Buy Cheap Scotia, SC Auto Insurance (2021)

Scotia, SC auto insurance rates average $374 a month. Minimum auto insurance requirements in Scotia, South Carolina are 25/50/25 to comply with South Carolina laws. To buy cheap auto insurance in Scotia, SC, compare Scotia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Scotia is Farmers
  • Average auto insurance rates in Scotia, SC are $374/month
  • Average auto insurance rates in Scotia, SC after a DUI are $5,169/year

Finding affordable Scotia, South Carolina auto insurance can be challenging, but everything you need to know to buy cheap Scotia, SC auto insurance with confidence is right here. Auto insurance rates in Scotia are affected by local factors as well as personal ones like your driving record.

See how Scotia, SC car insurance rates compare to Summerville auto insurance rates, North Charleston auto insurance rates, and Rock Hill auto insurance rates before you read more about the cost of auto insurance in Scotia.

Don’t buy Scotia, SC auto insurance until you’ve compared rates. Get free Scotia, South Carolina auto insurance quotes when you enter your ZIP code above.

Scotia, SC Minimum Auto Insurance Requirements

The required auto insurance in Scotia, SC is 25/50/25 according to the auto insurance laws in South Carolina. The minimum auto insurance in Scotia, South Carolina is outlined here.

Minimum Required Auto Insurance Coverage in Scotia, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Scotia, SC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Scotia, SC. Take a look at Scotia, South Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Scotia, South Carolina

Insurance Company Poor Fair Good
Allstate $5,251 $3,925 $3,313
Farmers $6,730 $5,621 $5,124
GEICO $6,591 $3,544 $2,827
Nationwide $5,092 $4,103 $3,601
Progressive $6,266 $5,474 $5,094
State Farm $4,783 $2,916 $2,290
USAA $6,185 $3,011 $2,624

Buy Cheap Scotia, SC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Scotia, South Carolina auto insurance rates? Find out how car insurance rates in Scotia, SC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scotia, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,762 $2,762 $2,641 $2,641 $7,068 $9,032 $3,064 $3,335
Farmers $4,003 $4,030 $3,809 $4,144 $10,422 $11,459 $4,367 $4,366
GEICO $3,210 $3,210 $2,938 $2,938 $7,289 $7,494 $3,707 $3,778
Nationwide $2,914 $2,961 $2,608 $2,723 $6,954 $9,052 $3,292 $3,619
Progressive $3,082 $2,827 $2,632 $2,760 $12,561 $13,877 $3,514 $3,638
State Farm $2,118 $2,118 $1,910 $1,910 $5,989 $7,550 $2,377 $2,665
USAA $2,119 $2,132 $1,939 $1,948 $8,407 $9,232 $2,790 $2,953

Buy Cheap Scotia, SC Auto Insurance for Teen Drivers

Auto insurance for teenagers in Scotia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Scotia, SC are listed here.

Annual Auto Insurance Rates for Teen Drivers in Scotia, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,068 $9,032
Farmers $10,422 $11,459
GEICO $7,289 $7,494
Nationwide $6,954 $9,052
Progressive $12,561 $13,877
State Farm $5,989 $7,550
USAA $8,407 $9,232

Buy Cheap Scotia, SC Auto Insurance for Seniors

You can save on senior auto insurance rates in Scotia, South Carolina by comparing Scotia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Scotia, SC here.

Annual Auto Insurance Rates for Senior Drivers in Scotia, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,641 $2,641
Farmers $3,809 $4,144
GEICO $2,938 $2,938
Nationwide $2,608 $2,723
Progressive $2,632 $2,760
State Farm $1,910 $1,910
USAA $1,939 $1,948

Find Cheap Auto Insurance Rates in Scotia, SC by Coverage Level

The amount of coverage you choose is a big factor in the cost of Scotia, South Carolina auto insurance. Compare Scotia, SC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scotia, South Carolina

Insurance Company Low Medium High
Allstate $3,912 $4,142 $4,436
Farmers $5,099 $5,809 $6,567
GEICO $3,987 $4,270 $4,704
Nationwide $4,208 $4,268 $4,320
Progressive $5,118 $5,515 $6,202
State Farm $3,090 $3,328 $3,571
USAA $3,725 $3,935 $4,160

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Find Cheap Scotia, SC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Scotia. Compare auto insurance rates in Scotia, SC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Scotia, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,076 $4,250
Farmers $5,825 $5,825
GEICO $4,302 $4,339
Nationwide $4,265 $4,265
Progressive $5,611 $5,611
State Farm $3,246 $3,413
USAA $3,898 $3,982

Find Cheap Scotia, SC Auto Insurance Rates by Driving Record

Auto insurance rates in Scotia, South Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Scotia, SC, take a look at the average cost for various violations versus rates for a clean driving record in Scotia.

Annual Scotia, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,154 $4,975 $4,375 $4,148
Farmers $4,872 $6,691 $5,592 $6,145
GEICO $3,300 $4,262 $6,420 $3,300
Nationwide $3,369 $4,389 $5,579 $3,723
Progressive $4,601 $6,676 $5,595 $5,573
State Farm $3,031 $3,695 $3,297 $3,297
USAA $3,111 $3,838 $5,326 $3,485

Find Cheap Scotia, SC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Scotia, South Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Scotia for less when you shop around and compare rates from multiple Scotia, SC auto insurance companies.

Annual Auto Insurance Rates After a DUI in Scotia, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,375
Farmers $5,592
GEICO $6,420
Nationwide $5,579
Progressive $5,595
State Farm $3,297
USAA $5,326

Winners by Category: Where to Buy Cheap Auto Insurance in Scotia, SC

Compare rates from the cheapest auto insurance companies in Scotia, SC for your needs. Take a look at how Scotia, South Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Scotia, South Carolina

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Scotia, South Carolina Auto Insurance Companies

If you’re looking for the cheapest Scotia, SC auto insurance companies overall, you can compare them here. Find the best price for Scotia, South Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in Scotia, South Carolina

Insurance Company Average Annual Rates
Allstate $4,163
Farmers $5,825
GEICO $4,321
Nationwide $4,265
Progressive $5,611
State Farm $3,330
USAA $3,940

What affects Scotia, South Carolina auto insurance rates?

Local factors affect auto insurance rates in Scotia, SC, including traffic, theft statistics, and commute length. Take a look at the things that impact Scotia auto insurance rates.

Commute Times in Scotia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Scotia, SC is 33.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Scotia, SC

You can buy cheap Scotia, SC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Scotia, South Carolina auto insurance quotes from top companies.

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