Buy Cheap Smartsville, CA Auto Insurance (2021)

Smartsville, CA auto insurance rates average $282 a month. Minimum auto insurance requirements in Smartsville, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Smartsville, CA, compare Smartsville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Smartsville, CA are $282/month
  • The most expensive auto insurance company in Smartsville after a DUI is Nationwide
  • The most expensive auto insurance company in Smartsville is Farmers

Finding affordable Smartsville, California auto insurance can be challenging, but everything you need to know to buy cheap Smartsville, CA auto insurance with confidence is right here. Auto insurance rates in Smartsville are affected by local factors as well as personal ones like your driving record.

See how Smartsville, CA car insurance rates compare to Bakersfield auto insurance rates, San Jose auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Smartsville.

Don’t buy Smartsville, CA auto insurance until you’ve compared rates. Get free Smartsville, California auto insurance quotes when you enter your ZIP code above.

Smartsville, CA Minimum Auto Insurance Requirements

The required auto insurance in Smartsville, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Smartsville, California is outlined here.

Minimum Required Auto Insurance Coverage in Smartsville, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Smartsville, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Smartsville, California auto insurance rates? Find out how car insurance rates in Smartsville, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smartsville, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,332 $2,343 $1,703 $1,724 $6,324 $7,965 $2,984 $3,300
Farmers $2,460 $2,460 $2,216 $2,216 $7,833 $12,846 $2,913 $3,243
GEICO $1,847 $1,848 $1,737 $1,737 $5,606 $5,721 $2,652 $2,722
Liberty Mutual $2,200 $2,087 $2,038 $1,975 $4,778 $5,072 $2,485 $2,504
Nationwide $3,062 $2,928 $2,674 $2,526 $7,683 $8,501 $3,651 $3,613
Progressive $1,640 $1,688 $1,395 $1,654 $4,332 $5,230 $2,367 $2,546
State Farm $3,190 $3,190 $2,846 $2,846 $5,825 $7,236 $3,527 $3,635
Travelers $2,195 $2,129 $1,937 $1,918 $4,443 $5,065 $2,827 $2,777
USAA $1,878 $1,782 $1,832 $1,842 $4,257 $4,268 $2,588 $2,449

Buy Cheap Smartsville, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Smartsville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Smartsville, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Smartsville, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,324 $7,965
Farmers $7,833 $12,846
GEICO $5,606 $5,721
Liberty Mutual $4,778 $5,072
Nationwide $7,683 $8,501
Progressive $4,332 $5,230
State Farm $5,825 $7,236
Travelers $4,443 $5,065
USAA $4,257 $4,268

Buy Cheap Smartsville, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Smartsville, California by comparing Smartsville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Smartsville, CA here.

Annual Auto Insurance Rates for Senior Drivers in Smartsville, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,703 $1,724
Farmers $2,216 $2,216
GEICO $1,737 $1,737
Liberty Mutual $2,038 $1,975
Nationwide $2,674 $2,526
Progressive $1,395 $1,654
State Farm $2,846 $2,846
Travelers $1,937 $1,918
USAA $1,832 $1,842

Find Cheap Auto Insurance Rates in Smartsville, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Smartsville, California auto insurance. Compare Smartsville, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smartsville, California

Insurance Company Low Medium High
Allstate $3,391 $3,616 $3,746
Farmers $4,217 $4,557 $4,796
GEICO $2,722 $3,012 $3,217
Liberty Mutual $2,704 $2,915 $3,057
Nationwide $3,895 $4,407 $4,688
Progressive $2,341 $2,679 $2,799
State Farm $3,656 $4,102 $4,353
Travelers $2,542 $2,986 $3,205
USAA $2,361 $2,664 $2,811

Find Cheap Smartsville, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Smartsville. Compare auto insurance rates in Smartsville, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Smartsville, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,230 $3,938
Farmers $4,104 $4,942
GEICO $2,711 $3,256
Liberty Mutual $2,654 $3,130
Nationwide $3,830 $4,829
Progressive $2,369 $2,844
State Farm $3,889 $4,184
Travelers $2,624 $3,198
USAA $2,406 $2,818

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Find Cheap Smartsville, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Smartsville, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Smartsville, CA, take a look at the average cost for various violations versus rates for a clean driving record in Smartsville.

Annual Smartsville, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,170 $3,629 $5,699 $2,840
Farmers $3,344 $4,553 $5,673 $4,522
GEICO $2,088 $3,214 $4,042 $2,591
Liberty Mutual $2,509 $3,364 $3,036 $2,660
Nationwide $3,021 $3,874 $6,552 $3,874
Progressive $1,706 $2,894 $3,370 $2,455
State Farm $2,877 $3,434 $6,496 $3,341
Travelers $1,963 $3,158 $3,666 $2,858
USAA $1,736 $2,577 $4,234 $1,902

Find Cheap Smartsville, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Smartsville, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Smartsville for less when you shop around and compare rates from multiple Smartsville, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Smartsville, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,699
Farmers $5,673
GEICO $4,042
Liberty Mutual $3,036
Nationwide $6,552
Progressive $3,370
State Farm $6,496
Travelers $3,666
USAA $4,234

Winners by Category: Where to Buy Cheap Auto Insurance in Smartsville, CA

Compare rates from the cheapest auto insurance companies in Smartsville, CA for your needs. Take a look at how Smartsville, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Smartsville, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Smartsville, California Auto Insurance Companies

If you’re looking for the cheapest Smartsville, CA auto insurance companies overall, you can compare them here. Find the best price for Smartsville, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Smartsville, California

Insurance Company Average Annual Rates
Allstate $3,584
Farmers $4,523
GEICO $2,984
Liberty Mutual $2,892
Nationwide $4,330
Progressive $2,606
State Farm $4,037
Travelers $2,911
USAA $2,612

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What affects Smartsville, California auto insurance rates?

Local factors affect auto insurance rates in Smartsville, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Smartsville auto insurance rates.

Commute Times in Smartsville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Smartsville, CA is 36.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Smartsville, CA

You can buy cheap Smartsville, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Smartsville, California auto insurance quotes from top companies.

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