Buy Cheap Sebring, OH Auto Insurance (2021)

Sebring, OH auto insurance rates average $231 a month. Minimum auto insurance requirements in Sebring, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Sebring, OH, compare Sebring auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sebring, OH after a DUI are $3,223/year
  • The most expensive auto insurance company in Sebring after a DUI is Liberty Mutual
  • Average auto insurance rates in Sebring, OH for teens drivers are $5,744/year

Finding affordable Sebring, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Sebring, OH auto insurance with confidence is right here. Auto insurance rates in Sebring are affected by local factors as well as personal ones like your driving record.

See how Sebring, OH car insurance rates compare to Cincinnati auto insurance rates, Akron auto insurance rates, and Hamilton auto insurance rates before you read more about the cost of auto insurance in Sebring.

Don’t buy Sebring, OH auto insurance until you’ve compared rates. Get free Sebring, Ohio auto insurance quotes when you enter your ZIP code above.

Sebring, OH Minimum Auto Insurance Requirements

The required auto insurance in Sebring, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Sebring, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Sebring, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Sebring, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sebring, OH. Take a look at Sebring, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sebring, Ohio

Insurance Company Poor Fair Good
Allstate $3,828 $2,786 $2,324
American Family $1,933 $1,318 $1,115
Farmers $3,823 $3,232 $3,078
GEICO $2,287 $1,907 $1,527
Liberty Mutual $6,299 $3,862 $3,026
Nationwide $4,024 $3,243 $2,739
Progressive $3,775 $3,274 $3,065
State Farm $3,283 $2,030 $1,600
Travelers $3,308 $2,883 $2,696
USAA $2,082 $1,474 $1,257

Buy Cheap Sebring, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sebring, Ohio auto insurance rates? Find out how car insurance rates in Sebring, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sebring, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,999 $1,992 $1,806 $1,932 $5,504 $6,278 $2,094 $2,232
American Family $900 $932 $826 $828 $2,819 $3,054 $1,115 $1,173
Farmers $1,771 $1,772 $1,558 $1,642 $7,934 $8,270 $1,990 $2,083
GEICO $1,379 $1,340 $1,291 $1,303 $3,683 $3,428 $1,532 $1,300
Liberty Mutual $2,039 $2,226 $1,565 $1,906 $10,753 $12,152 $2,162 $2,363
Nationwide $2,213 $2,221 $2,001 $2,011 $5,740 $7,378 $2,368 $2,748
Progressive $1,716 $1,611 $1,427 $1,475 $7,790 $8,772 $2,055 $2,127
State Farm $1,382 $1,382 $1,238 $1,238 $4,320 $5,430 $1,606 $1,839
Travelers $1,356 $1,377 $1,345 $1,341 $5,893 $9,368 $1,413 $1,606
USAA $971 $979 $923 $922 $3,000 $3,342 $1,300 $1,399

Buy Cheap Sebring, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sebring can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sebring, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sebring, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,504 $6,278
American Family $2,819 $3,054
Farmers $7,934 $8,270
GEICO $3,683 $3,428
Liberty Mutual $10,753 $12,152
Nationwide $5,740 $7,378
Progressive $7,790 $8,772
State Farm $4,320 $5,430
Travelers $5,893 $9,368
USAA $3,000 $3,342

Buy Cheap Sebring, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Sebring, Ohio by comparing Sebring senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sebring, OH here.

Annual Auto Insurance Rates for Senior Drivers in Sebring, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,806 $1,932
American Family $826 $828
Farmers $1,558 $1,642
GEICO $1,291 $1,303
Liberty Mutual $1,565 $1,906
Nationwide $2,001 $2,011
Progressive $1,427 $1,475
State Farm $1,238 $1,238
Travelers $1,345 $1,341
USAA $923 $922

Find Cheap Auto Insurance Rates in Sebring, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sebring, Ohio auto insurance. Compare Sebring, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sebring, Ohio

Insurance Company Low Medium High
Allstate $2,866 $2,973 $3,100
American Family $1,431 $1,467 $1,470
Farmers $3,197 $3,323 $3,613
GEICO $1,846 $1,898 $1,977
Liberty Mutual $4,228 $4,420 $4,539
Nationwide $3,668 $3,234 $3,103
Progressive $3,239 $3,344 $3,533
State Farm $2,188 $2,312 $2,413
Travelers $2,869 $3,003 $3,014
USAA $1,529 $1,603 $1,682

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Find Cheap Sebring, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sebring. Compare auto insurance rates in Sebring, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sebring, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,980 $2,980
American Family $1,438 $1,473
Farmers $3,378 $3,378
GEICO $1,873 $1,941
Liberty Mutual $4,396 $4,396
Nationwide $3,335 $3,335
Progressive $3,372 $3,372
State Farm $2,247 $2,362
Travelers $2,962 $2,962
USAA $1,543 $1,666

Find Cheap Sebring, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Sebring, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sebring, OH, take a look at the average cost for various violations versus rates for a clean driving record in Sebring.

Annual Sebring, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,503 $3,033 $3,550 $2,832
American Family $1,395 $1,476 $1,476 $1,476
Farmers $2,786 $3,587 $3,498 $3,639
GEICO $1,298 $1,867 $2,695 $1,768
Liberty Mutual $3,690 $4,743 $4,842 $4,307
Nationwide $2,679 $3,399 $4,303 $2,959
Progressive $2,905 $3,960 $3,094 $3,528
State Farm $2,099 $2,510 $2,304 $2,304
Travelers $2,186 $2,844 $4,285 $2,533
USAA $1,228 $1,649 $2,179 $1,362

Find Cheap Sebring, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sebring, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Sebring for less when you shop around and compare rates from multiple Sebring, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sebring, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,550
American Family $1,476
Farmers $3,498
GEICO $2,695
Liberty Mutual $4,842
Nationwide $4,303
Progressive $3,094
State Farm $2,304
Travelers $4,285
USAA $2,179

Winners by Category: Where to Buy Cheap Auto Insurance in Sebring, OH

Compare rates from the cheapest auto insurance companies in Sebring, OH for your needs. Take a look at how Sebring, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sebring, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Sebring, Ohio Auto Insurance Companies

If you’re looking for the cheapest Sebring, OH auto insurance companies overall, you can compare them here. Find the best price for Sebring, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Sebring, Ohio

Insurance Company Average Annual Rates
Allstate $2,980
American Family $1,456
Farmers $3,378
GEICO $1,907
Liberty Mutual $4,396
Nationwide $3,335
Progressive $3,372
State Farm $2,304
Travelers $2,962
USAA $1,605

What affects Sebring, Ohio auto insurance rates?

Local factors affect auto insurance rates in Sebring, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Sebring auto insurance rates.

Auto Theft in Sebring

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Sebring, OH auto theft show a total of 2 vehicle thefts annually.

Commute Times in Sebring

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sebring, OH is 23.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Sebring, OH

You can buy cheap Sebring, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sebring, Ohio auto insurance quotes from top companies.

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