Buy Cheap Simi Valley, CA Auto Insurance (2021)

Simi Valley, CA auto insurance rates average $312 a month. Minimum auto insurance requirements in Simi Valley, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Simi Valley, CA, compare Simi Valley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Simi Valley, CA after a DUI are $5,273/year
  • The most expensive auto insurance company in Simi Valley is Allstate
  • Average auto insurance rates in Simi Valley, CA for teens drivers are $6,349/year

Finding affordable Simi Valley, California auto insurance can be challenging, but everything you need to know to buy cheap Simi Valley, CA auto insurance with confidence is right here. Auto insurance rates in Simi Valley are affected by local factors as well as personal ones like your driving record.

See how Simi Valley, CA car insurance rates compare to Sacramento auto insurance rates, Anaheim auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Simi Valley.

Don’t buy Simi Valley, CA auto insurance until you’ve compared rates. Get free Simi Valley, California auto insurance quotes when you enter your ZIP code above.

Simi Valley, CA Minimum Auto Insurance Requirements

The required auto insurance in Simi Valley, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Simi Valley, California is outlined here.

Minimum Required Auto Insurance Coverage in Simi Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Simi Valley, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Simi Valley, California auto insurance rates? Find out how car insurance rates in Simi Valley, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Simi Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,194 $3,181 $2,331 $2,334 $8,925 $11,191 $4,027 $4,363
Farmers $2,657 $2,657 $2,411 $2,411 $8,444 $13,722 $3,147 $3,505
GEICO $1,773 $1,773 $1,667 $1,667 $5,401 $5,482 $2,547 $2,598
Liberty Mutual $2,249 $2,115 $2,109 $2,037 $4,860 $5,226 $2,516 $2,557
Nationwide $3,265 $3,113 $2,880 $2,710 $8,361 $9,237 $3,900 $3,837
Progressive $1,921 $1,976 $1,658 $1,958 $5,230 $6,275 $2,793 $3,001
State Farm $3,285 $3,285 $2,936 $2,936 $6,095 $7,578 $3,637 $3,748
Travelers $2,497 $2,407 $2,211 $2,191 $5,290 $5,916 $3,232 $3,155
USAA $1,977 $1,870 $1,929 $1,934 $4,538 $4,555 $2,729 $2,577

Buy Cheap Simi Valley, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Simi Valley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Simi Valley, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Simi Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,925 $11,191
Farmers $8,444 $13,722
GEICO $5,401 $5,482
Liberty Mutual $4,860 $5,226
Nationwide $8,361 $9,237
Progressive $5,230 $6,275
State Farm $6,095 $7,578
Travelers $5,290 $5,916
USAA $4,538 $4,555

Buy Cheap Simi Valley, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Simi Valley, California by comparing Simi Valley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Simi Valley, CA here.

Annual Auto Insurance Rates for Senior Drivers in Simi Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,331 $2,334
Farmers $2,411 $2,411
GEICO $1,667 $1,667
Liberty Mutual $2,109 $2,037
Nationwide $2,880 $2,710
Progressive $1,658 $1,958
State Farm $2,936 $2,936
Travelers $2,211 $2,191
USAA $1,929 $1,934

Find Cheap Auto Insurance Rates in Simi Valley, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Simi Valley, California auto insurance. Compare Simi Valley, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Simi Valley, California

Insurance Company Low Medium High
Allstate $4,620 $4,994 $5,215
Farmers $4,493 $4,911 $5,203
GEICO $2,568 $2,900 $3,123
Liberty Mutual $2,727 $2,987 $3,162
Nationwide $4,129 $4,753 $5,107
Progressive $2,723 $3,207 $3,374
State Farm $3,722 $4,271 $4,569
Travelers $2,831 $3,471 $3,785
USAA $2,489 $2,821 $2,982

Find Cheap Simi Valley, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Simi Valley. Compare auto insurance rates in Simi Valley, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Simi Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,446 $5,440
Farmers $4,416 $5,322
GEICO $2,601 $3,126
Liberty Mutual $2,716 $3,202
Nationwide $4,118 $5,208
Progressive $2,813 $3,390
State Farm $4,034 $4,341
Travelers $3,030 $3,695
USAA $2,546 $2,982

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Find Cheap Simi Valley, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Simi Valley, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Simi Valley, CA to see how much where you live in Simi Valley affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Simi Valley, California

ZIP Code Average Annual Rates
93063 $5,152
93065 $5,102

Find Cheap Simi Valley, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Simi Valley, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Simi Valley, CA, take a look at the average cost for various violations versus rates for a clean driving record in Simi Valley.

Annual Simi Valley, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,986 $4,986 $7,890 $3,910
Farmers $3,608 $4,906 $6,097 $4,866
GEICO $2,000 $3,096 $3,876 $2,482
Liberty Mutual $2,569 $3,437 $3,106 $2,722
Nationwide $3,252 $4,174 $7,051 $4,174
Progressive $2,020 $3,459 $4,011 $2,915
State Farm $2,992 $3,566 $6,723 $3,470
Travelers $2,224 $3,685 $4,228 $3,313
USAA $1,835 $2,736 $4,473 $2,011

Find Cheap Simi Valley, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Simi Valley, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Simi Valley for less when you shop around and compare rates from multiple Simi Valley, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Simi Valley, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,890
Farmers $6,097
GEICO $3,876
Liberty Mutual $3,106
Nationwide $7,051
Progressive $4,011
State Farm $6,723
Travelers $4,228
USAA $4,473

Winners by Category: Where to Buy Cheap Auto Insurance in Simi Valley, CA

Compare rates from the cheapest auto insurance companies in Simi Valley, CA for your needs. Take a look at how Simi Valley, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Simi Valley, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Simi Valley, California Auto Insurance Companies

If you’re looking for the cheapest Simi Valley, CA auto insurance companies overall, you can compare them here. Find the best price for Simi Valley, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Simi Valley, California

Insurance Company Average Annual Rates
Allstate $4,943
Farmers $4,869
GEICO $2,864
Liberty Mutual $2,959
Nationwide $4,663
Progressive $3,101
State Farm $4,188
Travelers $3,362
USAA $2,764

What affects Simi Valley, California auto insurance rates?

Local factors affect auto insurance rates in Simi Valley, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Simi Valley auto insurance rates.

Auto Theft in Simi Valley

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Simi Valley, CA auto theft show a total of 120 vehicle thefts annually.

Commute Times in Simi Valley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Simi Valley, CA is 30.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Simi Valley, CA

You can buy cheap Simi Valley, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Simi Valley, California auto insurance quotes from top companies.

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