Buy Cheap Sims, AR Auto Insurance (2021)

Sims, AR auto insurance rates average $348 a month. Minimum auto insurance requirements in Sims, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Sims, AR, compare Sims auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sims, AR are $348/month
  • The most expensive auto insurance company in Sims is Travelers
  • The most expensive auto insurance company in Sims after a DUI is Travelers

Finding affordable Sims, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Sims, AR auto insurance with confidence is right here. Auto insurance rates in Sims are affected by local factors as well as personal ones like your driving record.

See how Sims, AR car insurance rates compare to Bentonville auto insurance rates, Hot Springs auto insurance rates, and Conway auto insurance rates before you read more about the cost of auto insurance in Sims.

Don’t buy Sims, AR auto insurance until you’ve compared rates. Get free Sims, Arkansas auto insurance quotes when you enter your ZIP code above.

Sims, AR Minimum Auto Insurance Requirements

The required auto insurance in Sims, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Sims, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Sims, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Sims, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sims, AR. Take a look at Sims, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sims, Arkansas

Insurance Company Poor Fair Good
Allstate $6,508 $5,001 $4,056
Farmers $4,962 $4,149 $3,955
GEICO $4,269 $3,507 $2,911
Liberty Mutual $6,104 $3,677 $2,880
Nationwide $4,545 $3,642 $3,312
Progressive $6,263 $5,323 $4,944
State Farm $4,127 $2,484 $1,933
Travelers $6,940 $5,783 $5,402
USAA $2,687 $1,831 $1,560

Buy Cheap Sims, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sims, Arkansas auto insurance rates? Find out how car insurance rates in Sims, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sims, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,886 $2,896 $2,582 $2,758 $10,790 $12,980 $3,172 $3,444
Farmers $2,396 $2,390 $2,143 $2,248 $9,830 $10,201 $2,740 $2,895
GEICO $2,619 $2,595 $2,419 $2,351 $6,655 $6,691 $2,565 $2,601
Liberty Mutual $2,462 $2,637 $2,330 $2,596 $8,693 $9,570 $2,669 $2,804
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,947 $2,804 $2,419 $2,525 $12,234 $13,804 $3,528 $3,820
State Farm $1,838 $1,838 $1,624 $1,624 $5,055 $6,371 $2,065 $2,368
Travelers $2,276 $2,322 $2,232 $2,242 $13,042 $20,970 $2,425 $2,823
USAA $1,260 $1,274 $1,166 $1,177 $3,886 $4,077 $1,619 $1,748

Buy Cheap Sims, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sims can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sims, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sims, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,790 $12,980
Farmers $9,830 $10,201
GEICO $6,655 $6,691
Liberty Mutual $8,693 $9,570
Nationwide $6,216 $7,979
Progressive $12,234 $13,804
State Farm $5,055 $6,371
Travelers $13,042 $20,970
USAA $3,886 $4,077

Buy Cheap Sims, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Sims, Arkansas by comparing Sims senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sims, AR here.

Annual Auto Insurance Rates for Senior Drivers in Sims, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,582 $2,758
Farmers $2,143 $2,248
GEICO $2,419 $2,351
Liberty Mutual $2,330 $2,596
Nationwide $2,364 $2,513
Progressive $2,419 $2,525
State Farm $1,624 $1,624
Travelers $2,232 $2,242
USAA $1,166 $1,177

Find Cheap Auto Insurance Rates in Sims, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sims, Arkansas auto insurance. Compare Sims, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sims, Arkansas

Insurance Company Low Medium High
Allstate $5,058 $5,186 $5,322
Farmers $4,150 $4,312 $4,604
GEICO $3,433 $3,561 $3,691
Liberty Mutual $4,093 $4,195 $4,373
Nationwide $3,882 $3,758 $3,859
Progressive $5,091 $5,419 $6,020
State Farm $2,735 $2,845 $2,965
Travelers $5,756 $6,059 $6,310
USAA $1,947 $2,019 $2,112

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Find Cheap Sims, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sims. Compare auto insurance rates in Sims, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sims, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,188 $5,188
Farmers $4,355 $4,355
GEICO $3,541 $3,583
Liberty Mutual $4,220 $4,220
Nationwide $3,833 $3,833
Progressive $5,510 $5,510
State Farm $2,782 $2,914
Travelers $6,042 $6,042
USAA $1,968 $2,084

Find Cheap Sims, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Sims, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sims, AR, take a look at the average cost for various violations versus rates for a clean driving record in Sims.

Annual Sims, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $5,375 $6,011 $5,115
Farmers $3,687 $4,712 $4,603 $4,419
GEICO $2,403 $3,704 $5,555 $2,586
Liberty Mutual $2,875 $4,670 $5,469 $3,867
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,753 $6,587 $4,992 $5,709
State Farm $2,630 $3,066 $2,848 $2,848
Travelers $5,067 $5,236 $7,642 $6,221
USAA $1,561 $1,971 $2,842 $1,731

Find Cheap Sims, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sims, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Sims for less when you shop around and compare rates from multiple Sims, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sims, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,011
Farmers $4,603
GEICO $5,555
Liberty Mutual $5,469
Nationwide $5,241
Progressive $4,992
State Farm $2,848
Travelers $7,642
USAA $2,842

Winners by Category: Where to Buy Cheap Auto Insurance in Sims, AR

Compare rates from the cheapest auto insurance companies in Sims, AR for your needs. Take a look at how Sims, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sims, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Sims, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Sims, AR auto insurance companies overall, you can compare them here. Find the best price for Sims, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Sims, Arkansas

Insurance Company Average Annual Rates
Allstate $5,188
Farmers $4,355
GEICO $3,562
Liberty Mutual $4,220
Nationwide $3,833
Progressive $5,510
State Farm $2,848
Travelers $6,042
USAA $2,026

Compare Auto Insurance Quotes in Sims, AR

You can buy cheap Sims, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sims, Arkansas auto insurance quotes from top companies.

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