Buy Cheap Somerset, CA Auto Insurance (2021)

Somerset, CA auto insurance rates average $292 a month. Minimum auto insurance requirements in Somerset, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Somerset, CA, compare Somerset auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Somerset is Nationwide
  • The most expensive auto insurance company in Somerset after a DUI is Nationwide
  • Average auto insurance rates in Somerset, CA for teens drivers are $5,868/year

Finding affordable Somerset, California auto insurance can be challenging, but everything you need to know to buy cheap Somerset, CA auto insurance with confidence is right here. Auto insurance rates in Somerset are affected by local factors as well as personal ones like your driving record.

See how Somerset, CA car insurance rates compare to San Jose auto insurance rates, San Francisco auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Somerset.

Don’t buy Somerset, CA auto insurance until you’ve compared rates. Get free Somerset, California auto insurance quotes when you enter your ZIP code above.

Somerset, CA Minimum Auto Insurance Requirements

The required auto insurance in Somerset, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Somerset, California is outlined here.

Minimum Required Auto Insurance Coverage in Somerset, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Somerset, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Somerset, California auto insurance rates? Find out how car insurance rates in Somerset, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Somerset, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,462 $2,470 $1,796 $1,820 $6,777 $8,533 $3,164 $3,497
Farmers $2,422 $2,422 $2,180 $2,180 $7,725 $12,688 $2,869 $3,194
GEICO $1,613 $1,615 $1,519 $1,519 $4,871 $4,958 $2,312 $2,369
Liberty Mutual $2,161 $2,052 $1,998 $1,940 $4,728 $5,005 $2,444 $2,455
Nationwide $3,321 $3,173 $2,900 $2,737 $8,365 $9,256 $3,947 $3,907
Progressive $1,746 $1,797 $1,497 $1,773 $4,687 $5,651 $2,535 $2,728
State Farm $3,431 $3,431 $3,064 $3,064 $6,259 $7,749 $3,797 $3,918
Travelers $2,375 $2,305 $2,095 $2,073 $4,842 $5,554 $3,081 $3,021
USAA $1,966 $1,865 $1,910 $1,920 $4,560 $4,553 $2,702 $2,557

Buy Cheap Somerset, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Somerset can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Somerset, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Somerset, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,777 $8,533
Farmers $7,725 $12,688
GEICO $4,871 $4,958
Liberty Mutual $4,728 $5,005
Nationwide $8,365 $9,256
Progressive $4,687 $5,651
State Farm $6,259 $7,749
Travelers $4,842 $5,554
USAA $4,560 $4,553

Buy Cheap Somerset, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Somerset, California by comparing Somerset senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Somerset, CA here.

Annual Auto Insurance Rates for Senior Drivers in Somerset, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,796 $1,820
Farmers $2,180 $2,180
GEICO $1,519 $1,519
Liberty Mutual $1,998 $1,940
Nationwide $2,900 $2,737
Progressive $1,497 $1,773
State Farm $3,064 $3,064
Travelers $2,095 $2,073
USAA $1,910 $1,920

Find Cheap Auto Insurance Rates in Somerset, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Somerset, California auto insurance. Compare Somerset, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Somerset, California

Insurance Company Low Medium High
Allstate $3,623 $3,846 $3,975
Farmers $4,165 $4,493 $4,722
GEICO $2,348 $2,626 $2,816
Liberty Mutual $2,675 $2,871 $2,997
Nationwide $4,223 $4,777 $5,103
Progressive $2,492 $2,884 $3,028
State Farm $3,979 $4,399 $4,640
Travelers $2,782 $3,247 $3,475
USAA $2,458 $2,814 $2,991

Find Cheap Somerset, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Somerset. Compare auto insurance rates in Somerset, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Somerset, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,443 $4,187
Farmers $4,047 $4,873
GEICO $2,359 $2,835
Liberty Mutual $2,616 $3,080
Nationwide $4,151 $5,251
Progressive $2,546 $3,057
State Farm $4,183 $4,495
Travelers $2,852 $3,485
USAA $2,533 $2,976

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Find Cheap Somerset, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Somerset, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Somerset, CA, take a look at the average cost for various violations versus rates for a clean driving record in Somerset.

Annual Somerset, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,303 $3,873 $6,065 $3,019
Farmers $3,296 $4,489 $5,595 $4,459
GEICO $1,819 $2,793 $3,520 $2,256
Liberty Mutual $2,471 $3,314 $2,988 $2,619
Nationwide $3,278 $4,203 $7,118 $4,203
Progressive $1,828 $3,115 $3,632 $2,631
State Farm $3,092 $3,690 $6,984 $3,591
Travelers $2,125 $3,438 $4,002 $3,108
USAA $1,828 $2,720 $4,467 $2,002

Find Cheap Somerset, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Somerset, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Somerset for less when you shop around and compare rates from multiple Somerset, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Somerset, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,065
Farmers $5,595
GEICO $3,520
Liberty Mutual $2,988
Nationwide $7,118
Progressive $3,632
State Farm $6,984
Travelers $4,002
USAA $4,467

Winners by Category: Where to Buy Cheap Auto Insurance in Somerset, CA

Compare rates from the cheapest auto insurance companies in Somerset, CA for your needs. Take a look at how Somerset, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Somerset, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Somerset, California Auto Insurance Companies

If you’re looking for the cheapest Somerset, CA auto insurance companies overall, you can compare them here. Find the best price for Somerset, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Somerset, California

Insurance Company Average Annual Rates
Allstate $3,815
Farmers $4,460
GEICO $2,597
Liberty Mutual $2,848
Nationwide $4,701
Progressive $2,801
State Farm $4,339
Travelers $3,168
USAA $2,754

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Compare Auto Insurance Quotes in Somerset, CA

You can buy cheap Somerset, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Somerset, California auto insurance quotes from top companies.

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