Buy Cheap Santee, CA Auto Insurance (2021)

Santee, CA auto insurance rates average $270 a month. Minimum auto insurance requirements in Santee, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Santee, CA, compare Santee auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Santee is Farmers
  • Average auto insurance rates in Santee, CA are $270/month
  • Average auto insurance rates in Santee, CA for teens drivers are $5,454/year

Finding affordable Santee, California auto insurance can be challenging, but everything you need to know to buy cheap Santee, CA auto insurance with confidence is right here. Auto insurance rates in Santee are affected by local factors as well as personal ones like your driving record.

See how Santee, CA car insurance rates compare to Fresno auto insurance rates, Anaheim auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Santee.

Don’t buy Santee, CA auto insurance until you’ve compared rates. Get free Santee, California auto insurance quotes when you enter your ZIP code above.

Santee, CA Minimum Auto Insurance Requirements

The required auto insurance in Santee, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Santee, California is outlined here.

Minimum Required Auto Insurance Coverage in Santee, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Santee, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Santee, California auto insurance rates? Find out how car insurance rates in Santee, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Santee, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,613 $2,614 $1,916 $1,928 $7,269 $9,143 $3,322 $3,637
Farmers $2,403 $2,403 $2,171 $2,171 $7,634 $12,454 $2,844 $3,165
GEICO $1,559 $1,559 $1,466 $1,466 $4,753 $4,828 $2,240 $2,285
Liberty Mutual $2,129 $2,013 $1,984 $1,922 $4,633 $4,944 $2,395 $2,420
Nationwide $2,723 $2,597 $2,393 $2,254 $6,956 $7,665 $3,253 $3,208
Progressive $1,356 $1,392 $1,162 $1,369 $3,577 $4,289 $1,943 $2,083
State Farm $2,930 $2,930 $2,619 $2,619 $5,411 $6,729 $3,242 $3,340
Travelers $2,269 $2,195 $2,011 $1,991 $4,691 $5,334 $2,938 $2,875
USAA $1,835 $1,738 $1,791 $1,798 $4,160 $4,187 $2,535 $2,395

Buy Cheap Santee, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Santee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Santee, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Santee, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,269 $9,143
Farmers $7,634 $12,454
GEICO $4,753 $4,828
Liberty Mutual $4,633 $4,944
Nationwide $6,956 $7,665
Progressive $3,577 $4,289
State Farm $5,411 $6,729
Travelers $4,691 $5,334
USAA $4,160 $4,187

Buy Cheap Santee, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Santee, California by comparing Santee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Santee, CA here.

Annual Auto Insurance Rates for Senior Drivers in Santee, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,916 $1,928
Farmers $2,171 $2,171
GEICO $1,466 $1,466
Liberty Mutual $1,984 $1,922
Nationwide $2,393 $2,254
Progressive $1,162 $1,369
State Farm $2,619 $2,619
Travelers $2,011 $1,991
USAA $1,791 $1,798

Find Cheap Auto Insurance Rates in Santee, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Santee, California auto insurance. Compare Santee, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Santee, California

Insurance Company Low Medium High
Allstate $3,832 $4,092 $4,242
Farmers $4,083 $4,442 $4,693
GEICO $2,283 $2,549 $2,726
Liberty Mutual $2,611 $2,830 $2,973
Nationwide $3,479 $3,952 $4,212
Progressive $1,909 $2,216 $2,314
State Farm $3,324 $3,797 $4,061
Travelers $2,637 $3,125 $3,352
USAA $2,317 $2,605 $2,742

Find Cheap Santee, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Santee. Compare auto insurance rates in Santee, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Santee, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,655 $4,455
Farmers $3,997 $4,815
GEICO $2,288 $2,750
Liberty Mutual $2,576 $3,034
Nationwide $3,429 $4,334
Progressive $1,948 $2,345
State Farm $3,590 $3,865
Travelers $2,737 $3,339
USAA $2,356 $2,754

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Find Cheap Santee, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Santee, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Santee, CA, take a look at the average cost for various violations versus rates for a clean driving record in Santee.

Annual Santee, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,455 $4,101 $6,450 $3,214
Farmers $3,263 $4,437 $5,520 $4,403
GEICO $1,760 $2,724 $3,409 $2,183
Liberty Mutual $2,435 $3,261 $2,944 $2,580
Nationwide $2,713 $3,475 $5,861 $3,475
Progressive $1,411 $2,389 $2,757 $2,029
State Farm $2,661 $3,173 $5,989 $3,088
Travelers $2,035 $3,302 $3,828 $2,987
USAA $1,699 $2,528 $4,132 $1,861

Find Cheap Santee, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Santee, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Santee for less when you shop around and compare rates from multiple Santee, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Santee, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,450
Farmers $5,520
GEICO $3,409
Liberty Mutual $2,944
Nationwide $5,861
Progressive $2,757
State Farm $5,989
Travelers $3,828
USAA $4,132

Winners by Category: Where to Buy Cheap Auto Insurance in Santee, CA

Compare rates from the cheapest auto insurance companies in Santee, CA for your needs. Take a look at how Santee, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Santee, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Santee, California Auto Insurance Companies

If you’re looking for the cheapest Santee, CA auto insurance companies overall, you can compare them here. Find the best price for Santee, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Santee, California

Insurance Company Average Annual Rates
Allstate $4,055
Farmers $4,406
GEICO $2,519
Liberty Mutual $2,805
Nationwide $3,881
Progressive $2,146
State Farm $3,728
Travelers $3,038
USAA $2,555

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What affects Santee, California auto insurance rates?

Local factors affect auto insurance rates in Santee, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Santee auto insurance rates.

Auto Theft in Santee

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Santee, CA auto theft show a total of 72 vehicle thefts annually.

Commute Times in Santee

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Santee, CA is 27.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Santee, CA

You can buy cheap Santee, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Santee, California auto insurance quotes from top companies.

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