Buy Cheap Scotia, CA Auto Insurance (2021)

Scotia, CA auto insurance rates average $260 a month. Minimum auto insurance requirements in Scotia, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Scotia, CA, compare Scotia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Scotia, CA are $260/month
  • Average auto insurance rates in Scotia, CA for teens drivers are $5,225/year
  • The most expensive auto insurance company in Scotia is Farmers

Finding affordable Scotia, California auto insurance can be challenging, but everything you need to know to buy cheap Scotia, CA auto insurance with confidence is right here. Auto insurance rates in Scotia are affected by local factors as well as personal ones like your driving record.

See how Scotia, CA car insurance rates compare to Long Beach auto insurance rates, Bakersfield auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Scotia.

Don’t buy Scotia, CA auto insurance until you’ve compared rates. Get free Scotia, California auto insurance quotes when you enter your ZIP code above.

Scotia, CA Minimum Auto Insurance Requirements

The required auto insurance in Scotia, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Scotia, California is outlined here.

Minimum Required Auto Insurance Coverage in Scotia, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Scotia, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Scotia, California auto insurance rates? Find out how car insurance rates in Scotia, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scotia, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,363 $2,373 $1,718 $1,753 $6,475 $8,157 $3,083 $3,436
Farmers $2,220 $2,220 $1,991 $1,991 $7,092 $11,695 $2,631 $2,928
GEICO $1,751 $1,754 $1,649 $1,649 $5,293 $5,405 $2,511 $2,582
Liberty Mutual $1,948 $1,853 $1,798 $1,746 $4,228 $4,473 $2,203 $2,214
Nationwide $2,663 $2,549 $2,306 $2,181 $6,664 $7,349 $3,166 $3,149
Progressive $1,566 $1,615 $1,311 $1,567 $4,087 $4,968 $2,245 $2,421
State Farm $2,873 $2,873 $2,564 $2,564 $5,247 $6,508 $3,178 $3,277
Travelers $2,067 $2,011 $1,828 $1,808 $4,124 $4,759 $2,668 $2,622
USAA $1,690 $1,603 $1,650 $1,660 $3,812 $3,851 $2,354 $2,227

Buy Cheap Scotia, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Scotia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Scotia, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Scotia, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,475 $8,157
Farmers $7,092 $11,695
GEICO $5,293 $5,405
Liberty Mutual $4,228 $4,473
Nationwide $6,664 $7,349
Progressive $4,087 $4,968
State Farm $5,247 $6,508
Travelers $4,124 $4,759
USAA $3,812 $3,851

Buy Cheap Scotia, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Scotia, California by comparing Scotia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Scotia, CA here.

Annual Auto Insurance Rates for Senior Drivers in Scotia, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,718 $1,753
Farmers $1,991 $1,991
GEICO $1,649 $1,649
Liberty Mutual $1,798 $1,746
Nationwide $2,306 $2,181
Progressive $1,311 $1,567
State Farm $2,564 $2,564
Travelers $1,828 $1,808
USAA $1,650 $1,660

Find Cheap Auto Insurance Rates in Scotia, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Scotia, California auto insurance. Compare Scotia, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scotia, California

Insurance Company Low Medium High
Allstate $3,521 $3,694 $3,795
Farmers $3,843 $4,124 $4,320
GEICO $2,596 $2,851 $3,025
Liberty Mutual $2,403 $2,578 $2,693
Nationwide $3,438 $3,805 $4,017
Progressive $2,275 $2,530 $2,613
State Farm $3,309 $3,690 $3,907
Travelers $2,437 $2,800 $2,971
USAA $2,176 $2,393 $2,498

Find Cheap Scotia, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Scotia. Compare auto insurance rates in Scotia, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Scotia, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,321 $4,018
Farmers $3,718 $4,475
GEICO $2,566 $3,082
Liberty Mutual $2,349 $2,766
Nationwide $3,315 $4,192
Progressive $2,248 $2,697
State Farm $3,503 $3,767
Travelers $2,466 $3,006
USAA $2,173 $2,539

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Find Cheap Scotia, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Scotia, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Scotia, CA, take a look at the average cost for various violations versus rates for a clean driving record in Scotia.

Annual Scotia, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,203 $3,753 $5,827 $2,895
Farmers $3,025 $4,121 $5,142 $4,096
GEICO $1,980 $3,032 $3,828 $2,456
Liberty Mutual $2,219 $2,976 $2,684 $2,352
Nationwide $2,625 $3,356 $5,677 $3,356
Progressive $1,625 $2,739 $3,192 $2,334
State Farm $2,591 $3,092 $5,850 $3,009
Travelers $1,860 $2,952 $3,450 $2,682
USAA $1,568 $2,327 $3,811 $1,717

Find Cheap Scotia, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Scotia, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Scotia for less when you shop around and compare rates from multiple Scotia, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Scotia, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,827
Farmers $5,142
GEICO $3,828
Liberty Mutual $2,684
Nationwide $5,677
Progressive $3,192
State Farm $5,850
Travelers $3,450
USAA $3,811

Winners by Category: Where to Buy Cheap Auto Insurance in Scotia, CA

Compare rates from the cheapest auto insurance companies in Scotia, CA for your needs. Take a look at how Scotia, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Scotia, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Scotia, California Auto Insurance Companies

If you’re looking for the cheapest Scotia, CA auto insurance companies overall, you can compare them here. Find the best price for Scotia, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Scotia, California

Insurance Company Average Annual Rates
Allstate $3,670
Farmers $4,096
GEICO $2,824
Liberty Mutual $2,558
Nationwide $3,753
Progressive $2,473
State Farm $3,635
Travelers $2,736
USAA $2,356

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What affects Scotia, California auto insurance rates?

Local factors affect auto insurance rates in Scotia, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Scotia auto insurance rates.

Commute Times in Scotia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Scotia, CA is 20.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Scotia, CA

You can buy cheap Scotia, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Scotia, California auto insurance quotes from top companies.

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