Buy Cheap Smithville, TN Auto Insurance (2021)

Smithville, TN auto insurance rates average $279 a month. Minimum auto insurance requirements in Smithville, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Smithville, TN, compare Smithville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Smithville after a DUI is Liberty Mutual
  • Average auto insurance rates in Smithville, TN for teens drivers are $6,792/year
  • Average auto insurance rates in Smithville, TN are $279/month

Finding affordable Smithville, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Smithville, TN auto insurance with confidence is right here. Auto insurance rates in Smithville are affected by local factors as well as personal ones like your driving record.

See how Smithville, TN car insurance rates compare to Hendersonville auto insurance rates, Bartlett auto insurance rates, and Clarksville auto insurance rates before you read more about the cost of auto insurance in Smithville.

Don’t buy Smithville, TN auto insurance until you’ve compared rates. Get free Smithville, Tennessee auto insurance quotes when you enter your ZIP code above.

Smithville, TN Minimum Auto Insurance Requirements

The required auto insurance in Smithville, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Smithville, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Smithville, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Smithville, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Smithville, TN. Take a look at Smithville, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Smithville, Tennessee

Insurance Company Poor Fair Good
Allstate $6,064 $4,650 $3,556
Farmers $4,435 $3,468 $3,281
GEICO $4,024 $3,446 $3,169
Liberty Mutual $9,301 $5,696 $4,455
Nationwide $3,876 $3,066 $2,714
Progressive $4,099 $3,528 $3,295
State Farm $3,661 $2,197 $1,707
Travelers $3,591 $2,824 $2,059
USAA $3,741 $2,190 $1,806

Buy Cheap Smithville, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Smithville, Tennessee auto insurance rates? Find out how car insurance rates in Smithville, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smithville, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,778 $2,676 $2,494 $2,590 $10,263 $11,196 $2,976 $3,083
Farmers $2,002 $2,033 $1,797 $1,951 $7,996 $8,459 $2,695 $2,890
GEICO $2,356 $2,378 $2,171 $2,171 $7,151 $7,280 $2,393 $2,469
Nationwide $2,076 $2,095 $1,860 $1,893 $5,610 $7,244 $2,381 $2,590
Progressive $1,861 $1,759 $1,511 $1,582 $8,321 $9,379 $2,246 $2,464
State Farm $1,547 $1,547 $1,389 $1,389 $4,675 $5,836 $1,747 $2,043
Travelers $1,813 $1,907 $1,652 $1,757 $5,136 $6,369 $1,931 $2,032
USAA $1,459 $1,484 $1,317 $1,316 $5,185 $5,947 $1,900 $2,026

Buy Cheap Smithville, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Smithville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Smithville, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Smithville, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,263 $11,196
Farmers $7,996 $8,459
GEICO $7,151 $7,280
Nationwide $5,610 $7,244
Progressive $8,321 $9,379
State Farm $4,675 $5,836
Travelers $5,136 $6,369
USAA $5,185 $5,947

Buy Cheap Smithville, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Smithville, Tennessee by comparing Smithville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Smithville, TN here.

Annual Auto Insurance Rates for Senior Drivers in Smithville, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,494 $2,590
Farmers $1,797 $1,951
GEICO $2,171 $2,171
Nationwide $1,860 $1,893
Progressive $1,511 $1,582
State Farm $1,389 $1,389
Travelers $1,652 $1,757
USAA $1,317 $1,316

Find Cheap Auto Insurance Rates in Smithville, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Smithville, Tennessee auto insurance. Compare Smithville, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smithville, Tennessee

Insurance Company Low Medium High
Allstate $4,595 $4,746 $4,930
Farmers $3,548 $3,713 $3,923
GEICO $3,385 $3,539 $3,715
Liberty Mutual $6,224 $6,484 $6,744
Nationwide $3,248 $3,149 $3,259
Progressive $3,436 $3,638 $3,847
State Farm $2,401 $2,531 $2,633
Travelers $2,658 $2,822 $2,994
USAA $2,501 $2,571 $2,666

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Find Cheap Smithville, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Smithville. Compare auto insurance rates in Smithville, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Smithville, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,757 $4,757
Farmers $3,728 $3,728
GEICO $3,525 $3,568
Liberty Mutual $6,484 $6,484
Nationwide $3,219 $3,219
Progressive $3,640 $3,640
State Farm $2,464 $2,579
Travelers $2,714 $2,936
USAA $2,507 $2,652

Find Cheap Smithville, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Smithville, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Smithville, TN, take a look at the average cost for various violations versus rates for a clean driving record in Smithville.

Annual Smithville, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,001 $4,758 $5,710 $4,560
Farmers $3,180 $3,945 $4,028 $3,760
GEICO $2,575 $3,453 $5,581 $2,575
Liberty Mutual $5,259 $7,577 $7,052 $6,049
Nationwide $2,786 $2,786 $4,181 $3,123
Progressive $3,207 $4,160 $3,415 $3,781
State Farm $2,302 $2,741 $2,522 $2,522
Travelers $2,289 $2,943 $3,249 $2,818
USAA $1,878 $2,809 $3,305 $2,326

Find Cheap Smithville, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Smithville, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Smithville for less when you shop around and compare rates from multiple Smithville, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Smithville, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,710
Farmers $4,028
GEICO $5,581
Liberty Mutual $7,052
Nationwide $4,181
Progressive $3,415
State Farm $2,522
Travelers $3,249
USAA $3,305

Winners by Category: Where to Buy Cheap Auto Insurance in Smithville, TN

Compare rates from the cheapest auto insurance companies in Smithville, TN for your needs. Take a look at how Smithville, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Smithville, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Smithville, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Smithville, TN auto insurance companies overall, you can compare them here. Find the best price for Smithville, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Smithville, Tennessee

Insurance Company Average Annual Rates
Allstate $4,757
Farmers $3,728
GEICO $3,546
Nationwide $3,219
Progressive $3,640
State Farm $2,522
Travelers $2,825
USAA $2,579

What affects Smithville, Tennessee auto insurance rates?

Local factors affect auto insurance rates in Smithville, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Smithville auto insurance rates.

Commute Times in Smithville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Smithville, TN is 25.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Smithville, TN

You can buy cheap Smithville, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Smithville, Tennessee auto insurance quotes from top companies.

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