Buy Cheap Solana Beach, CA Auto Insurance (2021)

Solana Beach, CA auto insurance rates average $280 a month. Minimum auto insurance requirements in Solana Beach, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Solana Beach, CA, compare Solana Beach auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Solana Beach after a DUI is Allstate
  • Average auto insurance rates in Solana Beach, CA are $280/month
  • Average auto insurance rates in Solana Beach, CA after a DUI are $4,719/year

Finding affordable Solana Beach, California auto insurance can be challenging, but everything you need to know to buy cheap Solana Beach, CA auto insurance with confidence is right here. Auto insurance rates in Solana Beach are affected by local factors as well as personal ones like your driving record.

See how Solana Beach, CA car insurance rates compare to Sacramento auto insurance rates, Anaheim auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Solana Beach.

Don’t buy Solana Beach, CA auto insurance until you’ve compared rates. Get free Solana Beach, California auto insurance quotes when you enter your ZIP code above.

Solana Beach, CA Minimum Auto Insurance Requirements

The required auto insurance in Solana Beach, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Solana Beach, California is outlined here.

Minimum Required Auto Insurance Coverage in Solana Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Solana Beach, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Solana Beach, California auto insurance rates? Find out how car insurance rates in Solana Beach, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Solana Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,630 $2,631 $1,928 $1,945 $7,381 $9,290 $3,367 $3,697
Farmers $2,404 $2,404 $2,174 $2,174 $7,640 $12,455 $2,846 $3,168
GEICO $1,643 $1,644 $1,546 $1,546 $4,999 $5,084 $2,360 $2,412
Liberty Mutual $1,978 $1,866 $1,846 $1,787 $4,258 $4,564 $2,217 $2,247
Nationwide $2,900 $2,767 $2,542 $2,395 $7,418 $8,172 $3,469 $3,425
Progressive $1,680 $1,729 $1,426 $1,693 $4,486 $5,402 $2,412 $2,592
State Farm $3,157 $3,157 $2,821 $2,821 $5,863 $7,299 $3,494 $3,599
Travelers $2,273 $2,195 $2,019 $1,999 $4,748 $5,370 $2,944 $2,877
USAA $1,819 $1,721 $1,776 $1,780 $4,152 $4,174 $2,514 $2,374

Buy Cheap Solana Beach, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Solana Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Solana Beach, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Solana Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,381 $9,290
Farmers $7,640 $12,455
GEICO $4,999 $5,084
Liberty Mutual $4,258 $4,564
Nationwide $7,418 $8,172
Progressive $4,486 $5,402
State Farm $5,863 $7,299
Travelers $4,748 $5,370
USAA $4,152 $4,174

Buy Cheap Solana Beach, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Solana Beach, California by comparing Solana Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Solana Beach, CA here.

Annual Auto Insurance Rates for Senior Drivers in Solana Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,928 $1,945
Farmers $2,174 $2,174
GEICO $1,546 $1,546
Liberty Mutual $1,846 $1,787
Nationwide $2,542 $2,395
Progressive $1,426 $1,693
State Farm $2,821 $2,821
Travelers $2,019 $1,999
USAA $1,776 $1,780

Find Cheap Auto Insurance Rates in Solana Beach, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Solana Beach, California auto insurance. Compare Solana Beach, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Solana Beach, California

Insurance Company Low Medium High
Allstate $3,907 $4,142 $4,277
Farmers $4,082 $4,445 $4,697
GEICO $2,402 $2,685 $2,876
Liberty Mutual $2,400 $2,621 $2,765
Nationwide $3,723 $4,211 $4,474
Progressive $2,405 $2,762 $2,867
State Farm $3,557 $4,111 $4,411
Travelers $2,627 $3,146 $3,386
USAA $2,299 $2,589 $2,728

Find Cheap Solana Beach, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Solana Beach. Compare auto insurance rates in Solana Beach, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Solana Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,710 $4,507
Farmers $3,999 $4,817
GEICO $2,411 $2,897
Liberty Mutual $2,384 $2,807
Nationwide $3,652 $4,620
Progressive $2,427 $2,928
State Farm $3,878 $4,175
Travelers $2,751 $3,355
USAA $2,340 $2,737

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Find Cheap Solana Beach, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Solana Beach, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Solana Beach, CA, take a look at the average cost for various violations versus rates for a clean driving record in Solana Beach.

Annual Solana Beach, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,482 $4,169 $6,530 $3,254
Farmers $3,264 $4,440 $5,522 $4,405
GEICO $1,856 $2,866 $3,594 $2,302
Liberty Mutual $2,253 $3,017 $2,725 $2,387
Nationwide $2,890 $3,702 $6,251 $3,702
Progressive $1,757 $2,982 $3,442 $2,531
State Farm $2,877 $3,429 $6,463 $3,337
Travelers $2,039 $3,325 $3,843 $3,005
USAA $1,688 $2,513 $4,105 $1,848

Find Cheap Solana Beach, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Solana Beach, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Solana Beach for less when you shop around and compare rates from multiple Solana Beach, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Solana Beach, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,530
Farmers $5,522
GEICO $3,594
Liberty Mutual $2,725
Nationwide $6,251
Progressive $3,442
State Farm $6,463
Travelers $3,843
USAA $4,105

Winners by Category: Where to Buy Cheap Auto Insurance in Solana Beach, CA

Compare rates from the cheapest auto insurance companies in Solana Beach, CA for your needs. Take a look at how Solana Beach, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Solana Beach, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Solana Beach, California Auto Insurance Companies

If you’re looking for the cheapest Solana Beach, CA auto insurance companies overall, you can compare them here. Find the best price for Solana Beach, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Solana Beach, California

Insurance Company Average Annual Rates
Allstate $4,109
Farmers $4,408
GEICO $2,654
Liberty Mutual $2,595
Nationwide $4,136
Progressive $2,678
State Farm $4,026
Travelers $3,053
USAA $2,539

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What affects Solana Beach, California auto insurance rates?

Local factors affect auto insurance rates in Solana Beach, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Solana Beach auto insurance rates.

Auto Theft in Solana Beach

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Solana Beach, CA auto theft show a total of 21 vehicle thefts annually.

Commute Times in Solana Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Solana Beach, CA is 23.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Solana Beach, CA

You can buy cheap Solana Beach, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Solana Beach, California auto insurance quotes from top companies.

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