Buy Cheap Sheffield, AL Auto Insurance (2021)

Sheffield, AL auto insurance rates average $282 a month. Minimum auto insurance requirements in Sheffield, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Sheffield, AL, compare Sheffield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sheffield, AL after a DUI are $3,866/year
  • Average auto insurance rates in Sheffield, AL are $282/month
  • Average auto insurance rates in Sheffield, AL for teens drivers are $6,947/year

Finding affordable Sheffield, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Sheffield, AL auto insurance with confidence is right here. Auto insurance rates in Sheffield are affected by local factors as well as personal ones like your driving record.

See how Sheffield, AL car insurance rates compare to Mobile auto insurance rates, Birmingham auto insurance rates, and Madison auto insurance rates before you read more about the cost of auto insurance in Sheffield.

Don’t buy Sheffield, AL auto insurance until you’ve compared rates. Get free Sheffield, Alabama auto insurance quotes when you enter your ZIP code above.

Sheffield, AL Minimum Auto Insurance Requirements

The required auto insurance in Sheffield, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Sheffield, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Sheffield, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Sheffield, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sheffield, AL. Take a look at Sheffield, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sheffield, Alabama

Insurance Company Poor Fair Good
Allstate $3,796 $2,978 $2,437
Farmers $4,143 $3,574 $3,387
GEICO $3,352 $2,393 $2,165
Liberty Mutual $6,916 $4,255 $3,342
Nationwide $2,835 $2,216 $2,007
Progressive $4,459 $3,843 $3,596
State Farm $7,045 $3,567 $2,425
Travelers $3,868 $3,360 $3,426
USAA $2,683 $1,749 $1,562

Buy Cheap Sheffield, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sheffield, Alabama auto insurance rates? Find out how car insurance rates in Sheffield, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sheffield, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,866 $1,781 $1,686 $1,718 $6,402 $6,874 $2,093 $2,142
Farmers $2,090 $2,076 $1,865 $1,987 $8,269 $8,515 $2,365 $2,444
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,810 $3,034 $2,308 $2,580 $10,328 $11,482 $2,986 $3,174
Nationwide $1,553 $1,571 $1,421 $1,468 $4,020 $5,157 $1,718 $1,913
Progressive $2,121 $1,978 $1,744 $1,864 $8,942 $9,967 $2,477 $2,634
State Farm $2,623 $2,623 $2,391 $2,391 $8,150 $10,200 $2,968 $3,420
Travelers $1,409 $1,429 $1,332 $1,326 $7,771 $12,309 $1,331 $1,502
USAA $1,243 $1,256 $1,160 $1,130 $3,726 $4,122 $1,613 $1,734

Buy Cheap Sheffield, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sheffield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sheffield, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sheffield, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,402 $6,874
Farmers $8,269 $8,515
GEICO $4,918 $4,831
Liberty Mutual $10,328 $11,482
Nationwide $4,020 $5,157
Progressive $8,942 $9,967
State Farm $8,150 $10,200
Travelers $7,771 $12,309
USAA $3,726 $4,122

Buy Cheap Sheffield, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Sheffield, Alabama by comparing Sheffield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sheffield, AL here.

Annual Auto Insurance Rates for Senior Drivers in Sheffield, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,686 $1,718
Farmers $1,865 $1,987
GEICO $1,804 $1,850
Liberty Mutual $2,308 $2,580
Nationwide $1,421 $1,468
Progressive $1,744 $1,864
State Farm $2,391 $2,391
Travelers $1,332 $1,326
USAA $1,160 $1,130

Find Cheap Auto Insurance Rates in Sheffield, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sheffield, Alabama auto insurance. Compare Sheffield, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sheffield, Alabama

Insurance Company Low Medium High
Allstate $2,970 $3,065 $3,175
Farmers $3,473 $3,647 $3,984
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,609 $4,814 $5,090
Nationwide $2,330 $2,333 $2,395
Progressive $3,528 $3,946 $4,423
State Farm $4,083 $4,341 $4,613
Travelers $3,341 $3,622 $3,690
USAA $1,926 $1,987 $2,080

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Find Cheap Sheffield, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sheffield. Compare auto insurance rates in Sheffield, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sheffield, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,070 $3,070
Farmers $3,701 $3,701
GEICO $2,587 $2,686
Liberty Mutual $4,838 $4,838
Nationwide $2,353 $2,353
Progressive $3,966 $3,966
State Farm $4,238 $4,453
Travelers $3,551 $3,551
USAA $1,907 $2,089

Find Cheap Sheffield, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Sheffield, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sheffield, AL, take a look at the average cost for various violations versus rates for a clean driving record in Sheffield.

Annual Sheffield, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,616 $3,075 $3,639 $2,950
Farmers $3,115 $4,036 $3,938 $3,717
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,795 $5,285 $5,161 $5,109
Nationwide $2,066 $2,066 $2,979 $2,299
Progressive $3,570 $4,511 $3,868 $3,914
State Farm $3,908 $4,881 $4,297 $4,297
Travelers $2,957 $3,101 $4,549 $3,597
USAA $1,538 $1,933 $2,859 $1,662

Find Cheap Sheffield, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sheffield, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Sheffield for less when you shop around and compare rates from multiple Sheffield, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sheffield, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,639
Farmers $3,938
GEICO $3,504
Liberty Mutual $5,161
Nationwide $2,979
Progressive $3,868
State Farm $4,297
Travelers $4,549
USAA $2,859

Winners by Category: Where to Buy Cheap Auto Insurance in Sheffield, AL

Compare rates from the cheapest auto insurance companies in Sheffield, AL for your needs. Take a look at how Sheffield, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sheffield, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Sheffield, Alabama Auto Insurance Companies

If you’re looking for the cheapest Sheffield, AL auto insurance companies overall, you can compare them here. Find the best price for Sheffield, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Sheffield, Alabama

Insurance Company Average Annual Rates
Allstate $3,070
Farmers $3,701
GEICO $2,637
Liberty Mutual $4,838
Nationwide $2,353
Progressive $3,966
State Farm $4,346
Travelers $3,551
USAA $1,998

What affects Sheffield, Alabama auto insurance rates?

Local factors affect auto insurance rates in Sheffield, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Sheffield auto insurance rates.

Auto Theft in Sheffield

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Sheffield, AL auto theft show a total of 39 vehicle thefts annually.

Commute Times in Sheffield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sheffield, AL is 21.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Sheffield, AL

You can buy cheap Sheffield, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sheffield, Alabama auto insurance quotes from top companies.

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