Buy Cheap Sea Ranch, CA Auto Insurance (2021)

Sea Ranch, CA auto insurance rates average $268 a month. Minimum auto insurance requirements in Sea Ranch, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Sea Ranch, CA, compare Sea Ranch auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sea Ranch, CA after a DUI are $4,500/year
  • The most expensive auto insurance company in Sea Ranch is Farmers
  • The most expensive auto insurance company in Sea Ranch after a DUI is State Farm

Finding affordable Sea Ranch, California auto insurance can be challenging, but everything you need to know to buy cheap Sea Ranch, CA auto insurance with confidence is right here. Auto insurance rates in Sea Ranch are affected by local factors as well as personal ones like your driving record.

See how Sea Ranch, CA car insurance rates compare to Oakland auto insurance rates, Fresno auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Sea Ranch.

Don’t buy Sea Ranch, CA auto insurance until you’ve compared rates. Get free Sea Ranch, California auto insurance quotes when you enter your ZIP code above.

Sea Ranch, CA Minimum Auto Insurance Requirements

The required auto insurance in Sea Ranch, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Sea Ranch, California is outlined here.

Minimum Required Auto Insurance Coverage in Sea Ranch, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Sea Ranch, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sea Ranch, California auto insurance rates? Find out how car insurance rates in Sea Ranch, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sea Ranch, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,510 $1,833 $1,855 $6,989 $8,788 $3,225 $3,549
Farmers $2,233 $2,233 $2,000 $2,000 $7,143 $11,810 $2,647 $2,947
GEICO $1,620 $1,622 $1,524 $1,524 $4,942 $5,038 $2,329 $2,386
Liberty Mutual $2,256 $2,141 $2,091 $2,028 $4,924 $5,227 $2,550 $2,566
Nationwide $2,551 $2,438 $2,226 $2,102 $6,420 $7,080 $3,032 $3,005
Progressive $1,568 $1,618 $1,303 $1,562 $4,082 $4,968 $2,236 $2,411
State Farm $3,051 $3,051 $2,726 $2,726 $5,584 $6,899 $3,380 $3,489
Travelers $2,253 $2,191 $1,989 $1,966 $4,513 $5,246 $2,929 $2,873
USAA $1,692 $1,606 $1,652 $1,663 $3,800 $3,835 $2,350 $2,225

Buy Cheap Sea Ranch, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sea Ranch can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sea Ranch, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sea Ranch, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,989 $8,788
Farmers $7,143 $11,810
GEICO $4,942 $5,038
Liberty Mutual $4,924 $5,227
Nationwide $6,420 $7,080
Progressive $4,082 $4,968
State Farm $5,584 $6,899
Travelers $4,513 $5,246
USAA $3,800 $3,835

Buy Cheap Sea Ranch, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Sea Ranch, California by comparing Sea Ranch senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sea Ranch, CA here.

Annual Auto Insurance Rates for Senior Drivers in Sea Ranch, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,833 $1,855
Farmers $2,000 $2,000
GEICO $1,524 $1,524
Liberty Mutual $2,091 $2,028
Nationwide $2,226 $2,102
Progressive $1,303 $1,562
State Farm $2,726 $2,726
Travelers $1,989 $1,966
USAA $1,652 $1,663

Find Cheap Auto Insurance Rates in Sea Ranch, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sea Ranch, California auto insurance. Compare Sea Ranch, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sea Ranch, California

Insurance Company Low Medium High
Allstate $3,717 $3,938 $4,066
Farmers $3,884 $4,153 $4,342
GEICO $2,412 $2,650 $2,808
Liberty Mutual $2,785 $2,997 $3,136
Nationwide $3,268 $3,662 $3,889
Progressive $2,289 $2,526 $2,591
State Farm $3,555 $3,915 $4,120
Travelers $2,685 $3,059 $3,240
USAA $2,167 $2,391 $2,499

Find Cheap Sea Ranch, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sea Ranch. Compare auto insurance rates in Sea Ranch, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sea Ranch, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,530 $4,284
Farmers $3,746 $4,507
GEICO $2,383 $2,863
Liberty Mutual $2,729 $3,216
Nationwide $3,186 $4,027
Progressive $2,242 $2,695
State Farm $3,726 $4,001
Travelers $2,695 $3,295
USAA $2,170 $2,535

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Find Cheap Sea Ranch, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Sea Ranch, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sea Ranch, CA, take a look at the average cost for various violations versus rates for a clean driving record in Sea Ranch.

Annual Sea Ranch, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,356 $3,973 $6,209 $3,090
Farmers $3,044 $4,151 $5,184 $4,127
GEICO $1,835 $2,830 $3,551 $2,276
Liberty Mutual $2,580 $3,458 $3,120 $2,734
Nationwide $2,524 $3,228 $5,448 $3,228
Progressive $1,627 $2,735 $3,177 $2,335
State Farm $2,754 $3,286 $6,215 $3,198
Travelers $2,023 $3,235 $3,790 $2,932
USAA $1,566 $2,322 $3,807 $1,715

Find Cheap Sea Ranch, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sea Ranch, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Sea Ranch for less when you shop around and compare rates from multiple Sea Ranch, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sea Ranch, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,209
Farmers $5,184
GEICO $3,551
Liberty Mutual $3,120
Nationwide $5,448
Progressive $3,177
State Farm $6,215
Travelers $3,790
USAA $3,807

Winners by Category: Where to Buy Cheap Auto Insurance in Sea Ranch, CA

Compare rates from the cheapest auto insurance companies in Sea Ranch, CA for your needs. Take a look at how Sea Ranch, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sea Ranch, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Sea Ranch, California Auto Insurance Companies

If you’re looking for the cheapest Sea Ranch, CA auto insurance companies overall, you can compare them here. Find the best price for Sea Ranch, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Sea Ranch, California

Insurance Company Average Annual Rates
Allstate $3,907
Farmers $4,126
GEICO $2,623
Liberty Mutual $2,973
Nationwide $3,607
Progressive $2,468
State Farm $3,863
Travelers $2,995
USAA $2,353

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What affects Sea Ranch, California auto insurance rates?

Local factors affect auto insurance rates in Sea Ranch, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Sea Ranch auto insurance rates.

Commute Times in Sea Ranch

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sea Ranch, CA is 31.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Sea Ranch, CA

You can buy cheap Sea Ranch, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sea Ranch, California auto insurance quotes from top companies.

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