Buy Cheap Sibley, IA Auto Insurance (2021)

Sibley, IA auto insurance rates average $246 a month. Minimum auto insurance requirements in Sibley, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Sibley, IA, compare Sibley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sibley, IA are $246/month
  • Average auto insurance rates in Sibley, IA for teens drivers are $5,639/year
  • The most expensive auto insurance company in Sibley after a DUI is Travelers

Finding affordable Sibley, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Sibley, IA auto insurance with confidence is right here. Auto insurance rates in Sibley are affected by local factors as well as personal ones like your driving record.

See how Sibley, IA car insurance rates compare to Des Moines auto insurance rates, Cedar Rapids auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in Sibley.

Don’t buy Sibley, IA auto insurance until you’ve compared rates. Get free Sibley, Iowa auto insurance quotes when you enter your ZIP code above.

Sibley, IA Minimum Auto Insurance Requirements

The required auto insurance in Sibley, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Sibley, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Sibley, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Sibley, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sibley, IA. Take a look at Sibley, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sibley, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,720 $2,735 $2,299
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,730 $4,167 $3,278
Nationwide $3,030 $2,381 $2,085
Progressive $2,585 $2,093 $1,897
State Farm $3,065 $1,897 $1,496
Travelers $5,914 $5,049 $4,812
USAA $2,427 $1,667 $1,444

Buy Cheap Sibley, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sibley, Iowa auto insurance rates? Find out how car insurance rates in Sibley, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sibley, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,882 $1,882 $1,684 $1,684 $5,022 $7,042 $1,882 $2,266
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,233 $2,424 $1,972 $2,401 $11,030 $12,421 $2,532 $2,787
Nationwide $1,725 $1,767 $1,539 $1,639 $4,031 $5,198 $1,960 $2,127
Progressive $1,534 $1,473 $1,267 $1,316 $3,813 $4,297 $1,843 $1,988
State Farm $1,406 $1,406 $1,233 $1,233 $3,774 $4,788 $1,580 $1,800
Travelers $2,364 $2,413 $2,295 $2,303 $10,512 $16,825 $2,456 $2,899
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

Buy Cheap Sibley, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sibley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sibley, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sibley, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,022 $7,042
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $11,030 $12,421
Nationwide $4,031 $5,198
Progressive $3,813 $4,297
State Farm $3,774 $4,788
Travelers $10,512 $16,825
USAA $3,318 $3,528

Buy Cheap Sibley, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Sibley, Iowa by comparing Sibley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sibley, IA here.

Annual Auto Insurance Rates for Senior Drivers in Sibley, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,684 $1,684
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,972 $2,401
Nationwide $1,539 $1,639
Progressive $1,267 $1,316
State Farm $1,233 $1,233
Travelers $2,295 $2,303
USAA $1,136 $1,161

Find Cheap Auto Insurance Rates in Sibley, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sibley, Iowa auto insurance. Compare Sibley, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sibley, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $2,930 $3,081 $2,744
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,523 $4,715 $4,937
Nationwide $2,595 $2,490 $2,410
Progressive $2,063 $2,200 $2,310
State Farm $2,052 $2,164 $2,242
Travelers $4,920 $5,340 $5,515
USAA $1,748 $1,852 $1,938

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Find Cheap Sibley, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sibley. Compare auto insurance rates in Sibley, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sibley, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,884 $2,952
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,725 $4,725
Nationwide $2,498 $2,498
Progressive $2,191 $2,191
State Farm $2,101 $2,204
Travelers $5,258 $5,258
USAA $1,779 $1,913

Find Cheap Sibley, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Sibley, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sibley, IA, take a look at the average cost for various violations versus rates for a clean driving record in Sibley.

Annual Sibley, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,106 $3,089 $4,002 $2,476
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $4,077 $5,055 $5,147 $4,622
Nationwide $1,814 $2,597 $3,532 $2,050
Progressive $1,761 $2,890 $1,912 $2,203
State Farm $1,995 $2,310 $2,153 $2,153
Travelers $3,838 $5,108 $6,840 $5,247
USAA $1,411 $1,893 $2,461 $1,619

Find Cheap Sibley, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sibley, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Sibley for less when you shop around and compare rates from multiple Sibley, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sibley, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $4,002
Farmers $2,558
GEICO $3,058
Liberty Mutual $5,147
Nationwide $3,532
Progressive $1,912
State Farm $2,153
Travelers $6,840
USAA $2,461

Winners by Category: Where to Buy Cheap Auto Insurance in Sibley, IA

Compare rates from the cheapest auto insurance companies in Sibley, IA for your needs. Take a look at how Sibley, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sibley, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Sibley, Iowa Auto Insurance Companies

If you’re looking for the cheapest Sibley, IA auto insurance companies overall, you can compare them here. Find the best price for Sibley, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Sibley, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $2,918
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,725
Nationwide $2,498
Progressive $2,191
State Farm $2,153
Travelers $5,258
USAA $1,846

What affects Sibley, Iowa auto insurance rates?

Local factors affect auto insurance rates in Sibley, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Sibley auto insurance rates.

Commute Times in Sibley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sibley, IA is 22.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Sibley, IA

You can buy cheap Sibley, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sibley, Iowa auto insurance quotes from top companies.

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