Buy Cheap Seneca, SD Auto Insurance (2021)

Seneca, SD auto insurance rates average $322 a month. Minimum auto insurance requirements in Seneca, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Seneca, SD, compare Seneca auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Seneca, SD are $322/month
  • Average auto insurance rates in Seneca, SD after a DUI are $4,682/year
  • The most expensive auto insurance company in Seneca is Liberty Mutual

Finding affordable Seneca, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Seneca, SD auto insurance with confidence is right here. Auto insurance rates in Seneca are affected by local factors as well as personal ones like your driving record.

See how Seneca, SD car insurance rates compare to Mitchell auto insurance rates, Brookings auto insurance rates, and Spearfish auto insurance rates before you read more about the cost of auto insurance in Seneca.

Don’t buy Seneca, SD auto insurance until you’ve compared rates. Get free Seneca, South Dakota auto insurance quotes when you enter your ZIP code above.

Seneca, SD Minimum Auto Insurance Requirements

The required auto insurance in Seneca, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Seneca, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Seneca, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Seneca, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Seneca, SD. Take a look at Seneca, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Seneca, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,654 $4,074 $3,451
Farmers $4,269 $3,593 $3,447
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,363 $2,623 $2,311
Progressive $4,278 $3,553 $3,279
State Farm $3,023 $1,808 $1,401

Buy Cheap Seneca, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Seneca, South Dakota auto insurance rates? Find out how car insurance rates in Seneca, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Seneca, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $2,022 $2,029 $1,782 $1,848 $8,736 $9,084 $2,251 $2,406
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $2,129 $2,101 $1,752 $1,805 $7,663 $8,720 $2,668 $2,788
State Farm $1,392 $1,392 $1,209 $1,209 $3,556 $4,546 $1,560 $1,759

Buy Cheap Seneca, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Seneca can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Seneca, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Seneca, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,503 $9,548
Farmers $8,736 $9,084
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $4,202 $5,494
Progressive $7,663 $8,720
State Farm $3,556 $4,546

Buy Cheap Seneca, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Seneca, South Dakota by comparing Seneca senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Seneca, SD here.

Annual Auto Insurance Rates for Senior Drivers in Seneca, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,812 $2,812
Farmers $1,782 $1,848
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $1,781 $1,918
Progressive $1,752 $1,805
State Farm $1,209 $1,209

Find Cheap Auto Insurance Rates in Seneca, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Seneca, South Dakota auto insurance. Compare Seneca, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Seneca, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,448 $4,526 $4,204
Farmers $3,632 $3,737 $3,941
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $2,628 $2,755 $2,914
Progressive $3,620 $3,675 $3,815
State Farm $2,004 $2,079 $2,150

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Find Cheap Seneca, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Seneca. Compare auto insurance rates in Seneca, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Seneca, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,338 $4,448
Farmers $3,770 $3,770
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $2,766 $2,766
Progressive $3,703 $3,703
State Farm $2,027 $2,128

Find Cheap Seneca, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Seneca, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Seneca, SD, take a look at the average cost for various violations versus rates for a clean driving record in Seneca.

Annual Seneca, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $3,192 $4,671 $6,053 $3,655
Farmers $3,220 $4,055 $3,955 $3,850
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $3,194 $4,323 $3,445 $3,850
State Farm $1,938 $2,218 $2,078 $2,078

Find Cheap Seneca, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Seneca, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Seneca for less when you shop around and compare rates from multiple Seneca, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Seneca, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,159
American Family $6,053
Farmers $3,955
GEICO $4,443
Liberty Mutual $7,325
Nationwide $4,000
Progressive $3,445
State Farm $2,078

Winners by Category: Where to Buy Cheap Auto Insurance in Seneca, SD

Compare rates from the cheapest auto insurance companies in Seneca, SD for your needs. Take a look at how Seneca, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Seneca, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Seneca, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Seneca, SD auto insurance companies overall, you can compare them here. Find the best price for Seneca, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Seneca, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,393
Farmers $3,770
GEICO $2,664
Liberty Mutual $6,737
Nationwide $2,766
Progressive $3,703
State Farm $2,078

What affects Seneca, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Seneca, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Seneca auto insurance rates.

Commute Times in Seneca

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Seneca, SD is 14.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Seneca, SD

You can buy cheap Seneca, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Seneca, South Dakota auto insurance quotes from top companies.

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