Buy Cheap Santa Teresa, NM Auto Insurance (2021)

Santa Teresa, NM auto insurance rates average $267 a month. Minimum auto insurance requirements in Santa Teresa, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Santa Teresa, NM, compare Santa Teresa auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Santa Teresa is Farmers
  • Average auto insurance rates in Santa Teresa, NM for teens drivers are $6,215/year
  • The most expensive auto insurance company in Santa Teresa after a DUI is GEICO

Finding affordable Santa Teresa, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Santa Teresa, NM auto insurance with confidence is right here. Auto insurance rates in Santa Teresa are affected by local factors as well as personal ones like your driving record.

See how Santa Teresa, NM car insurance rates compare to Hobbs auto insurance rates, Gallup auto insurance rates, and Las Cruces auto insurance rates before you read more about the cost of auto insurance in Santa Teresa.

Don’t buy Santa Teresa, NM auto insurance until you’ve compared rates. Get free Santa Teresa, New Mexico auto insurance quotes when you enter your ZIP code above.

Santa Teresa, NM Minimum Auto Insurance Requirements

The required auto insurance in Santa Teresa, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Santa Teresa, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Santa Teresa, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Santa Teresa, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Santa Teresa, NM. Take a look at Santa Teresa, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Santa Teresa, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,785 $3,976 $3,781
GEICO $4,357 $3,795 $3,512
Nationwide $3,598 $2,799 $2,431
Progressive $3,211 $2,861 $2,706
State Farm $3,494 $2,142 $1,689
USAA $2,656 $1,996 $1,734

Buy Cheap Santa Teresa, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Santa Teresa, New Mexico auto insurance rates? Find out how car insurance rates in Santa Teresa, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Santa Teresa, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,307 $2,301 $2,062 $2,202 $9,523 $9,810 $2,585 $2,656
GEICO $2,412 $2,478 $2,269 $2,269 $7,018 $9,580 $2,537 $2,540
Nationwide $2,035 $2,066 $1,856 $1,943 $4,835 $6,073 $2,289 $2,446
Progressive $1,568 $1,520 $1,421 $1,426 $6,399 $7,214 $1,897 $1,963
State Farm $1,567 $1,567 $1,428 $1,428 $4,359 $5,485 $1,759 $1,936
USAA $1,429 $1,416 $1,370 $1,363 $3,675 $4,144 $1,756 $1,875

Buy Cheap Santa Teresa, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Santa Teresa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Santa Teresa, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Santa Teresa, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $9,523 $9,810
GEICO $7,018 $9,580
Nationwide $4,835 $6,073
Progressive $6,399 $7,214
State Farm $4,359 $5,485
USAA $3,675 $4,144

Buy Cheap Santa Teresa, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Santa Teresa, New Mexico by comparing Santa Teresa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Santa Teresa, NM here.

Annual Auto Insurance Rates for Senior Drivers in Santa Teresa, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $2,062 $2,202
GEICO $2,269 $2,269
Nationwide $1,856 $1,943
Progressive $1,421 $1,426
State Farm $1,428 $1,428
USAA $1,370 $1,363

Find Cheap Auto Insurance Rates in Santa Teresa, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Santa Teresa, New Mexico auto insurance. Compare Santa Teresa, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Santa Teresa, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,791 $4,141 $4,610
GEICO $3,606 $3,879 $4,179
Nationwide $2,872 $2,914 $3,043
Progressive $2,791 $2,926 $3,062
State Farm $2,219 $2,451 $2,654
USAA $1,967 $2,139 $2,280

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Santa Teresa, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Santa Teresa. Compare auto insurance rates in Santa Teresa, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Santa Teresa, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $4,181 $4,181
GEICO $3,828 $3,948
Nationwide $2,943 $2,943
Progressive $2,926 $2,926
State Farm $2,378 $2,504
USAA $2,065 $2,192

Find Cheap Santa Teresa, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Santa Teresa, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Santa Teresa, NM, take a look at the average cost for various violations versus rates for a clean driving record in Santa Teresa.

Annual Santa Teresa, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,537 $4,554 $4,447 $4,185
GEICO $2,295 $3,678 $7,283 $2,295
Nationwide $2,218 $3,089 $3,962 $2,503
Progressive $2,533 $3,456 $2,726 $2,989
State Farm $2,287 $2,493 $2,493 $2,493
USAA $1,578 $2,195 $2,905 $1,837

Find Cheap Santa Teresa, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Santa Teresa, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Santa Teresa for less when you shop around and compare rates from multiple Santa Teresa, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Santa Teresa, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,496
Farmers $4,447
GEICO $7,283
Nationwide $3,962
Progressive $2,726
State Farm $2,493
USAA $2,905

Winners by Category: Where to Buy Cheap Auto Insurance in Santa Teresa, NM

Compare rates from the cheapest auto insurance companies in Santa Teresa, NM for your needs. Take a look at how Santa Teresa, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Santa Teresa, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Santa Teresa, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Santa Teresa, NM auto insurance companies overall, you can compare them here. Find the best price for Santa Teresa, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Santa Teresa, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $4,181
GEICO $3,888
Nationwide $2,943
Progressive $2,926
State Farm $2,441
USAA $2,129

What affects Santa Teresa, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Santa Teresa, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Santa Teresa auto insurance rates.

Commute Times in Santa Teresa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Santa Teresa, NM is 22.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Santa Teresa, NM

You can buy cheap Santa Teresa, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Santa Teresa, New Mexico auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption