Buy Cheap Shafter, CA Auto Insurance (2021)

Shafter, CA auto insurance rates average $292 a month. Minimum auto insurance requirements in Shafter, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Shafter, CA, compare Shafter auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Shafter, CA for teens drivers are $5,891/year
  • Average auto insurance rates in Shafter, CA after a DUI are $4,929/year
  • The most expensive auto insurance company in Shafter after a DUI is Allstate

Finding affordable Shafter, California auto insurance can be challenging, but everything you need to know to buy cheap Shafter, CA auto insurance with confidence is right here. Auto insurance rates in Shafter are affected by local factors as well as personal ones like your driving record.

See how Shafter, CA car insurance rates compare to Anaheim auto insurance rates, San Diego auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Shafter.

Don’t buy Shafter, CA auto insurance until you’ve compared rates. Get free Shafter, California auto insurance quotes when you enter your ZIP code above.

Shafter, CA Minimum Auto Insurance Requirements

The required auto insurance in Shafter, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Shafter, California is outlined here.

Minimum Required Auto Insurance Coverage in Shafter, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Shafter, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Shafter, California auto insurance rates? Find out how car insurance rates in Shafter, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shafter, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,910 $2,920 $2,099 $2,131 $7,907 $9,947 $3,736 $4,132
Farmers $2,638 $2,638 $2,367 $2,367 $8,378 $13,777 $3,121 $3,470
GEICO $1,634 $1,635 $1,537 $1,537 $4,959 $5,046 $2,345 $2,400
Liberty Mutual $2,229 $2,105 $2,079 $2,009 $4,836 $5,162 $2,506 $2,539
Nationwide $3,129 $2,989 $2,739 $2,584 $7,895 $8,733 $3,718 $3,676
Progressive $1,682 $1,726 $1,442 $1,701 $4,441 $5,334 $2,435 $2,612
State Farm $2,955 $2,955 $2,637 $2,637 $5,385 $6,673 $3,269 $3,371
Travelers $2,309 $2,238 $2,041 $2,020 $4,729 $5,395 $2,990 $2,929
USAA $1,960 $1,856 $1,912 $1,919 $4,486 $4,497 $2,702 $2,554

Buy Cheap Shafter, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Shafter can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Shafter, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Shafter, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,907 $9,947
Farmers $8,378 $13,777
GEICO $4,959 $5,046
Liberty Mutual $4,836 $5,162
Nationwide $7,895 $8,733
Progressive $4,441 $5,334
State Farm $5,385 $6,673
Travelers $4,729 $5,395
USAA $4,486 $4,497

Buy Cheap Shafter, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Shafter, California by comparing Shafter senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Shafter, CA here.

Annual Auto Insurance Rates for Senior Drivers in Shafter, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,099 $2,131
Farmers $2,367 $2,367
GEICO $1,537 $1,537
Liberty Mutual $2,079 $2,009
Nationwide $2,739 $2,584
Progressive $1,442 $1,701
State Farm $2,637 $2,637
Travelers $2,041 $2,020
USAA $1,912 $1,919

Find Cheap Auto Insurance Rates in Shafter, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Shafter, California auto insurance. Compare Shafter, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shafter, California

Insurance Company Low Medium High
Allstate $4,206 $4,515 $4,698
Farmers $4,530 $4,877 $5,127
GEICO $2,384 $2,666 $2,859
Liberty Mutual $2,724 $2,957 $3,119
Nationwide $3,978 $4,507 $4,814
Progressive $2,366 $2,754 $2,895
State Farm $3,418 $3,789 $4,000
Travelers $2,684 $3,162 $3,398
USAA $2,463 $2,792 $2,952

Find Cheap Shafter, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Shafter. Compare auto insurance rates in Shafter, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Shafter, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,025 $4,920
Farmers $4,396 $5,293
GEICO $2,395 $2,878
Liberty Mutual $2,690 $3,176
Nationwide $3,915 $4,951
Progressive $2,427 $2,916
State Farm $3,600 $3,870
Travelers $2,776 $3,387
USAA $2,519 $2,952

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Find Cheap Shafter, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Shafter, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Shafter, CA, take a look at the average cost for various violations versus rates for a clean driving record in Shafter.

Annual Shafter, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,687 $4,534 $7,141 $3,528
Farmers $3,578 $4,875 $6,081 $4,843
GEICO $1,844 $2,843 $3,571 $2,288
Liberty Mutual $2,546 $3,410 $3,079 $2,698
Nationwide $3,093 $3,965 $6,707 $3,965
Progressive $1,746 $2,970 $3,453 $2,517
State Farm $2,661 $3,177 $6,013 $3,091
Travelers $2,065 $3,350 $3,885 $3,025
USAA $1,817 $2,704 $4,432 $1,991

Find Cheap Shafter, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Shafter, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Shafter for less when you shop around and compare rates from multiple Shafter, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Shafter, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,141
Farmers $6,081
GEICO $3,571
Liberty Mutual $3,079
Nationwide $6,707
Progressive $3,453
State Farm $6,013
Travelers $3,885
USAA $4,432

Winners by Category: Where to Buy Cheap Auto Insurance in Shafter, CA

Compare rates from the cheapest auto insurance companies in Shafter, CA for your needs. Take a look at how Shafter, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Shafter, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Shafter, California Auto Insurance Companies

If you’re looking for the cheapest Shafter, CA auto insurance companies overall, you can compare them here. Find the best price for Shafter, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Shafter, California

Insurance Company Average Annual Rates
Allstate $4,473
Farmers $4,845
GEICO $2,636
Liberty Mutual $2,933
Nationwide $4,433
Progressive $2,672
State Farm $3,735
Travelers $3,081
USAA $2,736

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What affects Shafter, California auto insurance rates?

Local factors affect auto insurance rates in Shafter, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Shafter auto insurance rates.

Auto Theft in Shafter

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Shafter, CA auto theft show a total of 121 vehicle thefts annually.

Commute Times in Shafter

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Shafter, CA is 22.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Shafter, CA

You can buy cheap Shafter, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Shafter, California auto insurance quotes from top companies.

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