Buy Cheap Seal Beach, CA Auto Insurance (2021)

Seal Beach, CA auto insurance rates average $298 a month. Minimum auto insurance requirements in Seal Beach, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Seal Beach, CA, compare Seal Beach auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Seal Beach, CA are $298/month
  • Average auto insurance rates in Seal Beach, CA for teens drivers are $6,059/year
  • Average auto insurance rates in Seal Beach, CA after a DUI are $5,024/year

Finding affordable Seal Beach, California auto insurance can be challenging, but everything you need to know to buy cheap Seal Beach, CA auto insurance with confidence is right here. Auto insurance rates in Seal Beach are affected by local factors as well as personal ones like your driving record.

See how Seal Beach, CA car insurance rates compare to Bakersfield auto insurance rates, San Diego auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Seal Beach.

Don’t buy Seal Beach, CA auto insurance until you’ve compared rates. Get free Seal Beach, California auto insurance quotes when you enter your ZIP code above.

Seal Beach, CA Minimum Auto Insurance Requirements

The required auto insurance in Seal Beach, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Seal Beach, California is outlined here.

Minimum Required Auto Insurance Coverage in Seal Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Seal Beach, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Seal Beach, California auto insurance rates? Find out how car insurance rates in Seal Beach, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Seal Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,830 $2,819 $2,076 $2,075 $7,905 $9,909 $3,554 $3,843
Farmers $2,601 $2,601 $2,370 $2,370 $8,273 $13,403 $3,083 $3,436
GEICO $1,660 $1,660 $1,561 $1,561 $5,053 $5,132 $2,384 $2,433
Liberty Mutual $2,317 $2,182 $2,172 $2,099 $5,049 $5,412 $2,597 $2,634
Nationwide $3,208 $3,055 $2,831 $2,662 $8,273 $9,123 $3,839 $3,774
Progressive $1,634 $1,682 $1,399 $1,656 $4,399 $5,291 $2,357 $2,534
State Farm $3,244 $3,244 $2,901 $2,901 $6,043 $7,526 $3,592 $3,699
Travelers $2,479 $2,391 $2,197 $2,176 $5,233 $5,893 $3,218 $3,141
USAA $1,888 $1,785 $1,845 $1,848 $4,307 $4,329 $2,609 $2,462

Buy Cheap Seal Beach, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Seal Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Seal Beach, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Seal Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,905 $9,909
Farmers $8,273 $13,403
GEICO $5,053 $5,132
Liberty Mutual $5,049 $5,412
Nationwide $8,273 $9,123
Progressive $4,399 $5,291
State Farm $6,043 $7,526
Travelers $5,233 $5,893
USAA $4,307 $4,329

Buy Cheap Seal Beach, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Seal Beach, California by comparing Seal Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Seal Beach, CA here.

Annual Auto Insurance Rates for Senior Drivers in Seal Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,075
Farmers $2,370 $2,370
GEICO $1,561 $1,561
Liberty Mutual $2,172 $2,099
Nationwide $2,831 $2,662
Progressive $1,399 $1,656
State Farm $2,901 $2,901
Travelers $2,197 $2,176
USAA $1,845 $1,848

Find Cheap Auto Insurance Rates in Seal Beach, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Seal Beach, California auto insurance. Compare Seal Beach, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Seal Beach, California

Insurance Company Low Medium High
Allstate $4,092 $4,421 $4,616
Farmers $4,385 $4,810 $5,106
GEICO $2,414 $2,713 $2,915
Liberty Mutual $2,828 $3,087 $3,258
Nationwide $4,083 $4,687 $5,018
Progressive $2,333 $2,703 $2,821
State Farm $3,647 $4,234 $4,550
Travelers $2,845 $3,445 $3,733
USAA $2,383 $2,687 $2,833

Find Cheap Seal Beach, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Seal Beach. Compare auto insurance rates in Seal Beach, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Seal Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,938 $4,815
Farmers $4,324 $5,211
GEICO $2,435 $2,926
Liberty Mutual $2,807 $3,308
Nationwide $4,057 $5,134
Progressive $2,376 $2,862
State Farm $3,990 $4,297
Travelers $3,009 $3,673
USAA $2,428 $2,840

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Find Cheap Seal Beach, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Seal Beach, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Seal Beach, CA, take a look at the average cost for various violations versus rates for a clean driving record in Seal Beach.

Annual Seal Beach, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,654 $4,408 $6,974 $3,469
Farmers $3,534 $4,805 $5,966 $4,764
GEICO $1,873 $2,898 $3,628 $2,323
Liberty Mutual $2,655 $3,553 $3,209 $2,813
Nationwide $3,207 $4,114 $6,947 $4,114
Progressive $1,714 $2,917 $3,375 $2,469
State Farm $2,962 $3,529 $6,649 $3,435
Travelers $2,213 $3,654 $4,208 $3,289
USAA $1,751 $2,607 $4,260 $1,917

Find Cheap Seal Beach, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Seal Beach, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Seal Beach for less when you shop around and compare rates from multiple Seal Beach, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Seal Beach, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,974
Farmers $5,966
GEICO $3,628
Liberty Mutual $3,209
Nationwide $6,947
Progressive $3,375
State Farm $6,649
Travelers $4,208
USAA $4,260

Winners by Category: Where to Buy Cheap Auto Insurance in Seal Beach, CA

Compare rates from the cheapest auto insurance companies in Seal Beach, CA for your needs. Take a look at how Seal Beach, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Seal Beach, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Seal Beach, California Auto Insurance Companies

If you’re looking for the cheapest Seal Beach, CA auto insurance companies overall, you can compare them here. Find the best price for Seal Beach, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Seal Beach, California

Insurance Company Average Annual Rates
Allstate $4,376
Farmers $4,767
GEICO $2,681
Liberty Mutual $3,058
Nationwide $4,596
Progressive $2,619
State Farm $4,144
Travelers $3,341
USAA $2,634

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What affects Seal Beach, California auto insurance rates?

Local factors affect auto insurance rates in Seal Beach, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Seal Beach auto insurance rates.

Auto Theft in Seal Beach

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Seal Beach, CA auto theft show a total of 38 vehicle thefts annually.

Commute Times in Seal Beach

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Seal Beach, CA is 33.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Seal Beach, CA

You can buy cheap Seal Beach, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Seal Beach, California auto insurance quotes from top companies.

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