Buy Cheap Smithville, OH Auto Insurance (2021)

Smithville, OH auto insurance rates average $224 a month. Minimum auto insurance requirements in Smithville, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Smithville, OH, compare Smithville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Smithville after a DUI is Liberty Mutual
  • Average auto insurance rates in Smithville, OH are $224/month
  • Average auto insurance rates in Smithville, OH after a DUI are $3,133/year

Finding affordable Smithville, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Smithville, OH auto insurance with confidence is right here. Auto insurance rates in Smithville are affected by local factors as well as personal ones like your driving record.

See how Smithville, OH car insurance rates compare to Lorain auto insurance rates, Cincinnati auto insurance rates, and Akron auto insurance rates before you read more about the cost of auto insurance in Smithville.

Don’t buy Smithville, OH auto insurance until you’ve compared rates. Get free Smithville, Ohio auto insurance quotes when you enter your ZIP code above.

Smithville, OH Minimum Auto Insurance Requirements

The required auto insurance in Smithville, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Smithville, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Smithville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Smithville, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Smithville, OH. Take a look at Smithville, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Smithville, Ohio

Insurance Company Poor Fair Good
Allstate $3,882 $2,825 $2,363
American Family $1,830 $1,244 $1,052
Farmers $3,762 $3,176 $3,025
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,200 $3,800 $2,976
Nationwide $3,783 $3,049 $2,575
Progressive $3,630 $3,144 $2,941
State Farm $3,164 $1,956 $1,542
Travelers $3,412 $2,968 $2,771
USAA $1,820 $1,291 $1,101

Buy Cheap Smithville, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Smithville, Ohio auto insurance rates? Find out how car insurance rates in Smithville, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smithville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,031 $2,028 $1,828 $1,955 $5,557 $6,359 $2,140 $2,290
American Family $857 $888 $783 $786 $2,647 $2,869 $1,060 $1,115
Farmers $1,772 $1,764 $1,561 $1,644 $7,733 $8,024 $1,988 $2,082
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,007 $2,191 $1,543 $1,874 $10,574 $11,952 $2,131 $2,331
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,659 $1,558 $1,383 $1,426 $7,455 $8,391 $1,984 $2,050
State Farm $1,341 $1,341 $1,198 $1,198 $4,144 $5,209 $1,556 $1,782
Travelers $1,412 $1,434 $1,403 $1,395 $6,058 $9,546 $1,472 $1,683
USAA $852 $859 $812 $810 $2,621 $2,917 $1,137 $1,225

Buy Cheap Smithville, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Smithville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Smithville, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Smithville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,557 $6,359
American Family $2,647 $2,869
Farmers $7,733 $8,024
GEICO $3,519 $3,281
Liberty Mutual $10,574 $11,952
Nationwide $5,290 $6,843
Progressive $7,455 $8,391
State Farm $4,144 $5,209
Travelers $6,058 $9,546
USAA $2,621 $2,917

Buy Cheap Smithville, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Smithville, Ohio by comparing Smithville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Smithville, OH here.

Annual Auto Insurance Rates for Senior Drivers in Smithville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,828 $1,955
American Family $783 $786
Farmers $1,561 $1,644
GEICO $1,232 $1,237
Liberty Mutual $1,543 $1,874
Nationwide $1,900 $1,918
Progressive $1,383 $1,426
State Farm $1,198 $1,198
Travelers $1,403 $1,395
USAA $812 $810

Find Cheap Auto Insurance Rates in Smithville, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Smithville, Ohio auto insurance. Compare Smithville, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smithville, Ohio

Insurance Company Low Medium High
Allstate $2,930 $3,018 $3,122
American Family $1,352 $1,386 $1,388
Farmers $3,159 $3,276 $3,528
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,168 $4,347 $4,461
Nationwide $3,466 $3,040 $2,901
Progressive $3,111 $3,211 $3,393
State Farm $2,114 $2,228 $2,322
Travelers $2,971 $3,091 $3,090
USAA $1,340 $1,403 $1,470

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Find Cheap Smithville, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Smithville. Compare auto insurance rates in Smithville, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Smithville, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,023 $3,023
American Family $1,359 $1,392
Farmers $3,321 $3,321
GEICO $1,792 $1,857
Liberty Mutual $4,325 $4,325
Nationwide $3,136 $3,136
Progressive $3,238 $3,238
State Farm $2,166 $2,276
Travelers $3,050 $3,050
USAA $1,351 $1,458

Find Cheap Smithville, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Smithville, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Smithville, OH, take a look at the average cost for various violations versus rates for a clean driving record in Smithville.

Annual Smithville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,549 $3,076 $3,592 $2,876
American Family $1,319 $1,395 $1,395 $1,395
Farmers $2,738 $3,525 $3,437 $3,585
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,633 $4,664 $4,765 $4,240
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $2,791 $3,800 $2,973 $3,388
State Farm $2,026 $2,416 $2,221 $2,221
Travelers $2,246 $2,927 $4,415 $2,613
USAA $1,078 $1,445 $1,899 $1,194

Find Cheap Smithville, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Smithville, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Smithville for less when you shop around and compare rates from multiple Smithville, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Smithville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,592
American Family $1,395
Farmers $3,437
GEICO $2,571
Liberty Mutual $4,765
Nationwide $4,062
Progressive $2,973
State Farm $2,221
Travelers $4,415
USAA $1,899

Winners by Category: Where to Buy Cheap Auto Insurance in Smithville, OH

Compare rates from the cheapest auto insurance companies in Smithville, OH for your needs. Take a look at how Smithville, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Smithville, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Smithville, Ohio Auto Insurance Companies

If you’re looking for the cheapest Smithville, OH auto insurance companies overall, you can compare them here. Find the best price for Smithville, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Smithville, Ohio

Insurance Company Average Annual Rates
Allstate $3,023
American Family $1,376
Farmers $3,321
GEICO $1,824
Liberty Mutual $4,325
Nationwide $3,136
Progressive $3,238
State Farm $2,221
Travelers $3,050
USAA $1,404

What affects Smithville, Ohio auto insurance rates?

Local factors affect auto insurance rates in Smithville, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Smithville auto insurance rates.

Commute Times in Smithville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Smithville, OH is 18.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Smithville, OH

You can buy cheap Smithville, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Smithville, Ohio auto insurance quotes from top companies.

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