Buy Cheap Smithville, AR Auto Insurance (2021)

Smithville, AR auto insurance rates average $343 a month. Minimum auto insurance requirements in Smithville, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Smithville, AR, compare Smithville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Smithville, AR for teens drivers are $8,305/year
  • The most expensive auto insurance company in Smithville is Travelers
  • The most expensive auto insurance company in Smithville after a DUI is Travelers

Finding affordable Smithville, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Smithville, AR auto insurance with confidence is right here. Auto insurance rates in Smithville are affected by local factors as well as personal ones like your driving record.

See how Smithville, AR car insurance rates compare to Fayetteville auto insurance rates, Fort Smith auto insurance rates, and Bentonville auto insurance rates before you read more about the cost of auto insurance in Smithville.

Don’t buy Smithville, AR auto insurance until you’ve compared rates. Get free Smithville, Arkansas auto insurance quotes when you enter your ZIP code above.

Smithville, AR Minimum Auto Insurance Requirements

The required auto insurance in Smithville, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Smithville, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Smithville, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Smithville, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Smithville, AR. Take a look at Smithville, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Smithville, Arkansas

Insurance Company Poor Fair Good
Allstate $6,504 $4,971 $4,034
Farmers $4,624 $3,864 $3,683
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,842 $3,516 $2,755
Nationwide $4,733 $3,811 $3,473
Progressive $6,249 $5,283 $4,896
State Farm $4,287 $2,580 $2,007
Travelers $6,870 $5,725 $5,348
USAA $2,693 $1,840 $1,568

Buy Cheap Smithville, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Smithville, Arkansas auto insurance rates? Find out how car insurance rates in Smithville, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smithville, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,943 $2,969 $2,616 $2,798 $10,561 $12,653 $3,262 $3,555
Farmers $2,243 $2,236 $2,009 $2,107 $9,131 $9,463 $2,562 $2,704
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,380 $2,549 $2,259 $2,517 $8,252 $9,077 $2,571 $2,696
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,988 $2,855 $2,451 $2,556 $11,997 $13,541 $3,573 $3,847
State Farm $1,915 $1,915 $1,692 $1,692 $5,234 $6,613 $2,151 $2,454
Travelers $2,250 $2,295 $2,209 $2,219 $12,916 $20,772 $2,398 $2,788
USAA $1,259 $1,272 $1,168 $1,178 $3,921 $4,107 $1,619 $1,746

Buy Cheap Smithville, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Smithville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Smithville, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Smithville, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,561 $12,653
Farmers $9,131 $9,463
GEICO $6,106 $6,139
Liberty Mutual $8,252 $9,077
Nationwide $6,624 $8,442
Progressive $11,997 $13,541
State Farm $5,234 $6,613
Travelers $12,916 $20,772
USAA $3,921 $4,107

Buy Cheap Smithville, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Smithville, Arkansas by comparing Smithville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Smithville, AR here.

Annual Auto Insurance Rates for Senior Drivers in Smithville, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,616 $2,798
Farmers $2,009 $2,107
GEICO $2,234 $2,172
Liberty Mutual $2,259 $2,517
Nationwide $2,440 $2,578
Progressive $2,451 $2,556
State Farm $1,692 $1,692
Travelers $2,209 $2,219
USAA $1,168 $1,178

Find Cheap Auto Insurance Rates in Smithville, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Smithville, Arkansas auto insurance. Compare Smithville, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smithville, Arkansas

Insurance Company Low Medium High
Allstate $5,036 $5,166 $5,306
Farmers $3,869 $4,018 $4,284
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,909 $4,012 $4,192
Nationwide $4,022 $3,922 $4,073
Progressive $5,073 $5,391 $5,964
State Farm $2,832 $2,955 $3,087
Travelers $5,691 $5,998 $6,254
USAA $1,948 $2,026 $2,127

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Find Cheap Smithville, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Smithville. Compare auto insurance rates in Smithville, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Smithville, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,170 $5,170
Farmers $4,057 $4,057
GEICO $3,258 $3,297
Liberty Mutual $4,038 $4,038
Nationwide $4,006 $4,006
Progressive $5,476 $5,476
State Farm $2,888 $3,028
Travelers $5,981 $5,981
USAA $1,975 $2,092

Find Cheap Smithville, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Smithville, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Smithville, AR, take a look at the average cost for various violations versus rates for a clean driving record in Smithville.

Annual Smithville, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,270 $5,362 $5,952 $5,095
Farmers $3,435 $4,389 $4,287 $4,116
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,758 $4,465 $5,224 $3,703
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,731 $6,520 $4,968 $5,685
State Farm $2,734 $3,182 $2,958 $2,958
Travelers $5,016 $5,183 $7,566 $6,159
USAA $1,566 $1,981 $2,852 $1,736

Find Cheap Smithville, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Smithville, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Smithville for less when you shop around and compare rates from multiple Smithville, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Smithville, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,952
Farmers $4,287
GEICO $5,107
Liberty Mutual $5,224
Nationwide $5,453
Progressive $4,968
State Farm $2,958
Travelers $7,566
USAA $2,852

Winners by Category: Where to Buy Cheap Auto Insurance in Smithville, AR

Compare rates from the cheapest auto insurance companies in Smithville, AR for your needs. Take a look at how Smithville, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Smithville, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Smithville, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Smithville, AR auto insurance companies overall, you can compare them here. Find the best price for Smithville, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Smithville, Arkansas

Insurance Company Average Annual Rates
Allstate $5,170
Farmers $4,057
GEICO $3,278
Liberty Mutual $4,037
Nationwide $4,006
Progressive $5,476
State Farm $2,958
Travelers $5,981
USAA $2,034

What affects Smithville, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Smithville, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Smithville auto insurance rates.

Commute Times in Smithville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Smithville, AR is 33.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Smithville, AR

You can buy cheap Smithville, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Smithville, Arkansas auto insurance quotes from top companies.

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