Buy Cheap Shepardsville, IN Auto Insurance (2021)

Shepardsville, IN auto insurance rates average $286 a month. Minimum auto insurance requirements in Shepardsville, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Shepardsville, IN, compare Shepardsville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Shepardsville, IN after a DUI are $4,083/year
  • The most expensive auto insurance company in Shepardsville is Liberty Mutual
  • Average auto insurance rates in Shepardsville, IN are $286/month

Finding affordable Shepardsville, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Shepardsville, IN auto insurance with confidence is right here. Auto insurance rates in Shepardsville are affected by local factors as well as personal ones like your driving record.

See how Shepardsville, IN car insurance rates compare to Fort Wayne auto insurance rates, Gary auto insurance rates, and Bloomington auto insurance rates before you read more about the cost of auto insurance in Shepardsville.

Don’t buy Shepardsville, IN auto insurance until you’ve compared rates. Get free Shepardsville, Indiana auto insurance quotes when you enter your ZIP code above.

Shepardsville, IN Minimum Auto Insurance Requirements

The required auto insurance in Shepardsville, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Shepardsville, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Shepardsville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Shepardsville, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Shepardsville, IN. Take a look at Shepardsville, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Shepardsville, Indiana

Insurance Company Poor Fair Good
Allstate $5,101 $3,776 $3,434
American Family $5,078 $3,306 $2,769
Farmers $4,078 $3,326 $3,083
GEICO $3,020 $2,508 $1,996
Liberty Mutual $8,003 $5,209 $4,817
Nationwide $3,146 $2,657 $2,488
Progressive $4,233 $3,736 $3,518
State Farm $3,622 $2,160 $1,674
Travelers $4,154 $3,519 $3,516
USAA $2,250 $1,489 $1,277

Buy Cheap Shepardsville, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Shepardsville, Indiana auto insurance rates? Find out how car insurance rates in Shepardsville, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shepardsville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,557 $2,625 $2,239 $2,456 $7,737 $9,780 $2,607 $2,829
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,570 $1,547 $1,344 $1,513 $8,551 $9,132 $2,074 $2,235
GEICO $1,699 $1,696 $1,601 $1,673 $5,062 $4,684 $1,947 $1,704
Liberty Mutual $4,104 $4,104 $3,771 $3,771 $8,998 $13,592 $4,104 $5,631
Nationwide $1,705 $1,744 $1,494 $1,597 $4,947 $6,436 $1,999 $2,189
Progressive $1,655 $1,566 $1,496 $1,509 $9,523 $10,714 $2,065 $2,103
State Farm $1,516 $1,516 $1,356 $1,356 $4,643 $5,953 $1,681 $1,865
Travelers $1,347 $1,371 $1,259 $1,260 $8,337 $13,187 $1,424 $1,655
USAA $1,063 $1,046 $990 $996 $2,981 $3,328 $1,436 $1,534

Buy Cheap Shepardsville, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Shepardsville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Shepardsville, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Shepardsville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,737 $9,780
American Family $6,331 $9,225
Farmers $8,551 $9,132
GEICO $5,062 $4,684
Liberty Mutual $8,998 $13,592
Nationwide $4,947 $6,436
Progressive $9,523 $10,714
State Farm $4,643 $5,953
Travelers $8,337 $13,187
USAA $2,981 $3,328

Buy Cheap Shepardsville, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Shepardsville, Indiana by comparing Shepardsville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Shepardsville, IN here.

Annual Auto Insurance Rates for Senior Drivers in Shepardsville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,239 $2,456
American Family $2,107 $2,107
Farmers $1,344 $1,513
GEICO $1,601 $1,673
Liberty Mutual $3,771 $3,771
Nationwide $1,494 $1,597
Progressive $1,496 $1,509
State Farm $1,356 $1,356
Travelers $1,259 $1,260
USAA $990 $996

Find Cheap Auto Insurance Rates in Shepardsville, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Shepardsville, Indiana auto insurance. Compare Shepardsville, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shepardsville, Indiana

Insurance Company Low Medium High
Allstate $3,893 $4,087 $4,330
American Family $3,702 $3,842 $3,608
Farmers $3,358 $3,488 $3,642
GEICO $2,332 $2,502 $2,691
Liberty Mutual $5,786 $5,991 $6,252
Nationwide $2,789 $2,743 $2,760
Progressive $3,594 $3,762 $4,131
State Farm $2,358 $2,485 $2,613
Travelers $3,661 $3,765 $3,764
USAA $1,610 $1,667 $1,737

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Find Cheap Shepardsville, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Shepardsville. Compare auto insurance rates in Shepardsville, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Shepardsville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,104 $4,104
American Family $3,673 $3,762
Farmers $3,496 $3,496
GEICO $2,464 $2,553
Liberty Mutual $5,850 $6,170
Nationwide $2,764 $2,764
Progressive $3,829 $3,829
State Farm $2,414 $2,557
Travelers $3,730 $3,730
USAA $1,650 $1,694

Find Cheap Shepardsville, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Shepardsville, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Shepardsville, IN, take a look at the average cost for various violations versus rates for a clean driving record in Shepardsville.

Annual Shepardsville, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,287 $4,816 $4,422 $3,889
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,132 $3,639 $3,758 $3,455
GEICO $1,636 $2,589 $3,538 $2,271
Liberty Mutual $4,692 $5,529 $8,649 $5,169
Nationwide $2,375 $3,065 $2,939 $2,676
Progressive $2,867 $5,026 $3,424 $3,999
State Farm $2,426 $2,664 $2,426 $2,426
Travelers $3,167 $3,916 $4,438 $3,399
USAA $1,261 $1,798 $2,064 $1,563

Find Cheap Shepardsville, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Shepardsville, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Shepardsville for less when you shop around and compare rates from multiple Shepardsville, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Shepardsville, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,422
American Family $5,171
Farmers $3,758
GEICO $3,538
Liberty Mutual $8,649
Nationwide $2,939
Progressive $3,424
State Farm $2,426
Travelers $4,438
USAA $2,064

Winners by Category: Where to Buy Cheap Auto Insurance in Shepardsville, IN

Compare rates from the cheapest auto insurance companies in Shepardsville, IN for your needs. Take a look at how Shepardsville, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Shepardsville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Shepardsville, Indiana Auto Insurance Companies

If you’re looking for the cheapest Shepardsville, IN auto insurance companies overall, you can compare them here. Find the best price for Shepardsville, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Shepardsville, Indiana

Insurance Company Average Annual Rates
Allstate $4,104
American Family $3,717
Farmers $3,496
GEICO $2,508
Liberty Mutual $6,010
Nationwide $2,764
Progressive $3,829
State Farm $2,485
Travelers $3,730
USAA $1,672

Compare Auto Insurance Quotes in Shepardsville, IN

You can buy cheap Shepardsville, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Shepardsville, Indiana auto insurance quotes from top companies.

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