Buy Cheap Santa Clara, NM Auto Insurance (2021)

Santa Clara, NM auto insurance rates average $258 a month. Minimum auto insurance requirements in Santa Clara, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Santa Clara, NM, compare Santa Clara auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Santa Clara, NM after a DUI are $3,987/year
  • Average auto insurance rates in Santa Clara, NM are $258/month
  • The most expensive auto insurance company in Santa Clara after a DUI is GEICO

Finding affordable Santa Clara, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Santa Clara, NM auto insurance with confidence is right here. Auto insurance rates in Santa Clara are affected by local factors as well as personal ones like your driving record.

See how Santa Clara, NM car insurance rates compare to Farmington auto insurance rates, Carlsbad auto insurance rates, and Albuquerque auto insurance rates before you read more about the cost of auto insurance in Santa Clara.

Don’t buy Santa Clara, NM auto insurance until you’ve compared rates. Get free Santa Clara, New Mexico auto insurance quotes when you enter your ZIP code above.

Santa Clara, NM Minimum Auto Insurance Requirements

The required auto insurance in Santa Clara, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Santa Clara, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Santa Clara, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Santa Clara, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Santa Clara, NM. Take a look at Santa Clara, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Santa Clara, New Mexico

Insurance Company Poor Fair Good
Allstate $4,464 $3,681 $3,371
Farmers $4,481 $3,705 $3,523
GEICO $4,787 $4,162 $3,849
Nationwide $3,700 $2,873 $2,495
Progressive $2,848 $2,549 $2,417
State Farm $2,667 $1,649 $1,308
USAA $2,680 $2,000 $1,731

Buy Cheap Santa Clara, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Santa Clara, New Mexico auto insurance rates? Find out how car insurance rates in Santa Clara, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Santa Clara, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,329 $2,345 $2,122 $2,233 $7,582 $8,750 $2,595 $2,755
Farmers $2,179 $2,173 $1,952 $2,080 $8,801 $9,050 $2,452 $2,536
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,091 $2,126 $1,903 $1,997 $4,957 $6,243 $2,349 $2,514
Progressive $1,387 $1,338 $1,270 $1,270 $5,739 $6,456 $1,666 $1,715
State Farm $1,244 $1,244 $1,124 $1,124 $3,250 $4,090 $1,388 $1,528
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

Buy Cheap Santa Clara, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Santa Clara can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Santa Clara, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Santa Clara, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,582 $8,750
Farmers $8,801 $9,050
GEICO $7,583 $10,447
Nationwide $4,957 $6,243
Progressive $5,739 $6,456
State Farm $3,250 $4,090
USAA $3,641 $4,122

Buy Cheap Santa Clara, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Santa Clara, New Mexico by comparing Santa Clara senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Santa Clara, NM here.

Annual Auto Insurance Rates for Senior Drivers in Santa Clara, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,233
Farmers $1,952 $2,080
GEICO $2,511 $2,511
Nationwide $1,903 $1,997
Progressive $1,270 $1,270
State Farm $1,124 $1,124
USAA $1,372 $1,376

Find Cheap Auto Insurance Rates in Santa Clara, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Santa Clara, New Mexico auto insurance. Compare Santa Clara, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Santa Clara, New Mexico

Insurance Company Low Medium High
Allstate $3,680 $3,832 $4,005
Farmers $3,562 $3,866 $4,281
GEICO $3,990 $4,256 $4,552
Nationwide $2,967 $2,989 $3,112
Progressive $2,470 $2,603 $2,742
State Farm $1,710 $1,879 $2,033
USAA $1,995 $2,146 $2,271

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Find Cheap Santa Clara, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Santa Clara. Compare auto insurance rates in Santa Clara, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Santa Clara, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,839 $3,839
Farmers $3,903 $3,903
GEICO $4,201 $4,331
Nationwide $3,023 $3,023
Progressive $2,605 $2,605
State Farm $1,828 $1,920
USAA $2,073 $2,201

Find Cheap Santa Clara, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Santa Clara, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Santa Clara, NM, take a look at the average cost for various violations versus rates for a clean driving record in Santa Clara.

Annual Santa Clara, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,181 $4,166 $4,440 $3,568
Farmers $3,298 $4,244 $4,145 $3,924
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,269 $3,173 $4,082 $2,566
Progressive $2,255 $3,084 $2,428 $2,654
State Farm $1,766 $1,910 $1,910 $1,910
USAA $1,594 $2,204 $2,897 $1,854

Find Cheap Santa Clara, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Santa Clara, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Santa Clara for less when you shop around and compare rates from multiple Santa Clara, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Santa Clara, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,440
Farmers $4,145
GEICO $8,009
Nationwide $4,082
Progressive $2,428
State Farm $1,910
USAA $2,897

Winners by Category: Where to Buy Cheap Auto Insurance in Santa Clara, NM

Compare rates from the cheapest auto insurance companies in Santa Clara, NM for your needs. Take a look at how Santa Clara, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Santa Clara, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Santa Clara, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Santa Clara, NM auto insurance companies overall, you can compare them here. Find the best price for Santa Clara, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Santa Clara, New Mexico

Insurance Company Average Annual Rates
Allstate $3,839
Farmers $3,903
GEICO $4,266
Nationwide $3,023
Progressive $2,605
State Farm $1,874
USAA $2,137

What affects Santa Clara, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Santa Clara, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Santa Clara auto insurance rates.

Auto Theft in Santa Clara

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Santa Clara, NM auto theft show a total of 2 vehicle thefts annually.

Commute Times in Santa Clara

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Santa Clara, NM is 23.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Santa Clara, NM

You can buy cheap Santa Clara, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Santa Clara, New Mexico auto insurance quotes from top companies.

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