Buy Cheap Shirley, IN Auto Insurance (2021)

Shirley, IN auto insurance rates average $269 a month. Minimum auto insurance requirements in Shirley, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Shirley, IN, compare Shirley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Shirley after a DUI is Liberty Mutual
  • Average auto insurance rates in Shirley, IN after a DUI are $3,842/year
  • Average auto insurance rates in Shirley, IN are $269/month

Finding affordable Shirley, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Shirley, IN auto insurance with confidence is right here. Auto insurance rates in Shirley are affected by local factors as well as personal ones like your driving record.

See how Shirley, IN car insurance rates compare to Indianapolis auto insurance rates, Gary auto insurance rates, and Evansville auto insurance rates before you read more about the cost of auto insurance in Shirley.

Don’t buy Shirley, IN auto insurance until you’ve compared rates. Get free Shirley, Indiana auto insurance quotes when you enter your ZIP code above.

Shirley, IN Minimum Auto Insurance Requirements

The required auto insurance in Shirley, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Shirley, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Shirley, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Shirley, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Shirley, IN. Take a look at Shirley, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Shirley, Indiana

Insurance Company Poor Fair Good
Allstate $5,224 $3,881 $3,522
American Family $4,908 $3,181 $2,661
Farmers $3,671 $2,995 $2,775
GEICO $2,734 $2,272 $1,810
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,889 $2,442 $2,283
Progressive $4,037 $3,583 $3,382
State Farm $3,219 $1,921 $1,489
Travelers $3,793 $3,214 $3,211
USAA $2,214 $1,465 $1,257

Buy Cheap Shirley, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Shirley, Indiana auto insurance rates? Find out how car insurance rates in Shirley, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shirley, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,601 $2,667 $2,279 $2,493 $8,010 $10,085 $2,652 $2,885
American Family $2,227 $2,227 $2,008 $2,008 $6,237 $8,999 $2,227 $2,733
Farmers $1,424 $1,406 $1,216 $1,366 $7,671 $8,176 $1,880 $2,035
GEICO $1,542 $1,540 $1,447 $1,510 $4,574 $4,244 $1,767 $1,554
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,570 $1,606 $1,376 $1,471 $4,538 $5,898 $1,837 $2,010
Progressive $1,561 $1,474 $1,419 $1,429 $9,206 $10,317 $1,951 $1,980
State Farm $1,346 $1,346 $1,203 $1,203 $4,137 $5,292 $1,491 $1,662
Travelers $1,230 $1,250 $1,158 $1,155 $7,640 $12,000 $1,305 $1,506
USAA $1,043 $1,024 $974 $977 $2,952 $3,288 $1,407 $1,498

Buy Cheap Shirley, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Shirley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Shirley, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Shirley, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,010 $10,085
American Family $6,237 $8,999
Farmers $7,671 $8,176
GEICO $4,574 $4,244
Liberty Mutual $8,383 $12,656
Nationwide $4,538 $5,898
Progressive $9,206 $10,317
State Farm $4,137 $5,292
Travelers $7,640 $12,000
USAA $2,952 $3,288

Buy Cheap Shirley, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Shirley, Indiana by comparing Shirley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Shirley, IN here.

Annual Auto Insurance Rates for Senior Drivers in Shirley, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,279 $2,493
American Family $2,008 $2,008
Farmers $1,216 $1,366
GEICO $1,447 $1,510
Liberty Mutual $3,522 $3,522
Nationwide $1,376 $1,471
Progressive $1,419 $1,429
State Farm $1,203 $1,203
Travelers $1,158 $1,155
USAA $974 $977

Find Cheap Auto Insurance Rates in Shirley, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Shirley, Indiana auto insurance. Compare Shirley, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shirley, Indiana

Insurance Company Low Medium High
Allstate $4,016 $4,194 $4,417
American Family $3,541 $3,702 $3,507
Farmers $3,039 $3,141 $3,260
GEICO $2,116 $2,266 $2,434
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,584 $2,518 $2,513
Progressive $3,455 $3,608 $3,938
State Farm $2,104 $2,209 $2,316
Travelers $3,352 $3,437 $3,428
USAA $1,586 $1,641 $1,709

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Find Cheap Shirley, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Shirley. Compare auto insurance rates in Shirley, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Shirley, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $4,209
American Family $3,540 $3,627
Farmers $3,147 $3,147
GEICO $2,231 $2,313
Liberty Mutual $5,455 $5,752
Nationwide $2,538 $2,538
Progressive $3,667 $3,667
State Farm $2,148 $2,272
Travelers $3,406 $3,406
USAA $1,624 $1,667

Find Cheap Shirley, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Shirley, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Shirley, IN, take a look at the average cost for various violations versus rates for a clean driving record in Shirley.

Annual Shirley, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,353 $4,932 $4,554 $3,998
American Family $2,469 $3,938 $4,985 $2,942
Farmers $2,814 $3,284 $3,382 $3,107
GEICO $1,489 $2,342 $3,193 $2,064
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,184 $2,813 $2,698 $2,459
Progressive $2,750 $4,829 $3,276 $3,813
State Farm $2,157 $2,369 $2,157 $2,157
Travelers $2,891 $3,578 $4,054 $3,100
USAA $1,240 $1,770 $2,033 $1,538

Find Cheap Shirley, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Shirley, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Shirley for less when you shop around and compare rates from multiple Shirley, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Shirley, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,554
American Family $4,985
Farmers $3,382
GEICO $3,193
Liberty Mutual $8,085
Nationwide $2,698
Progressive $3,276
State Farm $2,157
Travelers $4,054
USAA $2,033

Winners by Category: Where to Buy Cheap Auto Insurance in Shirley, IN

Compare rates from the cheapest auto insurance companies in Shirley, IN for your needs. Take a look at how Shirley, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Shirley, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Shirley, Indiana Auto Insurance Companies

If you’re looking for the cheapest Shirley, IN auto insurance companies overall, you can compare them here. Find the best price for Shirley, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Shirley, Indiana

Insurance Company Average Annual Rates
Allstate $4,209
American Family $3,583
Farmers $3,147
GEICO $2,272
Liberty Mutual $5,604
Nationwide $2,538
Progressive $3,667
State Farm $2,210
Travelers $3,406
USAA $1,645

What affects Shirley, Indiana auto insurance rates?

Local factors affect auto insurance rates in Shirley, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Shirley auto insurance rates.

Commute Times in Shirley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Shirley, IN is 29.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Shirley, IN

You can buy cheap Shirley, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Shirley, Indiana auto insurance quotes from top companies.

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