Buy Cheap Sheffield, OH Auto Insurance (2021)

Sheffield, OH auto insurance rates average $223 a month. Minimum auto insurance requirements in Sheffield, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Sheffield, OH, compare Sheffield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Sheffield is Liberty Mutual
  • Average auto insurance rates in Sheffield, OH after a DUI are $3,118/year
  • Average auto insurance rates in Sheffield, OH are $223/month

Finding affordable Sheffield, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Sheffield, OH auto insurance with confidence is right here. Auto insurance rates in Sheffield are affected by local factors as well as personal ones like your driving record.

See how Sheffield, OH car insurance rates compare to Parma auto insurance rates, Cincinnati auto insurance rates, and Hamilton auto insurance rates before you read more about the cost of auto insurance in Sheffield.

Don’t buy Sheffield, OH auto insurance until you’ve compared rates. Get free Sheffield, Ohio auto insurance quotes when you enter your ZIP code above.

Sheffield, OH Minimum Auto Insurance Requirements

The required auto insurance in Sheffield, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Sheffield, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Sheffield, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Sheffield, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sheffield, OH. Take a look at Sheffield, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sheffield, Ohio

Insurance Company Poor Fair Good
Allstate $3,746 $2,742 $2,287
American Family $2,028 $1,377 $1,165
Farmers $3,590 $3,051 $2,905
GEICO $2,079 $1,735 $1,391
Liberty Mutual $5,853 $3,604 $2,826
Nationwide $3,843 $3,099 $2,619
Progressive $3,707 $3,227 $3,025
State Farm $3,462 $2,140 $1,687
Travelers $3,376 $2,943 $2,752
USAA $1,783 $1,267 $1,082

Buy Cheap Sheffield, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sheffield, Ohio auto insurance rates? Find out how car insurance rates in Sheffield, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sheffield, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,944 $1,930 $1,767 $1,887 $5,462 $6,247 $2,020 $2,142
American Family $920 $954 $851 $853 $3,005 $3,253 $1,144 $1,204
Farmers $1,645 $1,644 $1,446 $1,530 $7,557 $7,876 $1,843 $1,916
GEICO $1,243 $1,215 $1,186 $1,216 $3,364 $3,122 $1,377 $1,157
Liberty Mutual $1,886 $2,059 $1,447 $1,768 $10,070 $11,368 $1,991 $2,168
Nationwide $2,112 $2,119 $1,912 $1,921 $5,500 $7,057 $2,258 $2,617
Progressive $1,676 $1,564 $1,397 $1,443 $7,724 $8,692 $1,996 $2,066
State Farm $1,433 $1,433 $1,292 $1,292 $4,614 $5,796 $1,667 $1,909
Travelers $1,370 $1,389 $1,373 $1,364 $6,058 $9,587 $1,433 $1,615
USAA $832 $838 $796 $792 $2,587 $2,874 $1,109 $1,191

Buy Cheap Sheffield, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sheffield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sheffield, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sheffield, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,462 $6,247
American Family $3,005 $3,253
Farmers $7,557 $7,876
GEICO $3,364 $3,122
Liberty Mutual $10,070 $11,368
Nationwide $5,500 $7,057
Progressive $7,724 $8,692
State Farm $4,614 $5,796
Travelers $6,058 $9,587
USAA $2,587 $2,874

Buy Cheap Sheffield, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Sheffield, Ohio by comparing Sheffield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sheffield, OH here.

Annual Auto Insurance Rates for Senior Drivers in Sheffield, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,767 $1,887
American Family $851 $853
Farmers $1,446 $1,530
GEICO $1,186 $1,216
Liberty Mutual $1,447 $1,768
Nationwide $1,912 $1,921
Progressive $1,397 $1,443
State Farm $1,292 $1,292
Travelers $1,373 $1,364
USAA $796 $792

Find Cheap Auto Insurance Rates in Sheffield, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sheffield, Ohio auto insurance. Compare Sheffield, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sheffield, Ohio

Insurance Company Low Medium High
Allstate $2,819 $2,919 $3,038
American Family $1,491 $1,535 $1,543
Farmers $2,996 $3,129 $3,421
GEICO $1,668 $1,725 $1,812
Liberty Mutual $3,917 $4,119 $4,247
Nationwide $3,499 $3,091 $2,971
Progressive $3,164 $3,287 $3,508
State Farm $2,293 $2,439 $2,557
Travelers $2,930 $3,065 $3,075
USAA $1,313 $1,376 $1,444

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Find Cheap Sheffield, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sheffield. Compare auto insurance rates in Sheffield, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sheffield, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,925 $2,925
American Family $1,505 $1,542
Farmers $3,182 $3,182
GEICO $1,705 $1,765
Liberty Mutual $4,094 $4,094
Nationwide $3,187 $3,187
Progressive $3,320 $3,320
State Farm $2,368 $2,492
Travelers $3,024 $3,024
USAA $1,326 $1,429

Find Cheap Sheffield, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Sheffield, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sheffield, OH, take a look at the average cost for various violations versus rates for a clean driving record in Sheffield.

Annual Sheffield, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,447 $2,973 $3,502 $2,778
American Family $1,459 $1,544 $1,544 $1,544
Farmers $2,624 $3,385 $3,301 $3,419
GEICO $1,172 $1,696 $2,488 $1,584
Liberty Mutual $3,433 $4,426 $4,508 $4,011
Nationwide $2,564 $3,248 $4,106 $2,830
Progressive $2,859 $3,904 $3,049 $3,467
State Farm $2,205 $2,654 $2,430 $2,430
Travelers $2,219 $2,903 $4,388 $2,585
USAA $1,057 $1,418 $1,864 $1,170

Find Cheap Sheffield, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sheffield, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Sheffield for less when you shop around and compare rates from multiple Sheffield, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sheffield, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,502
American Family $1,544
Farmers $3,301
GEICO $2,488
Liberty Mutual $4,508
Nationwide $4,106
Progressive $3,049
State Farm $2,430
Travelers $4,388
USAA $1,864

Winners by Category: Where to Buy Cheap Auto Insurance in Sheffield, OH

Compare rates from the cheapest auto insurance companies in Sheffield, OH for your needs. Take a look at how Sheffield, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sheffield, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Sheffield, Ohio Auto Insurance Companies

If you’re looking for the cheapest Sheffield, OH auto insurance companies overall, you can compare them here. Find the best price for Sheffield, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Sheffield, Ohio

Insurance Company Average Annual Rates
Allstate $2,925
American Family $1,523
Farmers $3,182
GEICO $1,735
Liberty Mutual $4,094
Nationwide $3,187
Progressive $3,320
State Farm $2,430
Travelers $3,024
USAA $1,378

What affects Sheffield, Ohio auto insurance rates?

Local factors affect auto insurance rates in Sheffield, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Sheffield auto insurance rates.

Commute Times in Sheffield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sheffield, OH is 22.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Sheffield, OH

You can buy cheap Sheffield, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sheffield, Ohio auto insurance quotes from top companies.

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