Buy Cheap Scotts Valley, CA Auto Insurance (2021)

Scotts Valley, CA auto insurance rates average $251 a month. Minimum auto insurance requirements in Scotts Valley, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Scotts Valley, CA, compare Scotts Valley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Scotts Valley is Farmers
  • Average auto insurance rates in Scotts Valley, CA for teens drivers are $5,074/year
  • Average auto insurance rates in Scotts Valley, CA after a DUI are $4,211/year

Finding affordable Scotts Valley, California auto insurance can be challenging, but everything you need to know to buy cheap Scotts Valley, CA auto insurance with confidence is right here. Auto insurance rates in Scotts Valley are affected by local factors as well as personal ones like your driving record.

See how Scotts Valley, CA car insurance rates compare to Anaheim auto insurance rates, Oakland auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in Scotts Valley.

Don’t buy Scotts Valley, CA auto insurance until you’ve compared rates. Get free Scotts Valley, California auto insurance quotes when you enter your ZIP code above.

Scotts Valley, CA Minimum Auto Insurance Requirements

The required auto insurance in Scotts Valley, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Scotts Valley, California is outlined here.

Minimum Required Auto Insurance Coverage in Scotts Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Scotts Valley, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Scotts Valley, California auto insurance rates? Find out how car insurance rates in Scotts Valley, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scotts Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,343 $2,341 $1,725 $1,735 $6,563 $8,248 $2,982 $3,259
Farmers $2,182 $2,182 $1,972 $1,972 $6,978 $11,428 $2,588 $2,885
GEICO $1,478 $1,479 $1,390 $1,390 $4,515 $4,593 $2,124 $2,171
Liberty Mutual $2,077 $1,969 $1,936 $1,877 $4,584 $4,864 $2,345 $2,357
Nationwide $2,392 $2,285 $2,102 $1,983 $6,057 $6,675 $2,859 $2,822
Progressive $1,354 $1,391 $1,151 $1,360 $3,564 $4,270 $1,926 $2,063
State Farm $2,677 $2,677 $2,393 $2,393 $4,927 $6,100 $2,965 $3,059
Travelers $2,242 $2,170 $1,988 $1,968 $4,628 $5,266 $2,903 $2,841
USAA $1,710 $1,620 $1,672 $1,678 $3,850 $3,879 $2,365 $2,235

Buy Cheap Scotts Valley, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Scotts Valley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Scotts Valley, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Scotts Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $8,248
Farmers $6,978 $11,428
GEICO $4,515 $4,593
Liberty Mutual $4,584 $4,864
Nationwide $6,057 $6,675
Progressive $3,564 $4,270
State Farm $4,927 $6,100
Travelers $4,628 $5,266
USAA $3,850 $3,879

Buy Cheap Scotts Valley, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Scotts Valley, California by comparing Scotts Valley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Scotts Valley, CA here.

Annual Auto Insurance Rates for Senior Drivers in Scotts Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,725 $1,735
Farmers $1,972 $1,972
GEICO $1,390 $1,390
Liberty Mutual $1,936 $1,877
Nationwide $2,102 $1,983
Progressive $1,151 $1,360
State Farm $2,393 $2,393
Travelers $1,988 $1,968
USAA $1,672 $1,678

Find Cheap Auto Insurance Rates in Scotts Valley, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Scotts Valley, California auto insurance. Compare Scotts Valley, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scotts Valley, California

Insurance Company Low Medium High
Allstate $3,462 $3,681 $3,806
Farmers $3,748 $4,055 $4,268
GEICO $2,209 $2,419 $2,549
Liberty Mutual $2,574 $2,776 $2,903
Nationwide $3,048 $3,460 $3,683
Progressive $1,914 $2,207 $2,285
State Farm $3,089 $3,451 $3,656
Travelers $2,610 $3,086 $3,305
USAA $2,168 $2,420 $2,540

Find Cheap Scotts Valley, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Scotts Valley. Compare auto insurance rates in Scotts Valley, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Scotts Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,296 $4,003
Farmers $3,651 $4,396
GEICO $2,173 $2,612
Liberty Mutual $2,528 $2,974
Nationwide $3,006 $3,788
Progressive $1,934 $2,336
State Farm $3,277 $3,521
Travelers $2,703 $3,298
USAA $2,192 $2,560

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Find Cheap Scotts Valley, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Scotts Valley, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Scotts Valley, CA, take a look at the average cost for various violations versus rates for a clean driving record in Scotts Valley.

Annual Scotts Valley, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,214 $3,697 $5,793 $2,895
Farmers $2,976 $4,051 $5,044 $4,023
GEICO $1,673 $2,584 $3,238 $2,075
Liberty Mutual $2,389 $3,199 $2,886 $2,530
Nationwide $2,378 $3,044 $5,123 $3,044
Progressive $1,408 $2,379 $2,726 $2,026
State Farm $2,425 $2,892 $5,463 $2,815
Travelers $2,013 $3,258 $3,781 $2,950
USAA $1,582 $2,349 $3,841 $1,732

Find Cheap Scotts Valley, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Scotts Valley, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Scotts Valley for less when you shop around and compare rates from multiple Scotts Valley, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Scotts Valley, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,793
Farmers $5,044
GEICO $3,238
Liberty Mutual $2,886
Nationwide $5,123
Progressive $2,726
State Farm $5,463
Travelers $3,781
USAA $3,841

Winners by Category: Where to Buy Cheap Auto Insurance in Scotts Valley, CA

Compare rates from the cheapest auto insurance companies in Scotts Valley, CA for your needs. Take a look at how Scotts Valley, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Scotts Valley, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Scotts Valley, California Auto Insurance Companies

If you’re looking for the cheapest Scotts Valley, CA auto insurance companies overall, you can compare them here. Find the best price for Scotts Valley, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Scotts Valley, California

Insurance Company Average Annual Rates
Allstate $3,650
Farmers $4,024
GEICO $2,392
Liberty Mutual $2,751
Nationwide $3,397
Progressive $2,135
State Farm $3,399
Travelers $3,001
USAA $2,376

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What affects Scotts Valley, California auto insurance rates?

Local factors affect auto insurance rates in Scotts Valley, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Scotts Valley auto insurance rates.

Auto Theft in Scotts Valley

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Scotts Valley, CA auto theft show a total of 12 vehicle thefts annually.

Commute Times in Scotts Valley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Scotts Valley, CA is 28.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Scotts Valley, CA

You can buy cheap Scotts Valley, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Scotts Valley, California auto insurance quotes from top companies.

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