA $1,405 $1,516

Find Cheap Somerset, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Somerset, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Somerset, OH, take a look at the average cost for various violations versus rates for a clean driving record in Somerset.

Annual Somerset, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,952 $3,555 $4,134 $3,323
American Family $1,429 $1,512 $1,512 $1,512
Farmers $2,936 $3,774 $3,681 $3,851
GEICO $1,463 $2,095 $2,979 $2,007
Liberty Mutual $4,538 $5,790 $5,944 $5,283
Nationwide $2,629 $3,365 $4,290 $2,915
Progressive $3,100 $4,198 $3,298 $3,771
State Farm $2,382 $2,811 $2,597 $2,597
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,125 $1,504 $1,966 $1,246

Find Cheap Somerset, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Somerset, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Somerset for less when you shop around and compare rates from multiple Somerset, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Somerset, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,134
American Family $1,512
Farmers $3,681
GEICO $2,979
Liberty Mutual $5,944
Nationwide $4,290
Progressive $3,298
State Farm $2,597
Travelers $4,649
USAA $1,966

Winners by Category: Where to Buy Cheap Auto Insurance in Somerset, OH

Compare rates from the cheapest auto insurance companies in Somerset, OH for your needs. Take a look at how Somerset, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Somerset, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Somerset, Ohio Auto Insurance Companies

If you’re looking for the cheapest Somerset, OH auto insurance companies overall, you can compare them here. Find the best price for Somerset, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Somerset, Ohio

Insurance Company Average Annual Rates
Allstate $3,491
American Family $1,492
Farmers $3,561
GEICO $2,136
Liberty Mutual $5,389
Nationwide $3,300
Progressive $3,592
State Farm $2,597
Travelers $3,216
USAA $1,460

What affects Somerset, Ohio auto insurance rates?

Local factors affect auto insurance rates in Somerset, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Somerset auto insurance rates.

Commute Times in Somerset

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Somerset, OH is 26.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Somerset, OH

You can buy cheap Somerset, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Somerset, Ohio auto insurance quotes from top companies.

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