Buy Cheap Sioux City, IA Auto Insurance (2022)

Sioux City, IA auto insurance rates average $275 a month. Minimum auto insurance requirements in Sioux City, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Sioux City, IA, compare Sioux City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sioux City, IA are $275/month
  • The most expensive auto insurance company in Sioux City after a DUI is Travelers
  • Average auto insurance rates in Sioux City, IA for teens drivers are $6,390/year

Finding affordable Sioux City, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Sioux City, IA auto insurance with confidence is right here. Auto insurance rates in Sioux City are affected by local factors as well as personal ones like your driving record.

See how Sioux City, IA car insurance rates compare to Ankeny auto insurance rates, Sioux City auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Sioux City.

Don’t buy Sioux City, IA auto insurance until you’ve compared rates. Get free Sioux City, Iowa auto insurance quotes when you enter your ZIP code above.

Sioux City, IA Minimum Auto Insurance Requirements

The required auto insurance in Sioux City, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Sioux City, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Sioux City, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Sioux City, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sioux City, IA. Take a look at Sioux City, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sioux City, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,842 $2,820 $2,382
Farmers $2,932 $2,435 $2,305
GEICO $3,253 $2,703 $2,154
Liberty Mutual $6,988 $4,336 $3,409
Nationwide $3,499 $2,757 $2,410
Progressive $2,854 $2,341 $2,135
State Farm $3,712 $2,295 $1,809
Travelers $7,149 $6,123 $5,844
USAA $2,852 $1,974 $1,714

Buy Cheap Sioux City, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sioux City, Iowa auto insurance rates? Find out how car insurance rates in Sioux City, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sioux City, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,922 $1,922 $1,727 $1,727 $5,275 $7,318 $1,922 $2,303
Farmers $1,565 $1,596 $1,399 $1,538 $4,818 $5,155 $2,127 $2,261
GEICO $2,176 $1,941 $2,012 $1,859 $5,099 $4,711 $2,006 $1,824
Liberty Mutual $2,299 $2,493 $2,033 $2,478 $11,530 $12,982 $2,607 $2,866
Nationwide $1,973 $2,017 $1,761 $1,871 $4,719 $6,072 $2,254 $2,444
Progressive $1,651 $1,566 $1,364 $1,424 $4,430 $4,983 $1,982 $2,148
State Farm $1,613 $1,613 $1,445 $1,445 $4,785 $6,024 $1,823 $2,095
Travelers $2,778 $2,834 $2,714 $2,724 $12,898 $20,744 $2,898 $3,386
USAA $1,429 $1,435 $1,319 $1,331 $4,050 $4,277 $1,712 $1,889

Buy Cheap Sioux City, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sioux City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sioux City, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sioux City, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,275 $7,318
Farmers $4,818 $5,155
GEICO $5,099 $4,711
Liberty Mutual $11,530 $12,982
Nationwide $4,719 $6,072
Progressive $4,430 $4,983
State Farm $4,785 $6,024
Travelers $12,898 $20,744
USAA $4,050 $4,277

Buy Cheap Sioux City, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Sioux City, Iowa by comparing Sioux City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sioux City, IA here.

Annual Auto Insurance Rates for Senior Drivers in Sioux City, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,727 $1,727
Farmers $1,399 $1,538
GEICO $2,012 $1,859
Liberty Mutual $2,033 $2,478
Nationwide $1,761 $1,871
Progressive $1,364 $1,424
State Farm $1,445 $1,445
Travelers $2,714 $2,724
USAA $1,319 $1,331

Find Cheap Auto Insurance Rates in Sioux City, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sioux City, Iowa auto insurance. Compare Sioux City, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sioux City, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $2,995 $3,185 $2,865
Farmers $2,440 $2,566 $2,666
GEICO $2,506 $2,707 $2,898
Liberty Mutual $4,698 $4,901 $5,133
Nationwide $2,983 $2,888 $2,795
Progressive $2,280 $2,454 $2,597
State Farm $2,449 $2,625 $2,742
Travelers $5,950 $6,471 $6,695
USAA $2,054 $2,189 $2,298

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Find Cheap Sioux City, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sioux City. Compare auto insurance rates in Sioux City, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sioux City, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,979 $3,050
Farmers $2,557 $2,557
GEICO $2,655 $2,751
Liberty Mutual $4,911 $4,911
Nationwide $2,889 $2,889
Progressive $2,443 $2,443
State Farm $2,541 $2,669
Travelers $6,372 $6,372
USAA $2,100 $2,260

Find Cheap Sioux City, IA Auto Insurance Rates by ZIP Code

Auto insurance rates in Sioux City, Iowa can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Sioux City, IA to see how much where you live in Sioux City affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Sioux City, Iowa

ZIP Code Average Annual Rates
51101 $2,818
51103 $2,837
51104 $2,826
51105 $2,835
51106 $2,747
51108 $2,792
51109 $2,757
51111 $2,689

Find Cheap Sioux City, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Sioux City, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sioux City, IA, take a look at the average cost for various violations versus rates for a clean driving record in Sioux City.

Annual Sioux City, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,178 $3,187 $4,137 $2,557
Farmers $2,181 $2,700 $2,744 $2,604
GEICO $1,990 $2,871 $3,816 $2,136
Liberty Mutual $4,235 $5,258 $5,347 $4,805
Nationwide $2,097 $3,004 $4,085 $2,369
Progressive $1,952 $3,256 $2,124 $2,442
State Farm $2,384 $2,826 $2,605 $2,605
Travelers $4,631 $6,203 $8,318 $6,336
USAA $1,652 $2,246 $2,917 $1,905

Find Cheap Sioux City, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sioux City, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Sioux City for less when you shop around and compare rates from multiple Sioux City, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sioux City, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,137
Farmers $2,744
GEICO $3,816
Liberty Mutual $5,347
Nationwide $4,085
Progressive $2,124
State Farm $2,605
Travelers $8,318
USAA $2,917

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Winners by Category: Where to Buy Cheap Auto Insurance in Sioux City, IA

Compare rates from the cheapest auto insurance companies in Sioux City, IA for your needs. Take a look at how Sioux City, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sioux City, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Sioux City, Iowa Auto Insurance Companies

If you’re looking for the cheapest Sioux City, IA auto insurance companies overall, you can compare them here. Find the best price for Sioux City, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Sioux City, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,015
Farmers $2,557
GEICO $2,703
Liberty Mutual $4,911
Nationwide $2,889
Progressive $2,443
State Farm $2,605
Travelers $6,372
USAA $2,180

What affects Sioux City, Iowa auto insurance rates?

Local factors affect auto insurance rates in Sioux City, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Sioux City auto insurance rates.

Commute Times in Sioux City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sioux City, IA is 17.3 minutes according to City-Data.

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Compare Auto Insurance Quotes in Sioux City, IA

You can buy cheap Sioux City, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sioux City, Iowa auto insurance quotes from top companies.

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