Buy Cheap Sea Cliff, NY Auto Insurance (2022)

Sea Cliff, NY auto insurance rates average $513 a month. Minimum auto insurance requirements in Sea Cliff, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Sea Cliff, NY, compare Sea Cliff auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Sea Cliff is Liberty Mutual
  • Average auto insurance rates in Sea Cliff, NY are $513/month
  • The most expensive auto insurance company in Sea Cliff after a DUI is Liberty Mutual

Finding affordable Sea Cliff, New York auto insurance can be challenging, but everything you need to know to buy cheap Sea Cliff, NY auto insurance with confidence is right here. Auto insurance rates in Sea Cliff are affected by local factors as well as personal ones like your driving record.

See how Sea Cliff, NY car insurance rates compare to Buffalo auto insurance rates, Utica auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Sea Cliff.

Don’t buy Sea Cliff, NY auto insurance until you’ve compared rates. Get free Sea Cliff, New York auto insurance quotes when you enter your ZIP code above.

Sea Cliff, NY Minimum Auto Insurance Requirements

The required auto insurance in Sea Cliff, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Sea Cliff, New York is outlined here.

Minimum Required Auto Insurance Coverage in Sea Cliff, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Sea Cliff, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Sea Cliff, NY. Take a look at Sea Cliff, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Sea Cliff, New York

Insurance Company Poor Fair Good
Allstate $9,171 $5,245 $4,468
GEICO $4,008 $2,943 $2,642
Liberty Mutual $11,053 $7,219 $5,399
Nationwide $7,325 $7,325 $7,325
Progressive $10,743 $5,241 $3,766
State Farm $8,598 $5,392 $4,279
Travelers $9,870 $6,019 $5,143
USAA $7,449 $3,811 $3,358

Buy Cheap Sea Cliff, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Sea Cliff, New York auto insurance rates? Find out how car insurance rates in Sea Cliff, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Sea Cliff, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,175 $3,858 $3,957 $4,005 $12,758 $13,643 $3,986 $3,974
GEICO $2,296 $2,213 $2,238 $2,205 $4,996 $7,437 $2,064 $2,130
Liberty Mutual $5,889 $5,889 $5,485 $5,485 $11,552 $16,683 $5,889 $6,249
Nationwide $5,363 $5,363 $5,034 $5,034 $10,129 $15,322 $5,363 $6,993
Progressive $4,034 $3,632 $3,114 $3,193 $13,792 $15,031 $5,099 $4,772
State Farm $3,843 $3,843 $3,375 $3,375 $11,439 $14,095 $4,251 $4,496
Travelers $4,923 $4,873 $4,545 $4,803 $12,021 $14,417 $5,183 $5,321
USAA $2,517 $2,472 $2,298 $2,295 $10,343 $12,243 $3,234 $3,579

Buy Cheap Sea Cliff, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Sea Cliff can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sea Cliff, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Sea Cliff, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,758 $13,643
GEICO $4,996 $7,437
Liberty Mutual $11,552 $16,683
Nationwide $10,129 $15,322
Progressive $13,792 $15,031
State Farm $11,439 $14,095
Travelers $12,021 $14,417
USAA $10,343 $12,243

Buy Cheap Sea Cliff, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Sea Cliff, New York by comparing Sea Cliff senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sea Cliff, NY here.

Annual Auto Insurance Rates for Senior Drivers in Sea Cliff, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,957 $4,005
GEICO $2,238 $2,205
Liberty Mutual $5,485 $5,485
Nationwide $5,034 $5,034
Progressive $3,114 $3,193
State Farm $3,375 $3,375
Travelers $4,545 $4,803
USAA $2,298 $2,295

Find Cheap Auto Insurance Rates in Sea Cliff, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Sea Cliff, New York auto insurance. Compare Sea Cliff, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Sea Cliff, New York

Insurance Company Low Medium High
Allstate $5,809 $6,263 $6,812
GEICO $3,001 $3,185 $3,405
Liberty Mutual $7,458 $7,867 $8,346
Nationwide $6,783 $7,248 $7,945
Progressive $6,171 $6,532 $7,047
State Farm $5,691 $6,135 $6,443
Travelers $6,522 $6,908 $7,603
USAA $4,682 $4,838 $5,098

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Find Cheap Sea Cliff, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Sea Cliff. Compare auto insurance rates in Sea Cliff, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Sea Cliff, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,205 $6,384
GEICO $3,101 $3,293
Liberty Mutual $7,662 $8,119
Nationwide $7,325 $7,325
Progressive $6,583 $6,583
State Farm $5,869 $6,310
Travelers $7,011 $7,011
USAA $4,823 $4,922

Find Cheap Sea Cliff, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Sea Cliff, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sea Cliff, NY, take a look at the average cost for various violations versus rates for a clean driving record in Sea Cliff.

Annual Sea Cliff, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,267 $5,267 $7,890 $6,754
GEICO $2,468 $2,692 $5,162 $2,468
Liberty Mutual $6,210 $6,210 $12,931 $6,210
Nationwide $5,490 $5,490 $12,697 $5,624
Progressive $6,386 $6,386 $7,127 $6,434
State Farm $5,784 $5,784 $6,396 $6,396
Travelers $5,902 $7,531 $7,639 $6,971
USAA $4,332 $4,404 $6,351 $4,404

Find Cheap Sea Cliff, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Sea Cliff, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Sea Cliff for less when you shop around and compare rates from multiple Sea Cliff, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Sea Cliff, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,890
GEICO $5,162
Liberty Mutual $12,931
Nationwide $12,697
Progressive $7,127
State Farm $6,396
Travelers $7,639
USAA $6,351

Winners by Category: Where to Buy Cheap Auto Insurance in Sea Cliff, NY

Compare rates from the cheapest auto insurance companies in Sea Cliff, NY for your needs. Take a look at how Sea Cliff, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Sea Cliff, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Sea Cliff, New York Auto Insurance Companies

If you’re looking for the cheapest Sea Cliff, NY auto insurance companies overall, you can compare them here. Find the best price for Sea Cliff, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Sea Cliff, New York

Insurance Company Average Annual Rates
Allstate $6,294
GEICO $3,197
Liberty Mutual $7,890
Nationwide $7,325
Progressive $6,583
State Farm $6,090
Travelers $7,011
USAA $4,873

What affects Sea Cliff, New York auto insurance rates?

Local factors affect auto insurance rates in Sea Cliff, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Sea Cliff auto insurance rates.

Commute Times in Sea Cliff

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sea Cliff, NY is 33.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Sea Cliff, NY

You can buy cheap Sea Cliff, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sea Cliff, New York auto insurance quotes from top companies.

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