Buy Cheap Scotch Plains, NJ Auto Insurance (2021)

Scotch Plains, NJ auto insurance rates average $465 a month. Minimum auto insurance requirements in Scotch Plains, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Scotch Plains, NJ, compare Scotch Plains auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Scotch Plains, NJ after a DUI are $6,546/year
  • The most expensive auto insurance company in Scotch Plains is Farmers
  • Average auto insurance rates in Scotch Plains, NJ are $465/month

Finding affordable Scotch Plains, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Scotch Plains, NJ auto insurance with confidence is right here. Auto insurance rates in Scotch Plains are affected by local factors as well as personal ones like your driving record.

See how Scotch Plains, NJ car insurance rates compare to Elizabeth auto insurance rates, Newark auto insurance rates, and Clifton auto insurance rates before you read more about the cost of auto insurance in Scotch Plains.

Don’t buy Scotch Plains, NJ auto insurance until you’ve compared rates. Get free Scotch Plains, New Jersey auto insurance quotes when you enter your ZIP code above.

Scotch Plains, NJ Minimum Auto Insurance Requirements

The required auto insurance in Scotch Plains, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Scotch Plains, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Scotch Plains, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Scotch Plains, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Scotch Plains, NJ. Take a look at Scotch Plains, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Scotch Plains, New Jersey

Insurance Company Poor Fair Good
Allstate $8,898 $5,769 $4,561
Farmers $9,282 $7,256 $6,849
GEICO $3,977 $2,292 $1,664
Liberty Mutual $8,219 $6,097 $5,150
Progressive $4,432 $3,882 $3,594
State Farm $10,431 $6,294 $4,908
Travelers $6,106 $4,457 $3,031

Buy Cheap Scotch Plains, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Scotch Plains, New Jersey auto insurance rates? Find out how car insurance rates in Scotch Plains, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Scotch Plains, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,814 $3,794 $3,691 $3,691 $12,147 $15,023 $4,470 $4,647
Farmers $4,902 $4,952 $4,771 $4,677 $14,517 $16,731 $5,838 $5,976
GEICO $2,142 $2,108 $2,097 $2,097 $3,915 $3,922 $2,464 $2,408
Liberty Mutual $4,270 $4,270 $4,688 $4,688 $11,188 $12,716 $4,688 $5,399
Progressive $2,017 $1,868 $1,824 $1,867 $9,250 $10,234 $2,390 $2,304
State Farm $4,207 $4,207 $3,812 $3,812 $13,792 $17,702 $4,797 $5,358
Travelers $3,424 $3,319 $3,176 $3,200 $7,757 $8,760 $3,323 $3,290

Buy Cheap Scotch Plains, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Scotch Plains can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Scotch Plains, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Scotch Plains, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,147 $15,023
Farmers $14,517 $16,731
GEICO $3,915 $3,922
Liberty Mutual $11,188 $12,716
Progressive $9,250 $10,234
State Farm $13,792 $17,702
Travelers $7,757 $8,760

Buy Cheap Scotch Plains, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Scotch Plains, New Jersey by comparing Scotch Plains senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Scotch Plains, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Scotch Plains, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,691 $3,691
Farmers $4,771 $4,677
GEICO $2,097 $2,097
Liberty Mutual $4,688 $4,688
Progressive $1,824 $1,867
State Farm $3,812 $3,812
Travelers $3,176 $3,200

Find Cheap Auto Insurance Rates in Scotch Plains, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Scotch Plains, New Jersey auto insurance. Compare Scotch Plains, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Scotch Plains, New Jersey

Insurance Company Low Medium High
Allstate $5,896 $6,507 $6,825
Farmers $7,007 $7,750 $8,629
GEICO $2,330 $2,701 $2,901
Liberty Mutual $5,818 $6,683 $6,964
Progressive $3,582 $4,032 $4,293
State Farm $6,696 $7,306 $7,631
Travelers $4,127 $4,529 $4,938

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Find Cheap Scotch Plains, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Scotch Plains. Compare auto insurance rates in Scotch Plains, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Scotch Plains, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,397 $6,422
Farmers $7,796 $7,796
GEICO $2,622 $2,666
Liberty Mutual $6,425 $6,552
Progressive $3,969 $3,969
State Farm $7,025 $7,397
Travelers $4,531 $4,531

Find Cheap Scotch Plains, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Scotch Plains, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Scotch Plains, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Scotch Plains.

Annual Scotch Plains, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,782 $8,018 $7,000 $5,838
Farmers $6,031 $10,274 $8,328 $6,549
GEICO $2,060 $2,703 $3,753 $2,060
Liberty Mutual $6,233 $7,125 $6,364 $6,233
Progressive $3,425 $4,574 $3,899 $3,979
State Farm $3,922 $7,135 $11,466 $6,322
Travelers $3,475 $5,180 $5,015 $4,456

Find Cheap Scotch Plains, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Scotch Plains, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Scotch Plains for less when you shop around and compare rates from multiple Scotch Plains, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Scotch Plains, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,000
Farmers $8,328
GEICO $3,753
Liberty Mutual $6,364
Progressive $3,899
State Farm $11,466
Travelers $5,015

Winners by Category: Where to Buy Cheap Auto Insurance in Scotch Plains, NJ

Compare rates from the cheapest auto insurance companies in Scotch Plains, NJ for your needs. Take a look at how Scotch Plains, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Scotch Plains, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Scotch Plains, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Scotch Plains, NJ auto insurance companies overall, you can compare them here. Find the best price for Scotch Plains, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Scotch Plains, New Jersey

Insurance Company Average Annual Rates
Allstate $6,410
Farmers $7,796
GEICO $2,644
Liberty Mutual $6,488
Progressive $3,969
State Farm $7,211
Travelers $4,531

Compare Auto Insurance Quotes in Scotch Plains, NJ

You can buy cheap Scotch Plains, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Scotch Plains, New Jersey auto insurance quotes from top companies.

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