Buy Cheap Smartt, TN Auto Insurance (2021)

Smartt, TN auto insurance rates average $274 a month. Minimum auto insurance requirements in Smartt, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Smartt, TN, compare Smartt auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Smartt is Allstate
  • The most expensive auto insurance company in Smartt after a DUI is Liberty Mutual
  • Average auto insurance rates in Smartt, TN are $274/month

Finding affordable Smartt, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Smartt, TN auto insurance with confidence is right here. Auto insurance rates in Smartt are affected by local factors as well as personal ones like your driving record.

See how Smartt, TN car insurance rates compare to Memphis auto insurance rates, Hendersonville auto insurance rates, and Murfreesboro auto insurance rates before you read more about the cost of auto insurance in Smartt.

Don’t buy Smartt, TN auto insurance until you’ve compared rates. Get free Smartt, Tennessee auto insurance quotes when you enter your ZIP code above.

Smartt, TN Minimum Auto Insurance Requirements

The required auto insurance in Smartt, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Smartt, Tennessee is outlined here.

Minimum Required Auto Insurance Coverage in Smartt, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Smartt, TN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Smartt, TN. Take a look at Smartt, Tennessee auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Smartt, Tennessee

Insurance Company Poor Fair Good
Allstate $5,636 $4,322 $3,306
Farmers $4,951 $3,864 $3,654
GEICO $3,591 $3,070 $2,822
Liberty Mutual $9,438 $5,776 $4,516
Nationwide $3,959 $3,135 $2,775
Progressive $3,915 $3,365 $3,141
State Farm $3,535 $2,122 $1,648
Travelers $3,474 $2,741 $1,998
USAA $3,800 $2,228 $1,838

Buy Cheap Smartt, TN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Smartt, Tennessee auto insurance rates? Find out how car insurance rates in Smartt, TN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smartt, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,554 $2,450 $2,304 $2,390 $9,652 $10,502 $2,714 $2,804
Farmers $2,218 $2,256 $1,992 $2,177 $8,958 $9,479 $2,988 $3,185
GEICO $2,128 $2,152 $1,966 $1,966 $6,288 $6,418 $2,151 $2,218
Nationwide $2,106 $2,123 $1,889 $1,919 $5,787 $7,451 $2,420 $2,623
Progressive $1,786 $1,690 $1,452 $1,519 $7,914 $8,916 $2,155 $2,357
State Farm $1,501 $1,501 $1,346 $1,346 $4,496 $5,623 $1,693 $1,972
Travelers $1,748 $1,839 $1,597 $1,699 $4,992 $6,210 $1,860 $1,956
USAA $1,479 $1,504 $1,336 $1,335 $5,281 $6,053 $1,929 $2,056

Buy Cheap Smartt, TN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Smartt can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Smartt, TN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Smartt, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,652 $10,502
Farmers $8,958 $9,479
GEICO $6,288 $6,418
Nationwide $5,787 $7,451
Progressive $7,914 $8,916
State Farm $4,496 $5,623
Travelers $4,992 $6,210
USAA $5,281 $6,053

Buy Cheap Smartt, TN Auto Insurance for Seniors

You can save on senior auto insurance rates in Smartt, Tennessee by comparing Smartt senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Smartt, TN here.

Annual Auto Insurance Rates for Senior Drivers in Smartt, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,304 $2,390
Farmers $1,992 $2,177
GEICO $1,966 $1,966
Nationwide $1,889 $1,919
Progressive $1,452 $1,519
State Farm $1,346 $1,346
Travelers $1,597 $1,699
USAA $1,336 $1,335

Find Cheap Auto Insurance Rates in Smartt, TN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Smartt, Tennessee auto insurance. Compare Smartt, TN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smartt, Tennessee

Insurance Company Low Medium High
Allstate $4,255 $4,410 $4,598
Farmers $3,931 $4,136 $4,402
GEICO $3,017 $3,154 $3,312
Liberty Mutual $6,287 $6,573 $6,870
Nationwide $3,324 $3,220 $3,326
Progressive $3,279 $3,472 $3,670
State Farm $2,312 $2,444 $2,549
Travelers $2,574 $2,736 $2,903
USAA $2,539 $2,613 $2,714

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Smartt, TN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Smartt. Compare auto insurance rates in Smartt, TN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Smartt, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,421 $4,421
Farmers $4,157 $4,157
GEICO $3,145 $3,177
Liberty Mutual $6,577 $6,577
Nationwide $3,290 $3,290
Progressive $3,474 $3,474
State Farm $2,378 $2,492
Travelers $2,630 $2,845
USAA $2,548 $2,696

Find Cheap Smartt, TN Auto Insurance Rates by Driving Record

Auto insurance rates in Smartt, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Smartt, TN, take a look at the average cost for various violations versus rates for a clean driving record in Smartt.

Annual Smartt, Tennessee Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,698 $4,411 $5,341 $4,235
Farmers $3,542 $4,402 $4,500 $4,182
GEICO $2,284 $3,076 $5,001 $2,284
Liberty Mutual $5,332 $7,688 $7,150 $6,137
Nationwide $2,850 $2,850 $4,268 $3,192
Progressive $3,061 $3,966 $3,260 $3,608
State Farm $2,225 $2,645 $2,435 $2,435
Travelers $2,218 $2,854 $3,151 $2,728
USAA $1,907 $2,857 $3,360 $2,364

Find Cheap Smartt, TN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Smartt, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Smartt for less when you shop around and compare rates from multiple Smartt, TN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Smartt, Tennessee

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,341
Farmers $4,500
GEICO $5,001
Liberty Mutual $7,150
Nationwide $4,268
Progressive $3,260
State Farm $2,435
Travelers $3,151
USAA $3,360

Winners by Category: Where to Buy Cheap Auto Insurance in Smartt, TN

Compare rates from the cheapest auto insurance companies in Smartt, TN for your needs. Take a look at how Smartt, Tennessee auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Smartt, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Smartt, Tennessee Auto Insurance Companies

If you’re looking for the cheapest Smartt, TN auto insurance companies overall, you can compare them here. Find the best price for Smartt, Tennessee car insurance by company.

Average Annual Auto Insurance Rates by Company in Smartt, Tennessee

Insurance Company Average Annual Rates
Allstate $4,421
Farmers $4,157
GEICO $3,161
Nationwide $3,290
Progressive $3,474
State Farm $2,435
Travelers $2,738
USAA $2,622

Compare Auto Insurance Quotes in Smartt, TN

You can buy cheap Smartt, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Smartt, Tennessee auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption