Buy Cheap Santa Paula, CA Auto Insurance (2021)

Santa Paula, CA auto insurance rates average $273 a month. Minimum auto insurance requirements in Santa Paula, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Santa Paula, CA, compare Santa Paula auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Santa Paula, CA after a DUI are $4,583/year
  • Average auto insurance rates in Santa Paula, CA are $273/month
  • The most expensive auto insurance company in Santa Paula is Farmers

Finding affordable Santa Paula, California auto insurance can be challenging, but everything you need to know to buy cheap Santa Paula, CA auto insurance with confidence is right here. Auto insurance rates in Santa Paula are affected by local factors as well as personal ones like your driving record.

See how Santa Paula, CA car insurance rates compare to Oakland auto insurance rates, Anaheim auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Santa Paula.

Don’t buy Santa Paula, CA auto insurance until you’ve compared rates. Get free Santa Paula, California auto insurance quotes when you enter your ZIP code above.

Santa Paula, CA Minimum Auto Insurance Requirements

The required auto insurance in Santa Paula, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Santa Paula, California is outlined here.

Minimum Required Auto Insurance Coverage in Santa Paula, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Santa Paula, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Santa Paula, California auto insurance rates? Find out how car insurance rates in Santa Paula, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Santa Paula, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,720 $2,718 $1,983 $2,002 $7,579 $9,518 $3,480 $3,814
Farmers $2,452 $2,452 $2,224 $2,224 $7,817 $12,737 $2,906 $3,239
GEICO $1,636 $1,637 $1,539 $1,539 $4,974 $5,055 $2,349 $2,400
Liberty Mutual $2,206 $2,075 $2,065 $1,994 $4,748 $5,102 $2,470 $2,510
Nationwide $2,788 $2,660 $2,448 $2,307 $7,090 $7,822 $3,322 $3,279
Progressive $1,634 $1,680 $1,400 $1,655 $4,372 $5,249 $2,356 $2,529
State Farm $2,690 $2,690 $2,405 $2,405 $4,976 $6,178 $2,978 $3,070
Travelers $2,197 $2,123 $1,949 $1,931 $4,555 $5,132 $2,835 $2,771
USAA $1,652 $1,567 $1,615 $1,623 $3,720 $3,743 $2,285 $2,161

Buy Cheap Santa Paula, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Santa Paula can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Santa Paula, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Santa Paula, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,579 $9,518
Farmers $7,817 $12,737
GEICO $4,974 $5,055
Liberty Mutual $4,748 $5,102
Nationwide $7,090 $7,822
Progressive $4,372 $5,249
State Farm $4,976 $6,178
Travelers $4,555 $5,132
USAA $3,720 $3,743

Buy Cheap Santa Paula, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Santa Paula, California by comparing Santa Paula senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Santa Paula, CA here.

Annual Auto Insurance Rates for Senior Drivers in Santa Paula, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,983 $2,002
Farmers $2,224 $2,224
GEICO $1,539 $1,539
Liberty Mutual $2,065 $1,994
Nationwide $2,448 $2,307
Progressive $1,400 $1,655
State Farm $2,405 $2,405
Travelers $1,949 $1,931
USAA $1,615 $1,623

Find Cheap Auto Insurance Rates in Santa Paula, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Santa Paula, California auto insurance. Compare Santa Paula, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Santa Paula, California

Insurance Company Low Medium High
Allstate $3,995 $4,264 $4,421
Farmers $4,172 $4,545 $4,803
GEICO $2,374 $2,673 $2,876
Liberty Mutual $2,673 $2,923 $3,094
Nationwide $3,553 $4,034 $4,306
Progressive $2,315 $2,695 $2,818
State Farm $3,065 $3,486 $3,720
Travelers $2,510 $3,023 $3,276
USAA $2,096 $2,338 $2,454

Find Cheap Santa Paula, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Santa Paula. Compare auto insurance rates in Santa Paula, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Santa Paula, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,813 $4,640
Farmers $4,088 $4,925
GEICO $2,399 $2,883
Liberty Mutual $2,658 $3,135
Nationwide $3,502 $4,427
Progressive $2,367 $2,852
State Farm $3,299 $3,549
Travelers $2,650 $3,223
USAA $2,117 $2,475

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Santa Paula, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Santa Paula, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Santa Paula, CA, take a look at the average cost for various violations versus rates for a clean driving record in Santa Paula.

Annual Santa Paula, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,548 $4,289 $6,729 $3,340
Farmers $3,336 $4,540 $5,645 $4,505
GEICO $1,846 $2,852 $3,576 $2,290
Liberty Mutual $2,514 $3,366 $3,041 $2,665
Nationwide $2,771 $3,549 $5,989 $3,549
Progressive $1,708 $2,907 $3,361 $2,462
State Farm $2,445 $2,915 $5,499 $2,836
Travelers $1,964 $3,205 $3,688 $2,889
USAA $1,529 $2,267 $3,714 $1,674

Find Cheap Santa Paula, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Santa Paula, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Santa Paula for less when you shop around and compare rates from multiple Santa Paula, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Santa Paula, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,729
Farmers $5,645
GEICO $3,576
Liberty Mutual $3,041
Nationwide $5,989
Progressive $3,361
State Farm $5,499
Travelers $3,688
USAA $3,714

Winners by Category: Where to Buy Cheap Auto Insurance in Santa Paula, CA

Compare rates from the cheapest auto insurance companies in Santa Paula, CA for your needs. Take a look at how Santa Paula, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Santa Paula, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Santa Paula, California Auto Insurance Companies

If you’re looking for the cheapest Santa Paula, CA auto insurance companies overall, you can compare them here. Find the best price for Santa Paula, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Santa Paula, California

Insurance Company Average Annual Rates
Allstate $4,227
Farmers $4,507
GEICO $2,641
Liberty Mutual $2,896
Nationwide $3,965
Progressive $2,609
State Farm $3,424
Travelers $2,937
USAA $2,296

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Santa Paula, California auto insurance rates?

Local factors affect auto insurance rates in Santa Paula, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Santa Paula auto insurance rates.

Auto Theft in Santa Paula

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Santa Paula, CA auto theft show a total of 41 vehicle thefts annually.

Commute Times in Santa Paula

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Santa Paula, CA is 26.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Santa Paula, CA

You can buy cheap Santa Paula, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Santa Paula, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption