Buy Cheap Smithville, IN Auto Insurance (2021)

Smithville, IN auto insurance rates average $268 a month. Minimum auto insurance requirements in Smithville, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Smithville, IN, compare Smithville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Smithville after a DUI is Liberty Mutual
  • Average auto insurance rates in Smithville, IN after a DUI are $3,819/year
  • Average auto insurance rates in Smithville, IN for teens drivers are $6,325/year

Finding affordable Smithville, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Smithville, IN auto insurance with confidence is right here. Auto insurance rates in Smithville are affected by local factors as well as personal ones like your driving record.

See how Smithville, IN car insurance rates compare to Indianapolis auto insurance rates, Bloomington auto insurance rates, and South Bend auto insurance rates before you read more about the cost of auto insurance in Smithville.

Don’t buy Smithville, IN auto insurance until you’ve compared rates. Get free Smithville, Indiana auto insurance quotes when you enter your ZIP code above.

Smithville, IN Minimum Auto Insurance Requirements

The required auto insurance in Smithville, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Smithville, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Smithville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Smithville, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Smithville, IN. Take a look at Smithville, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Smithville, Indiana

Insurance Company Poor Fair Good
Allstate $4,896 $3,649 $3,316
American Family $4,759 $3,089 $2,586
Farmers $3,778 $3,084 $2,858
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,104 $4,624 $4,277
Nationwide $2,789 $2,358 $2,206
Progressive $4,044 $3,585 $3,382
State Farm $3,502 $2,088 $1,619
Travelers $3,810 $3,224 $3,221
USAA $2,408 $1,597 $1,370

Buy Cheap Smithville, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Smithville, Indiana auto insurance rates? Find out how car insurance rates in Smithville, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smithville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,426 $2,481 $2,136 $2,337 $7,569 $9,563 $2,453 $2,666
American Family $2,177 $2,177 $1,958 $1,958 $6,007 $8,693 $2,177 $2,675
Farmers $1,466 $1,447 $1,253 $1,406 $7,896 $8,431 $1,934 $2,090
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,648 $3,648 $3,353 $3,353 $7,982 $12,050 $3,648 $5,000
Nationwide $1,517 $1,551 $1,332 $1,422 $4,383 $5,688 $1,776 $1,941
Progressive $1,564 $1,479 $1,418 $1,429 $9,197 $10,321 $1,958 $1,995
State Farm $1,465 $1,465 $1,309 $1,309 $4,494 $5,754 $1,623 $1,807
Travelers $1,247 $1,270 $1,167 $1,166 $7,621 $12,024 $1,317 $1,532
USAA $1,131 $1,110 $1,059 $1,059 $3,233 $3,594 $1,526 $1,621

Buy Cheap Smithville, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Smithville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Smithville, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Smithville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,569 $9,563
American Family $6,007 $8,693
Farmers $7,896 $8,431
GEICO $4,871 $4,549
Liberty Mutual $7,982 $12,050
Nationwide $4,383 $5,688
Progressive $9,197 $10,321
State Farm $4,494 $5,754
Travelers $7,621 $12,024
USAA $3,233 $3,594

Buy Cheap Smithville, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Smithville, Indiana by comparing Smithville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Smithville, IN here.

Annual Auto Insurance Rates for Senior Drivers in Smithville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,337
American Family $1,958 $1,958
Farmers $1,253 $1,406
GEICO $1,547 $1,591
Liberty Mutual $3,353 $3,353
Nationwide $1,332 $1,422
Progressive $1,418 $1,429
State Farm $1,309 $1,309
Travelers $1,167 $1,166
USAA $1,059 $1,059

Find Cheap Auto Insurance Rates in Smithville, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Smithville, Indiana auto insurance. Compare Smithville, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smithville, Indiana

Insurance Company Low Medium High
Allstate $3,757 $3,938 $4,166
American Family $3,439 $3,593 $3,402
Farmers $3,129 $3,235 $3,357
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,145 $5,319 $5,541
Nationwide $2,489 $2,431 $2,433
Progressive $3,476 $3,615 $3,919
State Farm $2,287 $2,402 $2,520
Travelers $3,353 $3,450 $3,451
USAA $1,726 $1,787 $1,862

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Find Cheap Smithville, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Smithville. Compare auto insurance rates in Smithville, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Smithville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,954 $3,954
American Family $3,436 $3,520
Farmers $3,240 $3,240
GEICO $2,392 $2,483
Liberty Mutual $5,194 $5,477
Nationwide $2,451 $2,451
Progressive $3,670 $3,670
State Farm $2,335 $2,471
Travelers $3,418 $3,418
USAA $1,768 $1,815

Find Cheap Smithville, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Smithville, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Smithville, IN, take a look at the average cost for various violations versus rates for a clean driving record in Smithville.

Annual Smithville, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,148 $4,639 $4,278 $3,750
American Family $2,396 $3,826 $4,835 $2,854
Farmers $2,900 $3,381 $3,481 $3,200
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,158 $4,905 $7,696 $4,583
Nationwide $2,111 $2,715 $2,604 $2,375
Progressive $2,757 $4,820 $3,284 $3,820
State Farm $2,345 $2,576 $2,345 $2,345
Travelers $2,900 $3,590 $4,069 $3,113
USAA $1,348 $1,928 $2,216 $1,674

Find Cheap Smithville, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Smithville, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Smithville for less when you shop around and compare rates from multiple Smithville, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Smithville, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,278
American Family $4,835
Farmers $3,481
GEICO $3,385
Liberty Mutual $7,696
Nationwide $2,604
Progressive $3,284
State Farm $2,345
Travelers $4,069
USAA $2,216

Winners by Category: Where to Buy Cheap Auto Insurance in Smithville, IN

Compare rates from the cheapest auto insurance companies in Smithville, IN for your needs. Take a look at how Smithville, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Smithville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Smithville, Indiana Auto Insurance Companies

If you’re looking for the cheapest Smithville, IN auto insurance companies overall, you can compare them here. Find the best price for Smithville, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Smithville, Indiana

Insurance Company Average Annual Rates
Allstate $3,954
American Family $3,478
Farmers $3,240
GEICO $2,438
Liberty Mutual $5,335
Nationwide $2,451
Progressive $3,670
State Farm $2,403
Travelers $3,418
USAA $1,792

What affects Smithville, Indiana auto insurance rates?

Local factors affect auto insurance rates in Smithville, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Smithville auto insurance rates.

Commute Times in Smithville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Smithville, IN is 26.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Smithville, IN

You can buy cheap Smithville, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Smithville, Indiana auto insurance quotes from top companies.

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