Buy Cheap Sipsey, AL Auto Insurance (2021)

Sipsey, AL auto insurance rates average $329 a month. Minimum auto insurance requirements in Sipsey, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Sipsey, AL, compare Sipsey auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Sipsey is Liberty Mutual
  • The most expensive auto insurance company in Sipsey after a DUI is Liberty Mutual
  • Average auto insurance rates in Sipsey, AL are $329/month

Finding affordable Sipsey, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Sipsey, AL auto insurance with confidence is right here. Auto insurance rates in Sipsey are affected by local factors as well as personal ones like your driving record.

See how Sipsey, AL car insurance rates compare to Montgomery auto insurance rates, Decatur auto insurance rates, and Dothan auto insurance rates before you read more about the cost of auto insurance in Sipsey.

Don’t buy Sipsey, AL auto insurance until you’ve compared rates. Get free Sipsey, Alabama auto insurance quotes when you enter your ZIP code above.

Sipsey, AL Minimum Auto Insurance Requirements

The required auto insurance in Sipsey, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Sipsey, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Sipsey, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Sipsey, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sipsey, AL. Take a look at Sipsey, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sipsey, Alabama

Insurance Company Poor Fair Good
Allstate $4,275 $3,356 $2,745
Farmers $4,752 $4,089 $3,875
GEICO $3,948 $2,813 $2,544
Liberty Mutual $7,849 $4,806 $3,770
Nationwide $3,571 $2,778 $2,510
Progressive $5,655 $4,849 $4,531
State Farm $8,054 $4,079 $2,773
Travelers $4,463 $3,866 $3,938
USAA $3,003 $1,953 $1,743

Buy Cheap Sipsey, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sipsey, Alabama auto insurance rates? Find out how car insurance rates in Sipsey, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sipsey, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,998 $1,899 $1,934 $7,232 $7,767 $2,344 $2,398
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $2,214 $2,202 $2,095 $2,161 $5,858 $5,765 $2,339 $2,181
Liberty Mutual $3,188 $3,444 $2,608 $2,914 $11,650 $12,953 $3,405 $3,637
Nationwide $1,917 $1,944 $1,740 $1,806 $5,097 $6,597 $2,132 $2,392
Progressive $2,706 $2,541 $2,217 $2,366 $11,184 $12,496 $3,179 $3,405
State Farm $3,033 $3,033 $2,745 $2,745 $9,244 $11,544 $3,428 $3,977
Travelers $1,679 $1,706 $1,570 $1,564 $8,882 $13,883 $1,589 $1,841
USAA $1,383 $1,404 $1,291 $1,264 $4,155 $4,609 $1,807 $1,950

Buy Cheap Sipsey, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sipsey can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sipsey, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sipsey, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,232 $7,767
Farmers $9,368 $9,638
GEICO $5,858 $5,765
Liberty Mutual $11,650 $12,953
Nationwide $5,097 $6,597
Progressive $11,184 $12,496
State Farm $9,244 $11,544
Travelers $8,882 $13,883
USAA $4,155 $4,609

Buy Cheap Sipsey, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Sipsey, Alabama by comparing Sipsey senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sipsey, AL here.

Annual Auto Insurance Rates for Senior Drivers in Sipsey, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,934
Farmers $2,164 $2,298
GEICO $2,095 $2,161
Liberty Mutual $2,608 $2,914
Nationwide $1,740 $1,806
Progressive $2,217 $2,366
State Farm $2,745 $2,745
Travelers $1,570 $1,564
USAA $1,291 $1,264

Find Cheap Auto Insurance Rates in Sipsey, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sipsey, Alabama auto insurance. Compare Sipsey, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sipsey, Alabama

Insurance Company Low Medium High
Allstate $3,333 $3,451 $3,592
Farmers $4,004 $4,184 $4,529
GEICO $2,872 $3,089 $3,345
Liberty Mutual $5,241 $5,451 $5,733
Nationwide $2,958 $2,923 $2,978
Progressive $4,541 $4,987 $5,508
State Farm $4,714 $4,961 $5,230
Travelers $3,917 $4,171 $4,180
USAA $2,155 $2,221 $2,322

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Find Cheap Sipsey, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sipsey. Compare auto insurance rates in Sipsey, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sipsey, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,458 $3,458
Farmers $4,239 $4,239
GEICO $3,046 $3,158
Liberty Mutual $5,475 $5,475
Nationwide $2,953 $2,953
Progressive $5,012 $5,012
State Farm $4,851 $5,086
Travelers $4,089 $4,089
USAA $2,131 $2,335

Find Cheap Sipsey, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Sipsey, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sipsey, AL, take a look at the average cost for various violations versus rates for a clean driving record in Sipsey.

Annual Sipsey, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,942 $3,463 $4,105 $3,323
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $2,089 $3,369 $4,162 $2,788
Liberty Mutual $4,289 $5,980 $5,846 $5,784
Nationwide $2,576 $2,576 $3,777 $2,883
Progressive $4,534 $5,700 $4,841 $4,972
State Farm $4,480 $5,566 $4,914 $4,914
Travelers $3,402 $3,572 $5,229 $4,155
USAA $1,716 $2,155 $3,205 $1,856

Find Cheap Sipsey, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sipsey, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Sipsey for less when you shop around and compare rates from multiple Sipsey, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sipsey, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,105
Farmers $4,501
GEICO $4,162
Liberty Mutual $5,846
Nationwide $3,777
Progressive $4,841
State Farm $4,914
Travelers $5,229
USAA $3,205

Winners by Category: Where to Buy Cheap Auto Insurance in Sipsey, AL

Compare rates from the cheapest auto insurance companies in Sipsey, AL for your needs. Take a look at how Sipsey, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sipsey, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Sipsey, Alabama Auto Insurance Companies

If you’re looking for the cheapest Sipsey, AL auto insurance companies overall, you can compare them here. Find the best price for Sipsey, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Sipsey, Alabama

Insurance Company Average Annual Rates
Allstate $3,458
Farmers $4,239
GEICO $3,102
Liberty Mutual $5,475
Nationwide $2,953
Progressive $5,012
State Farm $4,969
Travelers $4,089
USAA $2,233

What affects Sipsey, Alabama auto insurance rates?

Local factors affect auto insurance rates in Sipsey, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Sipsey auto insurance rates.

Commute Times in Sipsey

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sipsey, AL is 35.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Sipsey, AL

You can buy cheap Sipsey, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sipsey, Alabama auto insurance quotes from top companies.

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