Buy Cheap Silver Lake, MN Auto Insurance (2022)

Silver Lake, MN auto insurance rates average $355 a month. Minimum auto insurance requirements in Silver Lake, Minnesota are 30/60/10 to comply with Minnesota laws. To buy cheap auto insurance in Silver Lake, MN, compare Silver Lake auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Silver Lake, MN for teens drivers are $6,683/year
  • Average auto insurance rates in Silver Lake, MN after a DUI are $5,770/year
  • The most expensive auto insurance company in Silver Lake after a DUI is Liberty Mutual

Finding affordable Silver Lake, Minnesota auto insurance can be challenging, but everything you need to know to buy cheap Silver Lake, MN auto insurance with confidence is right here. Auto insurance rates in Silver Lake are affected by local factors as well as personal ones like your driving record.

See how Silver Lake, MN car insurance rates compare to Duluth auto insurance rates, Woodbury auto insurance rates, and Plymouth auto insurance rates before you read more about the cost of auto insurance in Silver Lake.

Don’t buy Silver Lake, MN auto insurance until you’ve compared rates. Get free Silver Lake, Minnesota auto insurance quotes when you enter your ZIP code above.

Silver Lake, MN Minimum Auto Insurance Requirements

The required auto insurance in Silver Lake, MN is 30/60/10 according to the auto insurance laws in Minnesota. The minimum auto insurance in Silver Lake, Minnesota is outlined here.

Minimum Required Auto Insurance Coverage in Silver Lake, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Silver Lake, MN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Silver Lake, MN. Take a look at Silver Lake, Minnesota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Silver Lake, Minnesota

Insurance Company Poor Fair Good
Allstate $6,386 $3,462 $3,213
American Family $4,715 $3,146 $2,536
Farmers $4,091 $2,935 $2,740
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,174 $2,564 $2,276
State Farm $2,597 $1,589 $1,160
USAA $4,235 $2,104 $1,834

Buy Cheap Silver Lake, MN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Silver Lake, Minnesota auto insurance rates? Find out how car insurance rates in Silver Lake, MN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Silver Lake, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,902 $2,902 $2,794 $2,794 $6,620 $9,575 $3,534 $3,705
American Family $2,204 $2,204 $1,996 $1,996 $5,961 $8,669 $2,204 $2,492
Farmers $2,138 $2,129 $2,057 $2,168 $6,044 $6,043 $2,784 $2,681
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,800 $1,807 $1,604 $1,701 $4,585 $5,564 $2,112 $2,196
State Farm $1,330 $1,330 $1,187 $1,187 $2,878 $3,537 $1,536 $1,271
USAA $1,813 $1,790 $1,657 $1,650 $4,804 $5,231 $2,355 $2,494

Buy Cheap Silver Lake, MN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Silver Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Silver Lake, MN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Silver Lake, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,620 $9,575
American Family $5,961 $8,669
Farmers $6,044 $6,043
GEICO $4,914 $6,255
Liberty Mutual $17,660 $26,524
Nationwide $4,585 $5,564
State Farm $2,878 $3,537
USAA $4,804 $5,231

Buy Cheap Silver Lake, MN Auto Insurance for Seniors

You can save on senior auto insurance rates in Silver Lake, Minnesota by comparing Silver Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Silver Lake, MN here.

Annual Auto Insurance Rates for Senior Drivers in Silver Lake, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,794 $2,794
American Family $1,996 $1,996
Farmers $2,057 $2,168
GEICO $2,305 $2,240
Liberty Mutual $8,863 $8,863
Nationwide $1,604 $1,701
State Farm $1,187 $1,187
USAA $1,657 $1,650

Find Cheap Auto Insurance Rates in Silver Lake, MN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Silver Lake, Minnesota auto insurance. Compare Silver Lake, MN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Silver Lake, Minnesota

Insurance Company Low Medium High
Allstate $4,292 $4,350 $4,418
American Family $3,462 $3,562 $3,373
Farmers $3,134 $3,267 $3,365
GEICO $3,045 $3,135 $3,228
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,521 $2,690 $2,802
State Farm $1,706 $1,789 $1,852
USAA $2,638 $2,723 $2,812

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Find Cheap Silver Lake, MN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Silver Lake. Compare auto insurance rates in Silver Lake, MN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Silver Lake, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,353 $4,353
American Family $3,425 $3,506
Farmers $3,255 $3,255
GEICO $3,095 $3,177
Liberty Mutual $12,283 $13,028
Nationwide $2,671 $2,671
State Farm $1,733 $1,831
USAA $2,688 $2,760

Find Cheap Silver Lake, MN Auto Insurance Rates by Driving Record

Auto insurance rates in Silver Lake, Minnesota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Silver Lake, MN, take a look at the average cost for various violations versus rates for a clean driving record in Silver Lake.

Annual Silver Lake, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,157 $4,592 $5,519 $4,146
American Family $2,327 $4,200 $4,697 $2,639
Farmers $2,781 $3,524 $3,572 $3,146
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,125 $2,813 $3,232 $2,515
State Farm $1,639 $1,925 $1,782 $1,782
USAA $2,024 $2,577 $3,888 $2,409

Find Cheap Silver Lake, MN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Silver Lake, Minnesota is higher than for a clean driving record. You can buy auto insurance after a DUI in Silver Lake for less when you shop around and compare rates from multiple Silver Lake, MN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Silver Lake, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,519
American Family $4,697
Farmers $3,572
GEICO $4,945
Liberty Mutual $18,523
Nationwide $3,232
State Farm $1,782
USAA $3,888

Winners by Category: Where to Buy Cheap Auto Insurance in Silver Lake, MN

Compare rates from the cheapest auto insurance companies in Silver Lake, MN for your needs. Take a look at how Silver Lake, Minnesota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Silver Lake, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Silver Lake, Minnesota Auto Insurance Companies

If you’re looking for the cheapest Silver Lake, MN auto insurance companies overall, you can compare them here. Find the best price for Silver Lake, Minnesota car insurance by company.

Average Annual Auto Insurance Rates by Company in Silver Lake, Minnesota

Insurance Company Average Annual Rates
Allstate $4,353
American Family $3,466
Farmers $3,255
GEICO $3,136
Liberty Mutual $12,656
Nationwide $2,671
State Farm $1,782
USAA $2,724

What affects Silver Lake, Minnesota auto insurance rates?

Local factors affect auto insurance rates in Silver Lake, MN, including traffic, theft statistics, and commute length. Take a look at the things that impact Silver Lake auto insurance rates.

Commute Times in Silver Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Silver Lake, MN is 27.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Silver Lake, MN

You can buy cheap Silver Lake, MN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Silver Lake, Minnesota auto insurance quotes from top companies.

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