Buy Cheap Smith River, CA Auto Insurance (2021)

Smith River, CA auto insurance rates average $248 a month. Minimum auto insurance requirements in Smith River, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Smith River, CA, compare Smith River auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Smith River, CA after a DUI are $4,185/year
  • The most expensive auto insurance company in Smith River after a DUI is Allstate
  • Average auto insurance rates in Smith River, CA are $248/month

Finding affordable Smith River, California auto insurance can be challenging, but everything you need to know to buy cheap Smith River, CA auto insurance with confidence is right here. Auto insurance rates in Smith River are affected by local factors as well as personal ones like your driving record.

See how Smith River, CA car insurance rates compare to Long Beach auto insurance rates, Anaheim auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Smith River.

Don’t buy Smith River, CA auto insurance until you’ve compared rates. Get free Smith River, California auto insurance quotes when you enter your ZIP code above.

Smith River, CA Minimum Auto Insurance Requirements

The required auto insurance in Smith River, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Smith River, California is outlined here.

Minimum Required Auto Insurance Coverage in Smith River, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Smith River, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Smith River, California auto insurance rates? Find out how car insurance rates in Smith River, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smith River, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,356 $2,369 $1,706 $1,747 $6,394 $8,059 $3,086 $3,454
Farmers $2,216 $2,216 $1,988 $1,988 $7,082 $11,685 $2,626 $2,923
GEICO $1,380 $1,382 $1,299 $1,299 $4,189 $4,282 $1,981 $2,037
Liberty Mutual $1,777 $1,682 $1,647 $1,597 $3,793 $4,046 $1,998 $2,020
Nationwide $2,580 $2,468 $2,254 $2,130 $6,466 $7,142 $3,070 $3,041
Progressive $1,340 $1,380 $1,117 $1,333 $3,426 $4,161 $1,907 $2,052
State Farm $2,743 $2,743 $2,447 $2,447 $5,009 $6,220 $3,032 $3,126
Travelers $2,190 $2,130 $1,935 $1,912 $4,375 $5,085 $2,844 $2,789
USAA $1,696 $1,610 $1,654 $1,663 $3,857 $3,867 $2,338 $2,213

Buy Cheap Smith River, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Smith River can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Smith River, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Smith River, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,394 $8,059
Farmers $7,082 $11,685
GEICO $4,189 $4,282
Liberty Mutual $3,793 $4,046
Nationwide $6,466 $7,142
Progressive $3,426 $4,161
State Farm $5,009 $6,220
Travelers $4,375 $5,085
USAA $3,857 $3,867

Buy Cheap Smith River, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Smith River, California by comparing Smith River senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Smith River, CA here.

Annual Auto Insurance Rates for Senior Drivers in Smith River, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,706 $1,747
Farmers $1,988 $1,988
GEICO $1,299 $1,299
Liberty Mutual $1,647 $1,597
Nationwide $2,254 $2,130
Progressive $1,117 $1,333
State Farm $2,447 $2,447
Travelers $1,935 $1,912
USAA $1,654 $1,663

Find Cheap Auto Insurance Rates in Smith River, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Smith River, California auto insurance. Compare Smith River, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smith River, California

Insurance Company Low Medium High
Allstate $3,499 $3,670 $3,770
Farmers $3,841 $4,119 $4,312
GEICO $2,078 $2,250 $2,365
Liberty Mutual $2,163 $2,339 $2,458
Nationwide $3,284 $3,703 $3,945
Progressive $1,934 $2,137 $2,199
State Farm $3,145 $3,526 $3,741
Travelers $2,607 $2,969 $3,146
USAA $2,138 $2,408 $2,540

Find Cheap Smith River, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Smith River. Compare auto insurance rates in Smith River, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Smith River, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,299 $3,993
Farmers $3,713 $4,468
GEICO $2,028 $2,435
Liberty Mutual $2,131 $2,509
Nationwide $3,222 $4,065
Progressive $1,900 $2,279
State Farm $3,344 $3,597
Travelers $2,618 $3,197
USAA $2,175 $2,549

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Find Cheap Smith River, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Smith River, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Smith River, CA, take a look at the average cost for various violations versus rates for a clean driving record in Smith River.

Annual Smith River, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,185 $3,734 $5,793 $2,873
Farmers $3,020 $4,115 $5,136 $4,091
GEICO $1,564 $2,398 $3,023 $1,940
Liberty Mutual $2,012 $2,698 $2,437 $2,133
Nationwide $2,548 $3,262 $5,504 $3,262
Progressive $1,381 $2,312 $2,687 $1,979
State Farm $2,473 $2,952 $5,585 $2,872
Travelers $1,967 $3,140 $3,676 $2,846
USAA $1,572 $2,331 $3,824 $1,721

Find Cheap Smith River, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Smith River, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Smith River for less when you shop around and compare rates from multiple Smith River, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Smith River, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,793
Farmers $5,136
GEICO $3,023
Liberty Mutual $2,437
Nationwide $5,504
Progressive $2,687
State Farm $5,585
Travelers $3,676
USAA $3,824

Winners by Category: Where to Buy Cheap Auto Insurance in Smith River, CA

Compare rates from the cheapest auto insurance companies in Smith River, CA for your needs. Take a look at how Smith River, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Smith River, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Smith River, California Auto Insurance Companies

If you’re looking for the cheapest Smith River, CA auto insurance companies overall, you can compare them here. Find the best price for Smith River, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Smith River, California

Insurance Company Average Annual Rates
Allstate $3,646
Farmers $4,091
GEICO $2,231
Liberty Mutual $2,320
Nationwide $3,644
Progressive $2,090
State Farm $3,471
Travelers $2,908
USAA $2,362

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What affects Smith River, California auto insurance rates?

Local factors affect auto insurance rates in Smith River, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Smith River auto insurance rates.

Commute Times in Smith River

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Smith River, CA is 16.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Smith River, CA

You can buy cheap Smith River, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Smith River, California auto insurance quotes from top companies.

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