Buy Cheap Scotland, AR Auto Insurance (2021)

Scotland, AR auto insurance rates average $332 a month. Minimum auto insurance requirements in Scotland, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Scotland, AR, compare Scotland auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Scotland, AR for teens drivers are $8,107/year
  • Average auto insurance rates in Scotland, AR are $332/month
  • Average auto insurance rates in Scotland, AR after a DUI are $4,772/year

Finding affordable Scotland, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Scotland, AR auto insurance with confidence is right here. Auto insurance rates in Scotland are affected by local factors as well as personal ones like your driving record.

See how Scotland, AR car insurance rates compare to Bentonville auto insurance rates, Rogers auto insurance rates, and North Little Rock auto insurance rates before you read more about the cost of auto insurance in Scotland.

Don’t buy Scotland, AR auto insurance until you’ve compared rates. Get free Scotland, Arkansas auto insurance quotes when you enter your ZIP code above.

Scotland, AR Minimum Auto Insurance Requirements

The required auto insurance in Scotland, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Scotland, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Scotland, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Scotland, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Scotland, AR. Take a look at Scotland, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Scotland, Arkansas

Insurance Company Poor Fair Good
Allstate $6,342 $4,850 $3,938
Farmers $4,651 $3,896 $3,712
GEICO $4,085 $3,359 $2,787
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,412 $3,110
Progressive $6,111 $5,197 $4,828
State Farm $4,038 $2,431 $1,893
Travelers $6,408 $5,345 $4,994
USAA $2,745 $1,873 $1,596

Buy Cheap Scotland, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Scotland, Arkansas auto insurance rates? Find out how car insurance rates in Scotland, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scotland, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,900 $2,554 $2,733 $10,299 $12,333 $3,186 $3,471
Farmers $2,232 $2,223 $1,996 $2,099 $9,283 $9,621 $2,551 $2,685
GEICO $2,470 $2,441 $2,277 $2,214 $6,486 $6,498 $2,432 $2,466
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,447 $2,493 $2,200 $2,323 $5,904 $7,513 $2,798 $3,014
Progressive $2,875 $2,732 $2,364 $2,467 $11,959 $13,479 $3,440 $3,714
State Farm $1,776 $1,776 $1,578 $1,578 $5,003 $6,294 $1,998 $2,295
Travelers $2,100 $2,141 $2,070 $2,076 $12,080 $19,337 $2,246 $2,608
USAA $1,284 $1,298 $1,191 $1,201 $3,985 $4,179 $1,651 $1,782

Buy Cheap Scotland, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Scotland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Scotland, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Scotland, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,299 $12,333
Farmers $9,283 $9,621
GEICO $6,486 $6,498
Liberty Mutual $7,960 $8,744
Nationwide $5,904 $7,513
Progressive $11,959 $13,479
State Farm $5,003 $6,294
Travelers $12,080 $19,337
USAA $3,985 $4,179

Buy Cheap Scotland, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Scotland, Arkansas by comparing Scotland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Scotland, AR here.

Annual Auto Insurance Rates for Senior Drivers in Scotland, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,554 $2,733
Farmers $1,996 $2,099
GEICO $2,277 $2,214
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,323
Progressive $2,364 $2,467
State Farm $1,578 $1,578
Travelers $2,070 $2,076
USAA $1,191 $1,201

Find Cheap Auto Insurance Rates in Scotland, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Scotland, Arkansas auto insurance. Compare Scotland, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scotland, Arkansas

Insurance Company Low Medium High
Allstate $4,913 $5,041 $5,177
Farmers $3,883 $4,044 $4,332
GEICO $3,275 $3,410 $3,547
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,610 $3,515 $3,635
Progressive $4,964 $5,295 $5,877
State Farm $2,668 $2,784 $2,910
Travelers $5,347 $5,599 $5,802
USAA $1,988 $2,064 $2,162

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Find Cheap Scotland, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Scotland. Compare auto insurance rates in Scotland, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Scotland, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,044 $5,044
Farmers $4,086 $4,086
GEICO $3,386 $3,435
Liberty Mutual $3,892 $3,892
Nationwide $3,587 $3,587
Progressive $5,379 $5,379
State Farm $2,722 $2,852
Travelers $5,582 $5,582
USAA $2,012 $2,130

Find Cheap Scotland, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Scotland, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Scotland, AR, take a look at the average cost for various violations versus rates for a clean driving record in Scotland.

Annual Scotland, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,169 $5,233 $5,803 $4,970
Farmers $3,458 $4,426 $4,323 $4,139
GEICO $2,316 $3,550 $5,285 $2,492
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,798 $3,605 $4,866 $3,077
Progressive $4,640 $6,431 $4,874 $5,570
State Farm $2,566 $3,008 $2,787 $2,787
Travelers $4,680 $4,834 $7,071 $5,745
USAA $1,595 $2,017 $2,905 $1,769

Find Cheap Scotland, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Scotland, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Scotland for less when you shop around and compare rates from multiple Scotland, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Scotland, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,803
Farmers $4,323
GEICO $5,285
Liberty Mutual $5,036
Nationwide $4,866
Progressive $4,874
State Farm $2,787
Travelers $7,071
USAA $2,905

Winners by Category: Where to Buy Cheap Auto Insurance in Scotland, AR

Compare rates from the cheapest auto insurance companies in Scotland, AR for your needs. Take a look at how Scotland, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Scotland, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Scotland, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Scotland, AR auto insurance companies overall, you can compare them here. Find the best price for Scotland, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Scotland, Arkansas

Insurance Company Average Annual Rates
Allstate $5,044
Farmers $4,086
GEICO $3,411
Liberty Mutual $3,892
Nationwide $3,587
Progressive $5,379
State Farm $2,787
Travelers $5,582
USAA $2,071

Compare Auto Insurance Quotes in Scotland, AR

You can buy cheap Scotland, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Scotland, Arkansas auto insurance quotes from top companies.

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