Buy Cheap Seaside, CA Auto Insurance (2021)

Seaside, CA auto insurance rates average $265 a month. Minimum auto insurance requirements in Seaside, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Seaside, CA, compare Seaside auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Seaside, CA are $265/month
  • The most expensive auto insurance company in Seaside after a DUI is Allstate
  • The most expensive auto insurance company in Seaside is Farmers

Finding affordable Seaside, California auto insurance can be challenging, but everything you need to know to buy cheap Seaside, CA auto insurance with confidence is right here. Auto insurance rates in Seaside are affected by local factors as well as personal ones like your driving record.

See how Seaside, CA car insurance rates compare to Sacramento auto insurance rates, Long Beach auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in Seaside.

Don’t buy Seaside, CA auto insurance until you’ve compared rates. Get free Seaside, California auto insurance quotes when you enter your ZIP code above.

Seaside, CA Minimum Auto Insurance Requirements

The required auto insurance in Seaside, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Seaside, California is outlined here.

Minimum Required Auto Insurance Coverage in Seaside, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Seaside, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Seaside, California auto insurance rates? Find out how car insurance rates in Seaside, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Seaside, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,489 $2,500 $1,816 $1,842 $6,842 $8,624 $3,206 $3,552
Farmers $2,362 $2,362 $2,130 $2,130 $7,526 $12,349 $2,798 $3,117
GEICO $1,579 $1,580 $1,486 $1,486 $4,802 $4,884 $2,267 $2,318
Liberty Mutual $2,012 $1,908 $1,868 $1,812 $4,401 $4,667 $2,272 $2,287
Nationwide $2,673 $2,550 $2,356 $2,220 $6,818 $7,520 $3,198 $3,149
Progressive $1,534 $1,576 $1,309 $1,547 $4,073 $4,887 $2,200 $2,359
State Farm $2,965 $2,965 $2,650 $2,650 $5,442 $6,744 $3,282 $3,385
Travelers $2,110 $2,044 $1,872 $1,853 $4,313 $4,906 $2,722 $2,667
USAA $1,734 $1,644 $1,691 $1,699 $3,945 $3,971 $2,400 $2,269

Buy Cheap Seaside, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Seaside can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Seaside, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Seaside, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,842 $8,624
Farmers $7,526 $12,349
GEICO $4,802 $4,884
Liberty Mutual $4,401 $4,667
Nationwide $6,818 $7,520
Progressive $4,073 $4,887
State Farm $5,442 $6,744
Travelers $4,313 $4,906
USAA $3,945 $3,971

Buy Cheap Seaside, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Seaside, California by comparing Seaside senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Seaside, CA here.

Annual Auto Insurance Rates for Senior Drivers in Seaside, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,816 $1,842
Farmers $2,130 $2,130
GEICO $1,486 $1,486
Liberty Mutual $1,868 $1,812
Nationwide $2,356 $2,220
Progressive $1,309 $1,547
State Farm $2,650 $2,650
Travelers $1,872 $1,853
USAA $1,691 $1,699

Find Cheap Auto Insurance Rates in Seaside, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Seaside, California auto insurance. Compare Seaside, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Seaside, California

Insurance Company Low Medium High
Allstate $3,672 $3,890 $4,015
Farmers $4,057 $4,378 $4,605
GEICO $2,335 $2,579 $2,738
Liberty Mutual $2,488 $2,674 $2,798
Nationwide $3,397 $3,886 $4,148
Progressive $2,171 $2,516 $2,621
State Farm $3,416 $3,818 $4,047
Travelers $2,448 $2,889 $3,096
USAA $2,202 $2,464 $2,591

Find Cheap Seaside, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Seaside. Compare auto insurance rates in Seaside, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Seaside, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,482 $4,235
Farmers $3,944 $4,749
GEICO $2,317 $2,784
Liberty Mutual $2,437 $2,870
Nationwide $3,370 $4,251
Progressive $2,208 $2,664
State Farm $3,624 $3,896
Travelers $2,535 $3,087
USAA $2,230 $2,608

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Find Cheap Seaside, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Seaside, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Seaside, CA, take a look at the average cost for various violations versus rates for a clean driving record in Seaside.

Annual Seaside, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,328 $3,919 $6,134 $3,054
Farmers $3,211 $4,375 $5,454 $4,346
GEICO $1,784 $2,751 $3,454 $2,213
Liberty Mutual $2,303 $3,086 $2,784 $2,440
Nationwide $2,663 $3,414 $5,751 $3,414
Progressive $1,600 $2,713 $3,127 $2,304
State Farm $2,682 $3,199 $6,047 $3,113
Travelers $1,895 $3,050 $3,536 $2,763
USAA $1,609 $2,393 $3,912 $1,762

Find Cheap Seaside, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Seaside, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Seaside for less when you shop around and compare rates from multiple Seaside, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Seaside, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,134
Farmers $5,454
GEICO $3,454
Liberty Mutual $2,784
Nationwide $5,751
Progressive $3,127
State Farm $6,047
Travelers $3,536
USAA $3,912

Winners by Category: Where to Buy Cheap Auto Insurance in Seaside, CA

Compare rates from the cheapest auto insurance companies in Seaside, CA for your needs. Take a look at how Seaside, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Seaside, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Seaside, California Auto Insurance Companies

If you’re looking for the cheapest Seaside, CA auto insurance companies overall, you can compare them here. Find the best price for Seaside, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Seaside, California

Insurance Company Average Annual Rates
Allstate $3,859
Farmers $4,347
GEICO $2,550
Liberty Mutual $2,653
Nationwide $3,811
Progressive $2,436
State Farm $3,760
Travelers $2,811
USAA $2,419

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What affects Seaside, California auto insurance rates?

Local factors affect auto insurance rates in Seaside, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Seaside auto insurance rates.

Auto Theft in Seaside

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Seaside, CA auto theft show a total of 71 vehicle thefts annually.

Commute Times in Seaside

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Seaside, CA is 21.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Seaside, CA

You can buy cheap Seaside, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Seaside, California auto insurance quotes from top companies.

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