Buy Cheap Sea Girt, NJ Auto Insurance (2021)

Sea Girt, NJ auto insurance rates average $392 a month. Minimum auto insurance requirements in Sea Girt, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Sea Girt, NJ, compare Sea Girt auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Sea Girt, NJ after a DUI are $5,545/year
  • The most expensive auto insurance company in Sea Girt is State Farm
  • Average auto insurance rates in Sea Girt, NJ are $392/month

Finding affordable Sea Girt, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Sea Girt, NJ auto insurance with confidence is right here. Auto insurance rates in Sea Girt are affected by local factors as well as personal ones like your driving record.

See how Sea Girt, NJ car insurance rates compare to Bayonne auto insurance rates, Passaic auto insurance rates, and Camden auto insurance rates before you read more about the cost of auto insurance in Sea Girt.

Don’t buy Sea Girt, NJ auto insurance until you’ve compared rates. Get free Sea Girt, New Jersey auto insurance quotes when you enter your ZIP code above.

Sea Girt, NJ Minimum Auto Insurance Requirements

The required auto insurance in Sea Girt, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Sea Girt, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Sea Girt, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Sea Girt, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sea Girt, NJ. Take a look at Sea Girt, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sea Girt, New Jersey

Insurance Company Poor Fair Good
Allstate $6,498 $4,240 $3,338
Farmers $7,087 $5,539 $5,226
GEICO $3,670 $2,121 $1,544
Liberty Mutual $7,990 $5,929 $5,009
Progressive $3,440 $3,016 $2,793
State Farm $9,320 $5,632 $4,397
Travelers $5,325 $3,895 $2,654

Buy Cheap Sea Girt, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sea Girt, New Jersey auto insurance rates? Find out how car insurance rates in Sea Girt, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sea Girt, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,812 $2,797 $2,726 $2,726 $8,871 $10,900 $3,298 $3,405
Farmers $3,805 $3,833 $3,713 $3,633 $10,958 $12,586 $4,509 $4,570
GEICO $1,988 $1,955 $1,945 $1,945 $3,605 $3,611 $2,281 $2,231
Liberty Mutual $4,173 $4,173 $4,582 $4,582 $10,828 $12,292 $4,582 $5,263
Progressive $1,613 $1,498 $1,464 $1,505 $7,099 $7,777 $1,897 $1,813
State Farm $3,770 $3,770 $3,419 $3,419 $12,321 $15,806 $4,296 $4,797
Travelers $3,007 $2,909 $2,793 $2,810 $6,753 $7,600 $2,915 $2,877

Buy Cheap Sea Girt, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sea Girt can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sea Girt, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sea Girt, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,871 $10,900
Farmers $10,958 $12,586
GEICO $3,605 $3,611
Liberty Mutual $10,828 $12,292
Progressive $7,099 $7,777
State Farm $12,321 $15,806
Travelers $6,753 $7,600

Buy Cheap Sea Girt, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Sea Girt, New Jersey by comparing Sea Girt senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sea Girt, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Sea Girt, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,726 $2,726
Farmers $3,713 $3,633
GEICO $1,945 $1,945
Liberty Mutual $4,582 $4,582
Progressive $1,464 $1,505
State Farm $3,419 $3,419
Travelers $2,793 $2,810

Find Cheap Auto Insurance Rates in Sea Girt, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sea Girt, New Jersey auto insurance. Compare Sea Girt, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sea Girt, New Jersey

Insurance Company Low Medium High
Allstate $4,368 $4,755 $4,953
Farmers $5,309 $5,921 $6,623
GEICO $2,150 $2,499 $2,686
Liberty Mutual $5,641 $6,501 $6,786
Progressive $2,774 $3,136 $3,339
State Farm $5,991 $6,535 $6,823
Travelers $3,616 $3,958 $4,300

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Find Cheap Sea Girt, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sea Girt. Compare auto insurance rates in Sea Girt, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sea Girt, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,683 $4,701
Farmers $5,951 $5,951
GEICO $2,425 $2,465
Liberty Mutual $6,248 $6,371
Progressive $3,083 $3,083
State Farm $6,284 $6,615
Travelers $3,958 $3,958

Find Cheap Sea Girt, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Sea Girt, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sea Girt, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Sea Girt.

Annual Sea Girt, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,513 $5,839 $5,139 $4,277
Farmers $4,628 $7,798 $6,383 $4,995
GEICO $1,908 $2,500 $3,465 $1,908
Liberty Mutual $6,060 $6,931 $6,186 $6,060
Progressive $2,661 $3,551 $3,032 $3,088
State Farm $3,517 $6,382 $10,243 $5,657
Travelers $3,041 $4,528 $4,371 $3,892

Find Cheap Sea Girt, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sea Girt, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Sea Girt for less when you shop around and compare rates from multiple Sea Girt, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sea Girt, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,139
Farmers $6,383
GEICO $3,465
Liberty Mutual $6,186
Progressive $3,032
State Farm $10,243
Travelers $4,371

Winners by Category: Where to Buy Cheap Auto Insurance in Sea Girt, NJ

Compare rates from the cheapest auto insurance companies in Sea Girt, NJ for your needs. Take a look at how Sea Girt, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sea Girt, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Sea Girt, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Sea Girt, NJ auto insurance companies overall, you can compare them here. Find the best price for Sea Girt, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Sea Girt, New Jersey

Insurance Company Average Annual Rates
Allstate $4,692
Farmers $5,951
GEICO $2,445
Liberty Mutual $6,309
Progressive $3,083
State Farm $6,450
Travelers $3,958

What affects Sea Girt, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Sea Girt, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Sea Girt auto insurance rates.

Commute Times in Sea Girt

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sea Girt, NJ is 36.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Sea Girt, NJ

You can buy cheap Sea Girt, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sea Girt, New Jersey auto insurance quotes from top companies.

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