Buy Cheap Smith Lake, NM Auto Insurance (2021)

Smith Lake, NM auto insurance rates average $283 a month. Minimum auto insurance requirements in Smith Lake, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Smith Lake, NM, compare Smith Lake auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Smith Lake, NM are $283/month
  • The most expensive auto insurance company in Smith Lake after a DUI is GEICO
  • Average auto insurance rates in Smith Lake, NM after a DUI are $4,339/year

Finding affordable Smith Lake, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Smith Lake, NM auto insurance with confidence is right here. Auto insurance rates in Smith Lake are affected by local factors as well as personal ones like your driving record.

See how Smith Lake, NM car insurance rates compare to Hobbs auto insurance rates, Carlsbad auto insurance rates, and Farmington auto insurance rates before you read more about the cost of auto insurance in Smith Lake.

Don’t buy Smith Lake, NM auto insurance until you’ve compared rates. Get free Smith Lake, New Mexico auto insurance quotes when you enter your ZIP code above.

Smith Lake, NM Minimum Auto Insurance Requirements

The required auto insurance in Smith Lake, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Smith Lake, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Smith Lake, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Smith Lake, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Smith Lake, NM. Take a look at Smith Lake, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Smith Lake, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,722 $3,918 $3,725
GEICO $4,719 $4,112 $3,806
Nationwide $4,388 $3,418 $2,962
Progressive $3,443 $3,095 $2,942
State Farm $3,056 $1,899 $1,511
USAA $2,999 $2,248 $1,950

Buy Cheap Smith Lake, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Smith Lake, New Mexico auto insurance rates? Find out how car insurance rates in Smith Lake, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smith Lake, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,278 $2,265 $2,037 $2,168 $9,349 $9,619 $2,581 $2,677
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,448 $2,485 $2,228 $2,332 $5,976 $7,514 $2,770 $2,961
Progressive $1,641 $1,574 $1,500 $1,499 $7,084 $7,963 $1,982 $2,037
State Farm $1,417 $1,417 $1,291 $1,291 $3,773 $4,725 $1,581 $1,745
USAA $1,579 $1,562 $1,510 $1,498 $4,233 $4,775 $1,952 $2,082

Buy Cheap Smith Lake, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Smith Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Smith Lake, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Smith Lake, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $9,349 $9,619
GEICO $7,617 $10,449
Nationwide $5,976 $7,514
Progressive $7,084 $7,963
State Farm $3,773 $4,725
USAA $4,233 $4,775

Buy Cheap Smith Lake, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Smith Lake, New Mexico by comparing Smith Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Smith Lake, NM here.

Annual Auto Insurance Rates for Senior Drivers in Smith Lake, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $2,037 $2,168
GEICO $2,442 $2,442
Nationwide $2,228 $2,332
Progressive $1,500 $1,499
State Farm $1,291 $1,291
USAA $1,510 $1,498

Find Cheap Auto Insurance Rates in Smith Lake, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Smith Lake, New Mexico auto insurance. Compare Smith Lake, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smith Lake, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,785 $4,088 $4,492
GEICO $3,928 $4,201 $4,509
Nationwide $3,511 $3,558 $3,699
Progressive $3,008 $3,163 $3,309
State Farm $1,957 $2,160 $2,348
USAA $2,226 $2,411 $2,560

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Smith Lake, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Smith Lake. Compare auto insurance rates in Smith Lake, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Smith Lake, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $4,122 $4,122
GEICO $4,148 $4,277
Nationwide $3,589 $3,589
Progressive $3,160 $3,160
State Farm $2,103 $2,207
USAA $2,327 $2,470

Find Cheap Smith Lake, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Smith Lake, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Smith Lake, NM, take a look at the average cost for various violations versus rates for a clean driving record in Smith Lake.

Annual Smith Lake, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,476 $4,484 $4,377 $4,151
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,691 $3,768 $4,853 $3,045
Progressive $2,728 $3,757 $2,937 $3,217
State Farm $2,026 $2,198 $2,198 $2,198
USAA $1,776 $2,483 $3,266 $2,071

Find Cheap Smith Lake, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Smith Lake, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Smith Lake for less when you shop around and compare rates from multiple Smith Lake, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Smith Lake, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,864
Farmers $4,377
GEICO $7,878
Nationwide $4,853
Progressive $2,937
State Farm $2,198
USAA $3,266

Winners by Category: Where to Buy Cheap Auto Insurance in Smith Lake, NM

Compare rates from the cheapest auto insurance companies in Smith Lake, NM for your needs. Take a look at how Smith Lake, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Smith Lake, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Smith Lake, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Smith Lake, NM auto insurance companies overall, you can compare them here. Find the best price for Smith Lake, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Smith Lake, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $4,122
GEICO $4,213
Nationwide $3,589
Progressive $3,160
State Farm $2,155
USAA $2,399

Compare Auto Insurance Quotes in Smith Lake, NM

You can buy cheap Smith Lake, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Smith Lake, New Mexico auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption