Buy Cheap Shady Cove, OR Auto Insurance (2022)

Shady Cove, OR auto insurance rates average $267 a month. Minimum auto insurance requirements in Shady Cove, Oregon are 25/50/20 to comply with Oregon laws. To buy cheap auto insurance in Shady Cove, OR, compare Shady Cove auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Shady Cove, OR after a DUI are $3,761/year
  • The most expensive auto insurance company in Shady Cove after a DUI is Allstate
  • Average auto insurance rates in Shady Cove, OR are $267/month

Finding affordable Shady Cove, Oregon auto insurance can be challenging, but everything you need to know to buy cheap Shady Cove, OR auto insurance with confidence is right here. Auto insurance rates in Shady Cove are affected by local factors as well as personal ones like your driving record.

See how Shady Cove, OR car insurance rates compare to Salem auto insurance rates, Corvallis auto insurance rates, and Springfield auto insurance rates before you read more about the cost of auto insurance in Shady Cove.

Don’t buy Shady Cove, OR auto insurance until you’ve compared rates. Get free Shady Cove, Oregon auto insurance quotes when you enter your ZIP code above.

Shady Cove, OR Minimum Auto Insurance Requirements

The required auto insurance in Shady Cove, OR is 25/50/20 according to the auto insurance laws in Oregon. The minimum auto insurance in Shady Cove, Oregon is outlined here.

Minimum Required Auto Insurance Coverage in Shady Cove, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Shady Cove, OR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Shady Cove, OR. Take a look at Shady Cove, Oregon auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Shady Cove, Oregon

Insurance Company Poor Fair Good
Allstate $5,813 $4,096 $3,382
American Family $4,117 $3,040 $2,573
Farmers $4,037 $3,284 $3,110
GEICO $3,516 $2,916 $2,316
Liberty Mutual $5,876 $3,471 $2,683
Nationwide $3,752 $2,972 $2,577
Progressive $3,958 $3,415 $3,179
State Farm $3,676 $2,344 $1,876
Travelers $3,086 $2,424 $1,907
USAA $3,410 $1,899 $1,512

Buy Cheap Shady Cove, OR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Shady Cove, Oregon auto insurance rates? Find out how car insurance rates in Shady Cove, OR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shady Cove, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,938 $2,725 $2,680 $2,700 $8,660 $9,609 $3,062 $3,070
American Family $2,134 $2,134 $1,903 $1,903 $5,264 $8,240 $2,134 $2,236
Farmers $1,965 $1,907 $1,739 $1,848 $7,894 $8,013 $2,198 $2,251
GEICO $2,183 $2,108 $2,016 $2,016 $5,571 $5,091 $2,325 $2,021
Liberty Mutual $2,593 $2,732 $2,261 $2,506 $8,184 $8,809 $2,490 $2,506
Nationwide $2,189 $2,175 $1,953 $2,038 $4,993 $6,222 $2,551 $2,679
Progressive $1,890 $1,716 $1,638 $1,689 $8,002 $8,817 $2,255 $2,135
State Farm $1,574 $1,574 $1,438 $1,438 $4,966 $6,234 $1,785 $2,047
Travelers $1,630 $1,642 $1,470 $1,528 $4,564 $5,514 $1,701 $1,730
USAA $1,424 $1,382 $1,413 $1,363 $4,291 $4,600 $1,824 $1,892

Buy Cheap Shady Cove, OR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Shady Cove can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Shady Cove, OR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Shady Cove, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,660 $9,609
American Family $5,264 $8,240
Farmers $7,894 $8,013
GEICO $5,571 $5,091
Liberty Mutual $8,184 $8,809
Nationwide $4,993 $6,222
Progressive $8,002 $8,817
State Farm $4,966 $6,234
Travelers $4,564 $5,514
USAA $4,291 $4,600

Buy Cheap Shady Cove, OR Auto Insurance for Seniors

You can save on senior auto insurance rates in Shady Cove, Oregon by comparing Shady Cove senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Shady Cove, OR here.

Annual Auto Insurance Rates for Senior Drivers in Shady Cove, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,680 $2,700
American Family $1,903 $1,903
Farmers $1,739 $1,848
GEICO $2,016 $2,016
Liberty Mutual $2,261 $2,506
Nationwide $1,953 $2,038
Progressive $1,638 $1,689
State Farm $1,438 $1,438
Travelers $1,470 $1,528
USAA $1,413 $1,363

Find Cheap Auto Insurance Rates in Shady Cove, OR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Shady Cove, Oregon auto insurance. Compare Shady Cove, OR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shady Cove, Oregon

Insurance Company Low Medium High
Allstate $4,251 $4,420 $4,620
American Family $3,228 $3,428 $3,074
Farmers $3,287 $3,438 $3,706
GEICO $2,699 $2,928 $3,122
Liberty Mutual $3,768 $3,999 $4,263
Nationwide $2,960 $3,183 $3,158
Progressive $3,389 $3,501 $3,663
State Farm $2,487 $2,635 $2,773
Travelers $2,334 $2,461 $2,623
USAA $2,174 $2,275 $2,371

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Find Cheap Shady Cove, OR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Shady Cove. Compare auto insurance rates in Shady Cove, OR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Shady Cove, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,431 $4,431
American Family $3,194 $3,293
Farmers $3,477 $3,477
GEICO $2,867 $2,965
Liberty Mutual $4,010 $4,010
Nationwide $3,100 $3,100
Progressive $3,518 $3,518
State Farm $2,564 $2,699
Travelers $2,375 $2,570
USAA $2,209 $2,338

Find Cheap Shady Cove, OR Auto Insurance Rates by Driving Record

Auto insurance rates in Shady Cove, Oregon are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Shady Cove, OR, take a look at the average cost for various violations versus rates for a clean driving record in Shady Cove.

Annual Shady Cove, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,582 $4,820 $4,966 $4,354
American Family $2,254 $3,476 $4,356 $2,888
Farmers $2,928 $3,773 $3,691 $3,516
GEICO $1,933 $3,057 $4,001 $2,673
Liberty Mutual $3,553 $3,977 $4,562 $3,949
Nationwide $2,630 $2,816 $3,980 $2,973
Progressive $2,653 $4,834 $3,420 $3,163
State Farm $2,336 $3,046 $2,573 $2,573
Travelers $2,010 $2,567 $2,866 $2,447
USAA $1,656 $2,307 $3,196 $1,936

Find Cheap Shady Cove, OR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Shady Cove, Oregon is higher than for a clean driving record. You can buy auto insurance after a DUI in Shady Cove for less when you shop around and compare rates from multiple Shady Cove, OR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Shady Cove, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,966
American Family $4,356
Farmers $3,691
GEICO $4,001
Liberty Mutual $4,562
Nationwide $3,980
Progressive $3,420
State Farm $2,573
Travelers $2,866
USAA $3,196

Winners by Category: Where to Buy Cheap Auto Insurance in Shady Cove, OR

Compare rates from the cheapest auto insurance companies in Shady Cove, OR for your needs. Take a look at how Shady Cove, Oregon auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Shady Cove, Oregon

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Shady Cove, Oregon Auto Insurance Companies

If you’re looking for the cheapest Shady Cove, OR auto insurance companies overall, you can compare them here. Find the best price for Shady Cove, Oregon car insurance by company.

Average Annual Auto Insurance Rates by Company in Shady Cove, Oregon

Insurance Company Average Annual Rates
Allstate $4,431
American Family $3,243
Farmers $3,477
GEICO $2,916
Liberty Mutual $4,010
Nationwide $3,100
Progressive $3,518
State Farm $2,632
Travelers $2,472
USAA $2,274

What affects Shady Cove, Oregon auto insurance rates?

Local factors affect auto insurance rates in Shady Cove, OR, including traffic, theft statistics, and commute length. Take a look at the things that impact Shady Cove auto insurance rates.

Commute Times in Shady Cove

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Shady Cove, OR is 32.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Shady Cove, OR

You can buy cheap Shady Cove, OR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Shady Cove, Oregon auto insurance quotes from top companies.

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