Buy Cheap Sidney, OH Auto Insurance (2021)

Sidney, OH auto insurance rates average $218 a month. Minimum auto insurance requirements in Sidney, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Sidney, OH, compare Sidney auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sidney, OH are $218/month
  • Average auto insurance rates in Sidney, OH for teens drivers are $5,377/year
  • The most expensive auto insurance company in Sidney is Liberty Mutual

Finding affordable Sidney, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Sidney, OH auto insurance with confidence is right here. Auto insurance rates in Sidney are affected by local factors as well as personal ones like your driving record.

See how Sidney, OH car insurance rates compare to Akron auto insurance rates, Toledo auto insurance rates, and Dayton auto insurance rates before you read more about the cost of auto insurance in Sidney.

Don’t buy Sidney, OH auto insurance until you’ve compared rates. Get free Sidney, Ohio auto insurance quotes when you enter your ZIP code above.

Sidney, OH Minimum Auto Insurance Requirements

The required auto insurance in Sidney, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Sidney, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Sidney, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Sidney, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sidney, OH. Take a look at Sidney, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sidney, Ohio

Insurance Company Poor Fair Good
Allstate $3,572 $2,606 $2,184
American Family $1,774 $1,212 $1,027
Farmers $3,626 $3,056 $2,909
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,452 $3,348 $2,626
Nationwide $3,855 $3,106 $2,623
Progressive $3,711 $3,211 $3,002
State Farm $3,308 $2,045 $1,612
Travelers $3,529 $3,069 $2,866
USAA $1,698 $1,203 $1,026

Buy Cheap Sidney, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sidney, Ohio auto insurance rates? Find out how car insurance rates in Sidney, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sidney, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,872 $1,867 $1,684 $1,800 $5,121 $5,868 $1,974 $2,113
American Family $849 $880 $774 $778 $2,534 $2,746 $1,045 $1,098
Farmers $1,710 $1,700 $1,508 $1,588 $7,435 $7,695 $1,923 $2,016
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,775 $1,935 $1,368 $1,657 $9,292 $10,495 $1,886 $2,061
Nationwide $2,133 $2,144 $1,925 $1,939 $5,448 $7,025 $2,286 $2,660
Progressive $1,697 $1,598 $1,413 $1,458 $7,601 $8,555 $2,037 $2,105
State Farm $1,390 $1,390 $1,245 $1,245 $4,361 $5,473 $1,616 $1,856
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $800 $807 $760 $761 $2,425 $2,701 $1,066 $1,151

Buy Cheap Sidney, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sidney can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sidney, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sidney, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,121 $5,868
American Family $2,534 $2,746
Farmers $7,435 $7,695
GEICO $3,279 $3,053
Liberty Mutual $9,292 $10,495
Nationwide $5,448 $7,025
Progressive $7,601 $8,555
State Farm $4,361 $5,473
Travelers $6,272 $9,870
USAA $2,425 $2,701

Buy Cheap Sidney, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Sidney, Ohio by comparing Sidney senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sidney, OH here.

Annual Auto Insurance Rates for Senior Drivers in Sidney, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,684 $1,800
American Family $774 $778
Farmers $1,508 $1,588
GEICO $1,153 $1,164
Liberty Mutual $1,368 $1,657
Nationwide $1,925 $1,939
Progressive $1,413 $1,458
State Farm $1,245 $1,245
Travelers $1,451 $1,441
USAA $760 $761

Find Cheap Auto Insurance Rates in Sidney, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sidney, Ohio auto insurance. Compare Sidney, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sidney, Ohio

Insurance Company Low Medium High
Allstate $2,712 $2,782 $2,867
American Family $1,313 $1,348 $1,353
Farmers $3,047 $3,154 $3,389
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,669 $3,825 $3,931
Nationwide $3,541 $3,096 $2,948
Progressive $3,196 $3,284 $3,444
State Farm $2,209 $2,329 $2,428
Travelers $3,077 $3,195 $3,192
USAA $1,252 $1,307 $1,367

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Find Cheap Sidney, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sidney. Compare auto insurance rates in Sidney, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sidney, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,787 $2,787
American Family $1,322 $1,354
Farmers $3,197 $3,197
GEICO $1,669 $1,728
Liberty Mutual $3,809 $3,809
Nationwide $3,195 $3,195
Progressive $3,308 $3,308
State Farm $2,265 $2,379
Travelers $3,155 $3,155
USAA $1,259 $1,359

Find Cheap Sidney, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Sidney, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sidney, OH, take a look at the average cost for various violations versus rates for a clean driving record in Sidney.

Annual Sidney, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,352 $2,830 $3,312 $2,654
American Family $1,284 $1,356 $1,356 $1,356
Farmers $2,631 $3,391 $3,306 $3,460
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,203 $4,104 $4,194 $3,734
Nationwide $2,561 $3,257 $4,131 $2,831
Progressive $2,851 $3,881 $3,035 $3,464
State Farm $2,114 $2,530 $2,322 $2,322
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,008 $1,347 $1,763 $1,116

Find Cheap Sidney, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sidney, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Sidney for less when you shop around and compare rates from multiple Sidney, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sidney, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,312
American Family $1,356
Farmers $3,306
GEICO $2,408
Liberty Mutual $4,194
Nationwide $4,131
Progressive $3,035
State Farm $2,322
Travelers $4,568
USAA $1,763

Winners by Category: Where to Buy Cheap Auto Insurance in Sidney, OH

Compare rates from the cheapest auto insurance companies in Sidney, OH for your needs. Take a look at how Sidney, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sidney, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Sidney, Ohio Auto Insurance Companies

If you’re looking for the cheapest Sidney, OH auto insurance companies overall, you can compare them here. Find the best price for Sidney, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Sidney, Ohio

Insurance Company Average Annual Rates
Allstate $2,787
American Family $1,338
Farmers $3,197
GEICO $1,699
Liberty Mutual $3,809
Nationwide $3,195
Progressive $3,308
State Farm $2,322
Travelers $3,155
USAA $1,309

What affects Sidney, Ohio auto insurance rates?

Local factors affect auto insurance rates in Sidney, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Sidney auto insurance rates.

Auto Theft in Sidney

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Sidney, OH auto theft show a total of 27 vehicle thefts annually.

Commute Times in Sidney

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sidney, OH is 16.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Sidney, OH

You can buy cheap Sidney, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sidney, Ohio auto insurance quotes from top companies.

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