Buy Cheap Smackover, AR Auto Insurance (2021)

Smackover, AR auto insurance rates average $351 a month. Minimum auto insurance requirements in Smackover, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Smackover, AR, compare Smackover auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Smackover, AR after a DUI are $5,082/year
  • Average auto insurance rates in Smackover, AR are $351/month
  • Average auto insurance rates in Smackover, AR for teens drivers are $8,469/year

Finding affordable Smackover, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Smackover, AR auto insurance with confidence is right here. Auto insurance rates in Smackover are affected by local factors as well as personal ones like your driving record.

See how Smackover, AR car insurance rates compare to Rogers auto insurance rates, Fort Smith auto insurance rates, and Little Rock auto insurance rates before you read more about the cost of auto insurance in Smackover.

Don’t buy Smackover, AR auto insurance until you’ve compared rates. Get free Smackover, Arkansas auto insurance quotes when you enter your ZIP code above.

Smackover, AR Minimum Auto Insurance Requirements

The required auto insurance in Smackover, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Smackover, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Smackover, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Smackover, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Smackover, AR. Take a look at Smackover, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Smackover, Arkansas

Insurance Company Poor Fair Good
Allstate $6,716 $5,122 $4,154
Farmers $4,821 $4,024 $3,835
GEICO $4,368 $3,585 $2,977
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,740 $4,867 $4,515
State Farm $4,291 $2,582 $2,009
Travelers $7,308 $6,086 $5,684
USAA $3,196 $2,173 $1,849

Buy Cheap Smackover, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Smackover, Arkansas auto insurance rates? Find out how car insurance rates in Smackover, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Smackover, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,085 $3,131 $2,728 $2,925 $10,757 $12,812 $3,447 $3,760
Farmers $2,343 $2,333 $2,099 $2,200 $9,489 $9,825 $2,685 $2,842
GEICO $2,713 $2,693 $2,511 $2,441 $6,706 $6,759 $2,645 $2,681
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,721 $2,594 $2,234 $2,330 $11,126 $12,548 $3,257 $3,515
State Farm $1,883 $1,883 $1,677 $1,677 $5,319 $6,705 $2,119 $2,423
Travelers $2,406 $2,456 $2,352 $2,364 $13,708 $22,036 $2,561 $2,993
USAA $1,477 $1,495 $1,366 $1,380 $4,662 $4,887 $1,914 $2,068

Buy Cheap Smackover, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Smackover can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Smackover, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Smackover, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,757 $12,812
Farmers $9,489 $9,825
GEICO $6,706 $6,759
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $11,126 $12,548
State Farm $5,319 $6,705
Travelers $13,708 $22,036
USAA $4,662 $4,887

Buy Cheap Smackover, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Smackover, Arkansas by comparing Smackover senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Smackover, AR here.

Annual Auto Insurance Rates for Senior Drivers in Smackover, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,728 $2,925
Farmers $2,099 $2,200
GEICO $2,511 $2,441
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,234 $2,330
State Farm $1,677 $1,677
Travelers $2,352 $2,364
USAA $1,366 $1,380

Find Cheap Auto Insurance Rates in Smackover, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Smackover, Arkansas auto insurance. Compare Smackover, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Smackover, Arkansas

Insurance Company Low Medium High
Allstate $5,200 $5,327 $5,464
Farmers $4,047 $4,190 $4,444
GEICO $3,492 $3,642 $3,796
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,673 $4,965 $5,484
State Farm $2,822 $2,958 $3,102
Travelers $6,071 $6,378 $6,629
USAA $2,308 $2,397 $2,513

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Find Cheap Smackover, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Smackover. Compare auto insurance rates in Smackover, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Smackover, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,331 $5,331
Farmers $4,227 $4,227
GEICO $3,625 $3,662
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $5,041 $5,041
State Farm $2,889 $3,032
Travelers $6,359 $6,359
USAA $2,336 $2,476

Find Cheap Smackover, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Smackover, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Smackover, AR, take a look at the average cost for various violations versus rates for a clean driving record in Smackover.

Annual Smackover, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,440 $5,540 $6,093 $5,250
Farmers $3,575 $4,571 $4,464 $4,298
GEICO $2,450 $3,787 $5,701 $2,637
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,352 $6,014 $4,570 $5,227
State Farm $2,725 $3,196 $2,961 $2,961
Travelers $5,335 $5,513 $8,041 $6,549
USAA $1,846 $2,342 $3,387 $2,049

Find Cheap Smackover, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Smackover, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Smackover for less when you shop around and compare rates from multiple Smackover, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Smackover, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,093
Farmers $4,464
GEICO $5,701
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,570
State Farm $2,961
Travelers $8,041
USAA $3,387

Winners by Category: Where to Buy Cheap Auto Insurance in Smackover, AR

Compare rates from the cheapest auto insurance companies in Smackover, AR for your needs. Take a look at how Smackover, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Smackover, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Smackover, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Smackover, AR auto insurance companies overall, you can compare them here. Find the best price for Smackover, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Smackover, Arkansas

Insurance Company Average Annual Rates
Allstate $5,331
Farmers $4,227
GEICO $3,644
Liberty Mutual $4,090
Nationwide $3,833
Progressive $5,041
State Farm $2,961
Travelers $6,359
USAA $2,406

What affects Smackover, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Smackover, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Smackover auto insurance rates.

Commute Times in Smackover

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Smackover, AR is 16.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Smackover, AR

You can buy cheap Smackover, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Smackover, Arkansas auto insurance quotes from top companies.

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