Buy Cheap Smallwood, NY Auto Insurance (2021)

Smallwood, NY auto insurance rates average $423 a month. Minimum auto insurance requirements in Smallwood, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Smallwood, NY, compare Smallwood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Smallwood, NY after a DUI are $6,848/year
  • The most expensive auto insurance company in Smallwood after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Smallwood is Liberty Mutual

Finding affordable Smallwood, New York auto insurance can be challenging, but everything you need to know to buy cheap Smallwood, NY auto insurance with confidence is right here. Auto insurance rates in Smallwood are affected by local factors as well as personal ones like your driving record.

See how Smallwood, NY car insurance rates compare to New Rochelle auto insurance rates, Rochester auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Smallwood.

Don’t buy Smallwood, NY auto insurance until you’ve compared rates. Get free Smallwood, New York auto insurance quotes when you enter your ZIP code above.

Smallwood, NY Minimum Auto Insurance Requirements

The required auto insurance in Smallwood, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Smallwood, New York is outlined here.

Minimum Required Auto Insurance Coverage in Smallwood, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Smallwood, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Smallwood, NY. Take a look at Smallwood, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Smallwood, New York

Insurance Company Poor Fair Good
Allstate $7,897 $4,558 $3,909
GEICO $4,097 $3,010 $2,701
Liberty Mutual $11,736 $7,649 $5,709
Nationwide $4,811 $4,811 $4,811
Progressive $6,904 $3,467 $2,510
State Farm $7,268 $4,557 $3,616
Travelers $6,773 $4,183 $3,603
USAA $6,740 $3,387 $2,982

Buy Cheap Smallwood, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Smallwood, New York auto insurance rates? Find out how car insurance rates in Smallwood, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smallwood, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,410 $3,446 $3,489 $10,870 $11,619 $3,566 $3,575
GEICO $2,393 $2,301 $2,322 $2,288 $5,064 $7,420 $2,158 $2,211
Liberty Mutual $6,245 $6,245 $5,809 $5,809 $12,201 $17,723 $6,245 $6,642
Nationwide $3,585 $3,585 $3,372 $3,372 $6,525 $9,832 $3,585 $4,630
Progressive $2,627 $2,431 $2,082 $2,122 $8,798 $9,712 $3,356 $3,221
State Farm $3,268 $3,268 $2,846 $2,846 $9,462 $12,140 $3,589 $3,757
Travelers $3,513 $3,502 $3,187 $3,390 $8,113 $9,598 $3,700 $3,820
USAA $2,277 $2,241 $2,063 $2,071 $9,192 $10,931 $2,931 $3,252

Buy Cheap Smallwood, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Smallwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Smallwood, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Smallwood, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,870 $11,619
GEICO $5,064 $7,420
Liberty Mutual $12,201 $17,723
Nationwide $6,525 $9,832
Progressive $8,798 $9,712
State Farm $9,462 $12,140
Travelers $8,113 $9,598
USAA $9,192 $10,931

Buy Cheap Smallwood, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Smallwood, New York by comparing Smallwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Smallwood, NY here.

Annual Auto Insurance Rates for Senior Drivers in Smallwood, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,446 $3,489
GEICO $2,322 $2,288
Liberty Mutual $5,809 $5,809
Nationwide $3,372 $3,372
Progressive $2,082 $2,122
State Farm $2,846 $2,846
Travelers $3,187 $3,390
USAA $2,063 $2,071

Find Cheap Auto Insurance Rates in Smallwood, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Smallwood, New York auto insurance. Compare Smallwood, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smallwood, New York

Insurance Company Low Medium High
Allstate $5,080 $5,431 $5,853
GEICO $3,097 $3,254 $3,458
Liberty Mutual $8,005 $8,341 $8,748
Nationwide $4,552 $4,775 $5,106
Progressive $4,048 $4,262 $4,571
State Farm $4,910 $5,173 $5,358
Travelers $4,579 $4,794 $5,185
USAA $4,219 $4,342 $4,549

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Find Cheap Smallwood, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Smallwood. Compare auto insurance rates in Smallwood, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Smallwood, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,378 $5,532
GEICO $3,173 $3,366
Liberty Mutual $8,121 $8,609
Nationwide $4,811 $4,811
Progressive $4,294 $4,294
State Farm $4,960 $5,334
Travelers $4,853 $4,853
USAA $4,325 $4,414

Find Cheap Smallwood, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Smallwood, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Smallwood, NY, take a look at the average cost for various violations versus rates for a clean driving record in Smallwood.

Annual Smallwood, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,600 $4,600 $6,782 $5,838
GEICO $2,557 $2,787 $5,177 $2,557
Liberty Mutual $6,615 $6,615 $13,615 $6,615
Nationwide $3,623 $3,623 $8,287 $3,710
Progressive $4,173 $4,173 $4,628 $4,200
State Farm $4,905 $4,905 $5,389 $5,389
Travelers $4,138 $5,189 $5,261 $4,824
USAA $3,904 $3,967 $5,641 $3,967

Find Cheap Smallwood, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Smallwood, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Smallwood for less when you shop around and compare rates from multiple Smallwood, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Smallwood, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,782
GEICO $5,177
Liberty Mutual $13,615
Nationwide $8,287
Progressive $4,628
State Farm $5,389
Travelers $5,261
USAA $5,641

Winners by Category: Where to Buy Cheap Auto Insurance in Smallwood, NY

Compare rates from the cheapest auto insurance companies in Smallwood, NY for your needs. Take a look at how Smallwood, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Smallwood, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Smallwood, New York Auto Insurance Companies

If you’re looking for the cheapest Smallwood, NY auto insurance companies overall, you can compare them here. Find the best price for Smallwood, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Smallwood, New York

Insurance Company Average Annual Rates
Allstate $5,455
GEICO $3,270
Liberty Mutual $8,365
Nationwide $4,811
Progressive $4,294
State Farm $5,147
Travelers $4,853
USAA $4,370

What affects Smallwood, New York auto insurance rates?

Local factors affect auto insurance rates in Smallwood, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Smallwood auto insurance rates.

Commute Times in Smallwood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Smallwood, NY is 33.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Smallwood, NY

You can buy cheap Smallwood, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Smallwood, New York auto insurance quotes from top companies.

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