Buy Cheap Sebastian, TX Auto Insurance (2022)

Sebastian, TX auto insurance rates average $334 a month. Minimum auto insurance requirements in Sebastian, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Sebastian, TX, compare Sebastian auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Sebastian, TX for teens drivers are $7,050/year
  • The most expensive auto insurance company in Sebastian after a DUI is Allstate
  • Average auto insurance rates in Sebastian, TX after a DUI are $4,595/year

Finding affordable Sebastian, Texas auto insurance can be challenging, but everything you need to know to buy cheap Sebastian, TX auto insurance with confidence is right here. Auto insurance rates in Sebastian are affected by local factors as well as personal ones like your driving record.

See how Sebastian, TX car insurance rates compare to San Antonio auto insurance rates, El Paso auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Sebastian.

Don’t buy Sebastian, TX auto insurance until you’ve compared rates. Get free Sebastian, Texas auto insurance quotes when you enter your ZIP code above.

Sebastian, TX Minimum Auto Insurance Requirements

The required auto insurance in Sebastian, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Sebastian, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Sebastian, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Sebastian, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sebastian, TX. Take a look at Sebastian, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sebastian, Texas

Insurance Company Poor Fair Good
Allstate $7,166 $5,241 $4,485
American Family $6,554 $4,141 $3,603
GEICO $4,772 $2,707 $1,809
Nationwide $5,743 $4,570 $3,974
Progressive $5,022 $4,316 $3,991
State Farm $3,546 $2,206 $1,757
USAA $4,239 $2,457 $1,980

Buy Cheap Sebastian, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sebastian, Texas auto insurance rates? Find out how car insurance rates in Sebastian, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sebastian, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,672 $3,711 $3,625 $3,625 $9,558 $11,564 $4,544 $4,745
American Family $2,957 $3,287 $2,700 $3,092 $7,460 $9,706 $4,185 $4,743
GEICO $2,335 $2,532 $2,304 $2,648 $4,946 $5,066 $2,500 $2,437
Nationwide $3,009 $3,072 $2,646 $2,820 $8,365 $10,839 $3,519 $3,829
Progressive $2,419 $2,309 $2,149 $2,194 $9,798 $10,924 $2,860 $2,890
State Farm $1,792 $1,792 $1,585 $1,585 $4,122 $5,218 $1,937 $1,993
USAA $1,853 $1,877 $1,774 $1,780 $5,099 $5,578 $2,486 $2,688

Buy Cheap Sebastian, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sebastian can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sebastian, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sebastian, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,558 $11,564
American Family $7,460 $9,706
GEICO $4,946 $5,066
Nationwide $8,365 $10,839
Progressive $9,798 $10,924
State Farm $4,122 $5,218
USAA $5,099 $5,578

Buy Cheap Sebastian, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Sebastian, Texas by comparing Sebastian senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sebastian, TX here.

Annual Auto Insurance Rates for Senior Drivers in Sebastian, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,625 $3,625
American Family $2,700 $3,092
GEICO $2,304 $2,648
Nationwide $2,646 $2,820
Progressive $2,149 $2,194
State Farm $1,585 $1,585
USAA $1,774 $1,780

Find Cheap Auto Insurance Rates in Sebastian, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sebastian, Texas auto insurance. Compare Sebastian, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sebastian, Texas

Insurance Company Low Medium High
Allstate $5,510 $5,585 $5,797
American Family $4,385 $4,558 $5,356
GEICO $2,861 $3,024 $3,403
Nationwide $5,091 $4,548 $4,648
Progressive $4,171 $4,421 $4,737
State Farm $2,357 $2,487 $2,665
USAA $2,777 $2,875 $3,024

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Sebastian, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sebastian. Compare auto insurance rates in Sebastian, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sebastian, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,493 $5,768
American Family $4,766 $4,766
GEICO $3,033 $3,158
Nationwide $4,762 $4,762
Progressive $4,443 $4,443
State Farm $2,503 $2,503
USAA $2,854 $2,929

Find Cheap Sebastian, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Sebastian, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sebastian, TX, take a look at the average cost for various violations versus rates for a clean driving record in Sebastian.

Annual Sebastian, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,396 $6,732 $6,998 $4,396
American Family $4,365 $5,495 $4,840 $4,365
GEICO $2,629 $3,453 $2,900 $3,402
Nationwide $4,108 $4,108 $6,169 $4,663
Progressive $3,876 $4,994 $4,532 $4,370
State Farm $2,239 $2,548 $2,985 $2,239
USAA $2,158 $3,187 $3,744 $2,479

Find Cheap Sebastian, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sebastian, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Sebastian for less when you shop around and compare rates from multiple Sebastian, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sebastian, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,998
American Family $4,840
GEICO $2,900
Nationwide $6,169
Progressive $4,532
State Farm $2,985
USAA $3,744

Winners by Category: Where to Buy Cheap Auto Insurance in Sebastian, TX

Compare rates from the cheapest auto insurance companies in Sebastian, TX for your needs. Take a look at how Sebastian, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sebastian, Texas

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation State Farm

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Sebastian, Texas Auto Insurance Companies

If you’re looking for the cheapest Sebastian, TX auto insurance companies overall, you can compare them here. Find the best price for Sebastian, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Sebastian, Texas

Insurance Company Average Annual Rates
Allstate $5,631
American Family $4,766
GEICO $3,096
Nationwide $4,762
Progressive $4,443
State Farm $2,503
USAA $2,892

What affects Sebastian, Texas auto insurance rates?

Local factors affect auto insurance rates in Sebastian, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Sebastian auto insurance rates.

Commute Times in Sebastian

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sebastian, TX is 26.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Sebastian, TX

You can buy cheap Sebastian, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sebastian, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption