Buy Cheap Silverthorne, CO Auto Insurance (2021)

Silverthorne, CO auto insurance rates average $322 a month. Minimum auto insurance requirements in Silverthorne, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Silverthorne, CO, compare Silverthorne auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Silverthorne, CO are $322/month
  • The most expensive auto insurance company in Silverthorne is Allstate
  • Average auto insurance rates in Silverthorne, CO for teens drivers are $7,520/year

Finding affordable Silverthorne, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Silverthorne, CO auto insurance with confidence is right here. Auto insurance rates in Silverthorne are affected by local factors as well as personal ones like your driving record.

See how Silverthorne, CO car insurance rates compare to Colorado Springs auto insurance rates, Aurora auto insurance rates, and Lakewood auto insurance rates before you read more about the cost of auto insurance in Silverthorne.

Don’t buy Silverthorne, CO auto insurance until you’ve compared rates. Get free Silverthorne, Colorado auto insurance quotes when you enter your ZIP code above.

Silverthorne, CO Minimum Auto Insurance Requirements

The required auto insurance in Silverthorne, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Silverthorne, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Silverthorne, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Silverthorne, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Silverthorne, CO. Take a look at Silverthorne, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Silverthorne, Colorado

Insurance Company Poor Fair Good
Allstate $7,730 $5,951 $4,490
American Family $4,893 $3,473 $2,906
Farmers $5,882 $4,794 $4,558
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,097 $2,499 $1,988
Nationwide $4,201 $3,324 $2,896
Progressive $4,487 $3,857 $3,565
State Farm $4,741 $3,040 $2,447
USAA $5,334 $3,023 $2,417

Buy Cheap Silverthorne, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Silverthorne, Colorado auto insurance rates? Find out how car insurance rates in Silverthorne, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Silverthorne, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,690 $3,445 $3,304 $3,341 $12,927 $13,549 $4,082 $4,117
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,980 $2,957 $2,696 $2,889 $11,160 $11,295 $3,293 $3,357
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,857 $1,841 $1,554 $1,706 $5,771 $6,320 $1,894 $1,949
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,349 $2,184 $2,049 $2,035 $8,438 $9,460 $2,658 $2,585
State Farm $2,125 $2,125 $1,907 $1,907 $6,181 $7,806 $2,382 $2,841
USAA $2,394 $2,399 $2,269 $2,280 $6,022 $6,909 $3,087 $3,370

Buy Cheap Silverthorne, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Silverthorne can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Silverthorne, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Silverthorne, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,927 $13,549
American Family $6,230 $8,345
Farmers $11,160 $11,295
GEICO $5,105 $5,462
Liberty Mutual $5,771 $6,320
Nationwide $5,843 $7,486
Progressive $8,438 $9,460
State Farm $6,181 $7,806
USAA $6,022 $6,909

Buy Cheap Silverthorne, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Silverthorne, Colorado by comparing Silverthorne senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Silverthorne, CO here.

Annual Auto Insurance Rates for Senior Drivers in Silverthorne, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,304 $3,341
American Family $2,316 $2,316
Farmers $2,696 $2,889
GEICO $1,682 $1,894
Liberty Mutual $1,554 $1,706
Nationwide $2,066 $2,188
Progressive $2,049 $2,035
State Farm $1,907 $1,907
USAA $2,269 $2,280

Find Cheap Auto Insurance Rates in Silverthorne, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Silverthorne, Colorado auto insurance. Compare Silverthorne, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Silverthorne, Colorado

Insurance Company Low Medium High
Allstate $5,759 $6,039 $6,373
American Family $3,605 $3,834 $3,832
Farmers $4,527 $5,016 $5,692
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,735 $2,854 $2,995
Nationwide $3,517 $3,472 $3,432
Progressive $3,714 $3,981 $4,214
State Farm $3,209 $3,412 $3,607
USAA $3,450 $3,591 $3,733

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Find Cheap Silverthorne, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Silverthorne. Compare auto insurance rates in Silverthorne, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Silverthorne, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,057 $6,057
American Family $3,678 $3,837
Farmers $5,078 $5,078
GEICO $2,516 $2,616
Liberty Mutual $2,861 $2,861
Nationwide $3,474 $3,474
Progressive $3,970 $3,970
State Farm $3,327 $3,491
USAA $3,489 $3,694

Find Cheap Silverthorne, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Silverthorne, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Silverthorne, CO, take a look at the average cost for various violations versus rates for a clean driving record in Silverthorne.

Annual Silverthorne, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,147 $5,932 $7,298 $5,850
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,292 $5,506 $5,429 $5,086
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,510 $2,928 $3,048 $2,960
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,437 $4,821 $3,626 $3,995
State Farm $3,133 $3,686 $3,409 $3,409
USAA $2,609 $3,184 $5,627 $2,944

Find Cheap Silverthorne, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Silverthorne, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Silverthorne for less when you shop around and compare rates from multiple Silverthorne, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Silverthorne, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,298
American Family $5,160
Farmers $5,429
GEICO $3,291
Liberty Mutual $3,048
Nationwide $4,637
Progressive $3,626
State Farm $3,409
USAA $5,627

Winners by Category: Where to Buy Cheap Auto Insurance in Silverthorne, CO

Compare rates from the cheapest auto insurance companies in Silverthorne, CO for your needs. Take a look at how Silverthorne, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Silverthorne, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Silverthorne, Colorado Auto Insurance Companies

If you’re looking for the cheapest Silverthorne, CO auto insurance companies overall, you can compare them here. Find the best price for Silverthorne, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Silverthorne, Colorado

Insurance Company Average Annual Rates
Allstate $6,057
American Family $3,757
Farmers $5,078
GEICO $2,566
Liberty Mutual $2,861
Nationwide $3,474
Progressive $3,970
State Farm $3,409
USAA $3,591

What affects Silverthorne, Colorado auto insurance rates?

Local factors affect auto insurance rates in Silverthorne, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Silverthorne auto insurance rates.

Commute Times in Silverthorne

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Silverthorne, CO is 21.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Silverthorne, CO

You can buy cheap Silverthorne, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Silverthorne, Colorado auto insurance quotes from top companies.

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