Buy Cheap Shumway, IL Auto Insurance (2021)

Shumway, IL auto insurance rates average $240 a month. Minimum auto insurance requirements in Shumway, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Shumway, IL, compare Shumway auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Shumway is Allstate
  • The most expensive auto insurance company in Shumway after a DUI is Allstate
  • Average auto insurance rates in Shumway, IL are $240/month

Finding affordable Shumway, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Shumway, IL auto insurance with confidence is right here. Auto insurance rates in Shumway are affected by local factors as well as personal ones like your driving record.

See how Shumway, IL car insurance rates compare to Chicago auto insurance rates, Cicero auto insurance rates, and Naperville auto insurance rates before you read more about the cost of auto insurance in Shumway.

Don’t buy Shumway, IL auto insurance until you’ve compared rates. Get free Shumway, Illinois auto insurance quotes when you enter your ZIP code above.

Shumway, IL Minimum Auto Insurance Requirements

The required auto insurance in Shumway, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Shumway, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Shumway, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Shumway, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Shumway, IL. Take a look at Shumway, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Shumway, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,695 $3,190 $2,696
Farmers $4,564 $3,829 $3,643
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,927 $1,824 $1,457
Nationwide $2,776 $2,244 $1,969
Progressive $3,411 $2,889 $2,666
State Farm $2,921 $1,750 $1,357
Travelers $2,607 $2,091 $1,703
USAA $3,657 $2,511 $2,069

Buy Cheap Shumway, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Shumway, Illinois auto insurance rates? Find out how car insurance rates in Shumway, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shumway, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,166 $2,167 $1,923 $2,031 $9,176 $9,565 $2,474 $2,593
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,309 $1,415 $1,092 $1,220 $4,118 $4,581 $1,370 $1,449
Nationwide $1,505 $1,533 $1,343 $1,422 $4,036 $5,173 $1,742 $1,884
Progressive $1,757 $1,671 $1,448 $1,509 $6,190 $6,958 $2,098 $2,274
State Farm $1,265 $1,265 $1,129 $1,129 $3,622 $4,591 $1,429 $1,645
Travelers $1,370 $1,446 $1,249 $1,330 $3,863 $4,833 $1,451 $1,527
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

Buy Cheap Shumway, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Shumway can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Shumway, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Shumway, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,175 $8,572
Farmers $9,176 $9,565
GEICO $4,375 $4,641
Liberty Mutual $4,118 $4,581
Nationwide $4,036 $5,173
Progressive $6,190 $6,958
State Farm $3,622 $4,591
Travelers $3,863 $4,833
USAA $5,277 $5,820

Buy Cheap Shumway, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Shumway, Illinois by comparing Shumway senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Shumway, IL here.

Annual Auto Insurance Rates for Senior Drivers in Shumway, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $2,014 $2,014
Farmers $1,923 $2,031
GEICO $1,364 $1,612
Liberty Mutual $1,092 $1,220
Nationwide $1,343 $1,422
Progressive $1,448 $1,509
State Farm $1,129 $1,129
Travelers $1,249 $1,330
USAA $1,524 $1,504

Find Cheap Auto Insurance Rates in Shumway, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Shumway, Illinois auto insurance. Compare Shumway, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shumway, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,413 $3,656 $3,512
Farmers $3,823 $3,920 $4,293
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,956 $2,065 $2,187
Nationwide $2,330 $2,344 $2,315
Progressive $2,760 $2,982 $3,223
State Farm $1,904 $2,012 $2,112
Travelers $2,000 $2,131 $2,270
USAA $2,561 $2,743 $2,933

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Find Cheap Shumway, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Shumway. Compare auto insurance rates in Shumway, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Shumway, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,482 $3,573
Farmers $4,012 $4,012
GEICO $2,263 $2,351
Liberty Mutual $2,069 $2,069
Nationwide $2,330 $2,330
Progressive $2,988 $2,988
State Farm $1,959 $2,060
Travelers $2,051 $2,216
USAA $2,669 $2,823

Find Cheap Shumway, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Shumway, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Shumway, IL, take a look at the average cost for various violations versus rates for a clean driving record in Shumway.

Annual Shumway, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,389 $4,364 $4,255 $4,040
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,731 $2,436 $2,151 $1,960
Nationwide $1,885 $2,428 $2,847 $2,159
Progressive $2,470 $3,637 $2,730 $3,116
State Farm $1,837 $2,182 $2,009 $2,009
Travelers $1,703 $2,221 $2,480 $2,130
USAA $1,958 $2,812 $3,851 $2,361

Find Cheap Shumway, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Shumway, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Shumway for less when you shop around and compare rates from multiple Shumway, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Shumway, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $4,889
Farmers $4,255
GEICO $3,141
Liberty Mutual $2,151
Nationwide $2,847
Progressive $2,730
State Farm $2,009
Travelers $2,480
USAA $3,851

Winners by Category: Where to Buy Cheap Auto Insurance in Shumway, IL

Compare rates from the cheapest auto insurance companies in Shumway, IL for your needs. Take a look at how Shumway, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Shumway, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Shumway, Illinois Auto Insurance Companies

If you’re looking for the cheapest Shumway, IL auto insurance companies overall, you can compare them here. Find the best price for Shumway, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Shumway, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,527
Farmers $4,012
GEICO $2,307
Liberty Mutual $2,069
Nationwide $2,330
Progressive $2,988
State Farm $2,009
Travelers $2,134
USAA $2,746

What affects Shumway, Illinois auto insurance rates?

Local factors affect auto insurance rates in Shumway, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Shumway auto insurance rates.

Commute Times in Shumway

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Shumway, IL is 20.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Shumway, IL

You can buy cheap Shumway, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Shumway, Illinois auto insurance quotes from top companies.

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