Buy Cheap Shelbyville, IN Auto Insurance (2021)

Shelbyville, IN auto insurance rates average $265 a month. Minimum auto insurance requirements in Shelbyville, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Shelbyville, IN, compare Shelbyville auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Shelbyville is Liberty Mutual
  • The most expensive auto insurance company in Shelbyville after a DUI is Liberty Mutual
  • Average auto insurance rates in Shelbyville, IN are $265/month

Finding affordable Shelbyville, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Shelbyville, IN auto insurance with confidence is right here. Auto insurance rates in Shelbyville are affected by local factors as well as personal ones like your driving record.

See how Shelbyville, IN car insurance rates compare to Carmel auto insurance rates, Fishers auto insurance rates, and Evansville auto insurance rates before you read more about the cost of auto insurance in Shelbyville.

Don’t buy Shelbyville, IN auto insurance until you’ve compared rates. Get free Shelbyville, Indiana auto insurance quotes when you enter your ZIP code above.

Shelbyville, IN Minimum Auto Insurance Requirements

The required auto insurance in Shelbyville, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Shelbyville, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Shelbyville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Shelbyville, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Shelbyville, IN. Take a look at Shelbyville, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Shelbyville, Indiana

Insurance Company Poor Fair Good
Allstate $4,805 $3,575 $3,248
American Family $4,970 $3,229 $2,702
Farmers $3,825 $3,122 $2,894
GEICO $2,721 $2,262 $1,803
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,745 $2,321 $2,171
Progressive $3,993 $3,540 $3,339
State Farm $2,987 $1,783 $1,383
Travelers $3,834 $3,254 $3,253
USAA $2,141 $1,417 $1,216

Buy Cheap Shelbyville, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Shelbyville, Indiana auto insurance rates? Find out how car insurance rates in Shelbyville, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shelbyville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,401 $2,460 $2,109 $2,307 $7,361 $9,279 $2,439 $2,652
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,478 $1,459 $1,262 $1,419 $8,009 $8,548 $1,955 $2,112
GEICO $1,525 $1,525 $1,440 $1,501 $4,579 $4,243 $1,752 $1,533
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,484 $1,516 $1,306 $1,390 $4,343 $5,616 $1,744 $1,901
Progressive $1,535 $1,452 $1,394 $1,401 $9,087 $10,231 $1,925 $1,966
State Farm $1,251 $1,251 $1,119 $1,119 $3,833 $4,909 $1,386 $1,541
Travelers $1,217 $1,237 $1,148 $1,146 $7,760 $12,296 $1,293 $1,480
USAA $1,010 $992 $943 $946 $2,850 $3,175 $1,362 $1,452

Buy Cheap Shelbyville, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Shelbyville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Shelbyville, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Shelbyville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,361 $9,279
American Family $6,259 $9,073
Farmers $8,009 $8,548
GEICO $4,579 $4,243
Liberty Mutual $8,383 $12,656
Nationwide $4,343 $5,616
Progressive $9,087 $10,231
State Farm $3,833 $4,909
Travelers $7,760 $12,296
USAA $2,850 $3,175

Buy Cheap Shelbyville, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Shelbyville, Indiana by comparing Shelbyville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Shelbyville, IN here.

Annual Auto Insurance Rates for Senior Drivers in Shelbyville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,109 $2,307
American Family $2,048 $2,048
Farmers $1,262 $1,419
GEICO $1,440 $1,501
Liberty Mutual $3,522 $3,522
Nationwide $1,306 $1,390
Progressive $1,394 $1,401
State Farm $1,119 $1,119
Travelers $1,148 $1,146
USAA $943 $946

Find Cheap Auto Insurance Rates in Shelbyville, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Shelbyville, Indiana auto insurance. Compare Shelbyville, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shelbyville, Indiana

Insurance Company Low Medium High
Allstate $3,693 $3,861 $4,074
American Family $3,603 $3,754 $3,544
Farmers $3,166 $3,274 $3,400
GEICO $2,120 $2,256 $2,411
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,452 $2,393 $2,391
Progressive $3,420 $3,566 $3,886
State Farm $1,949 $2,050 $2,154
Travelers $3,371 $3,479 $3,491
USAA $1,533 $1,587 $1,654

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Find Cheap Shelbyville, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Shelbyville. Compare auto insurance rates in Shelbyville, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Shelbyville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,876 $3,876
American Family $3,590 $3,677
Farmers $3,280 $3,280
GEICO $2,225 $2,299
Liberty Mutual $5,455 $5,752
Nationwide $2,412 $2,412
Progressive $3,624 $3,624
State Farm $1,993 $2,109
Travelers $3,447 $3,447
USAA $1,570 $1,612

Find Cheap Shelbyville, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Shelbyville, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Shelbyville, IN, take a look at the average cost for various violations versus rates for a clean driving record in Shelbyville.

Annual Shelbyville, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,095 $4,542 $4,188 $3,679
American Family $2,504 $3,994 $5,054 $2,983
Farmers $2,933 $3,424 $3,526 $3,238
GEICO $1,472 $2,337 $3,203 $2,037
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,081 $2,669 $2,561 $2,338
Progressive $2,716 $4,766 $3,239 $3,775
State Farm $2,002 $2,198 $2,002 $2,002
Travelers $2,929 $3,618 $4,099 $3,141
USAA $1,200 $1,712 $1,965 $1,489

Find Cheap Shelbyville, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Shelbyville, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Shelbyville for less when you shop around and compare rates from multiple Shelbyville, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Shelbyville, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,188
American Family $5,054
Farmers $3,526
GEICO $3,203
Liberty Mutual $8,085
Nationwide $2,561
Progressive $3,239
State Farm $2,002
Travelers $4,099
USAA $1,965

Winners by Category: Where to Buy Cheap Auto Insurance in Shelbyville, IN

Compare rates from the cheapest auto insurance companies in Shelbyville, IN for your needs. Take a look at how Shelbyville, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Shelbyville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Shelbyville, Indiana Auto Insurance Companies

If you’re looking for the cheapest Shelbyville, IN auto insurance companies overall, you can compare them here. Find the best price for Shelbyville, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Shelbyville, Indiana

Insurance Company Average Annual Rates
Allstate $3,876
American Family $3,634
Farmers $3,280
GEICO $2,262
Liberty Mutual $5,604
Nationwide $2,412
Progressive $3,624
State Farm $2,051
Travelers $3,447
USAA $1,591

What affects Shelbyville, Indiana auto insurance rates?

Local factors affect auto insurance rates in Shelbyville, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Shelbyville auto insurance rates.

Auto Theft in Shelbyville

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Shelbyville, IN auto theft show a total of 53 vehicle thefts annually.

Commute Times in Shelbyville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Shelbyville, IN is 21.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Shelbyville, IN

You can buy cheap Shelbyville, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Shelbyville, Indiana auto insurance quotes from top companies.

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